New Tripoli Bank: Loan Portfolio
Data as of · Call Report Schedule RC-C How we update
The loan book by category. Concentration is what supervisors read here: a portfolio weighted heavily toward one collateral type carries that sector's cycle, which is the mechanism behind most community-bank failures.
The standout move of Q2 2026 was in CRE concentration (Tier 1 capital + allowance): 4.22 percentage points lower than in Q1 2026, at 131.41%. Within Pennsylvania, New Tripoli Bank is 52nd of 109 on loan-to-deposit ratio, 87.40% as of Q2 2026, above the middle of the field. The median for banks in the $100M-1B asset tier is 80.84% on loan-to-deposit ratio. New Tripoli Bank sits 6.57 points higher, at 87.40% (Q2 2026).
Loan totals
| Line item | Q2 2026 |
|---|---|
| Total loans and leases | $524.8M |
| Net loans and leases | $519.1M |
| Loans held for sale | $0 |
| Loans to total assets | 77.86% |
| Loan-to-deposit ratio | 87.40% |
| Net loans to equity capital | 9.81% |
Portfolio mix (share of total loans)
| Line item | Q2 2026 |
|---|---|
| Commercial real estate (nonfarm nonresidential) | 30.65% |
| Multifamily (5+ residential) | 5.65% |
| Commercial and industrial | 6.53% |
| Consumer | 0.25% |
| Credit cards | 0.00% |
| Farm | 0.19% |
| Loans to depository institutions | 0.00% |
| State and political subdivisions | 3.12% |
Concentration measures
| Line item | Q2 2026 |
|---|---|
| CRE concentration (Tier 1 capital + allowance) | 131.41% |
| Construction concentration (Tier 1 capital + allowance) | 23.17% |
Supervisory definition (FFIEC UBPR page 7B): construction and land development, multifamily, non-owner-occupied nonfarm nonresidential and unsecured CRE loans, over Tier 1 capital plus the allowance for credit losses. Owner-occupied CRE and farmland are excluded. The 2006 interagency guidance flags CRE above 300% of capital, or construction and development above 100%, for heightened supervisory scrutiny. These are screening thresholds, not limits.
Loan earnings
| Line item | Q2 2026 |
|---|---|
| Yield on loans | 5.46% |
| Interest income on loans | $7.1M |
Loan Portfolio trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Loan Portfolio by quarter
| Quarter | Total loans | Total deposits | Commercial real estate | Commercial and industrial | Consumer |
|---|---|---|---|---|---|
| Q3 2023 | $490.2M | $556.2M | 27.46% | 6.23% | 0.28% |
| Q4 2023 | $482.1M | $554.5M | 26.85% | 6.35% | 0.33% |
| Q1 2024 | $485.5M | $554.9M | 26.97% | 6.51% | 0.32% |
| Q2 2024 | $489.6M | $562.2M | 27.20% | 6.65% | 0.33% |
| Q3 2024 | $486.9M | $564.4M | 27.20% | 6.67% | 0.38% |
| Q4 2024 | $486.0M | $564.4M | 27.21% | 6.25% | 0.32% |
| Q1 2025 | $489.3M | $557.1M | 27.25% | 6.09% | 0.33% |
| Q2 2025 | $507.7M | $563.9M | 28.69% | 6.61% | 0.32% |
| Q3 2025 | $520.4M | $592.0M | 29.56% | 6.34% | 0.30% |
| Q4 2025 | $517.1M | $584.9M | 29.68% | 6.53% | 0.29% |
| Q1 2026 | $527.0M | $592.3M | 29.99% | 6.46% | 0.27% |
| Q2 2026 | $524.8M | $600.4M | 30.65% | 6.53% | 0.25% |
New Tripoli Bank loan portfolio, all the way back
Loan Portfolio back to 2001 · peer percentiles on every line item · Excel export
Unlock New Tripoli Bank, freeSource: Call Report Schedule RC-C, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full New Tripoli Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 7659) · FFIEC NIC profile (RSSD 331713)