New Tripoli Bank: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Cost of borrowings fell 0.34 percentage points from Q1 2026 to Q2 2026, ending at 3.92% against 4.25%. It was the largest change among the key lines on this page. New Tripoli Bank ranks 68th of 109 Pennsylvania banks on net interest margin, in the lower half at 3.29% (Q2 2026). The median for banks in the $100M-1B asset tier is 3.95% on net interest margin. New Tripoli Bank sits 0.66 points lower, at 3.29% (Q2 2026).
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 4.98% |
| Yield on loans | 5.46% |
| Yield on securities | 2.96% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 1.82% |
| Cost of interest-bearing deposits | 2.14% |
| Cost of interest-bearing liabilities | 2.18% |
| Cost of borrowings | 3.92% |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 3.29% |
| Yield to cost spread | 2.80% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $7.1M |
| Total interest expense | $2.8M |
| Interest expense on deposits | $2.6M |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 4.25% | 2.00% | 2.39% | 4.58% | 3.03% |
| Q4 2023 | 4.31% | 2.25% | 2.23% | 4.66% | 3.01% |
| Q1 2024 | 4.39% | 2.39% | 2.16% | 4.76% | 3.00% |
| Q2 2024 | 4.48% | 2.45% | 2.21% | 4.87% | 2.99% |
| Q3 2024 | 4.56% | 2.34% | 2.38% | 4.97% | 3.00% |
| Q4 2024 | 4.67% | 2.27% | 2.57% | 5.12% | 2.99% |
| Q1 2025 | 4.55% | 2.17% | 2.53% | 4.97% | 2.99% |
| Q2 2025 | 4.73% | 2.15% | 2.73% | 5.18% | 2.99% |
| Q3 2025 | 4.84% | 2.15% | 2.83% | 5.30% | 2.99% |
| Q4 2025 | 4.87% | 2.01% | 3.01% | 5.33% | 2.97% |
| Q1 2026 | 4.91% | 1.84% | 3.20% | 5.38% | 2.96% |
| Q2 2026 | 4.98% | 1.82% | 3.29% | 5.46% | 2.96% |
New Tripoli Bank yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock New Tripoli Bank, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full New Tripoli Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 7659) · FFIEC NIC profile (RSSD 331713)