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Normangee State Bank: Common Equity Tier 1 Capital Ratio

26.00% Ranks #132 of 2,139 U.S. banks · 94th percentile

Data as of · sourced from FFIEC call reports. How we update

Normangee State Bank reported a common equity tier 1 capital ratio of 26.00% as of Q2 2026, ranking #132 of 2,139 U.S. banks (94th percentile). The Common Equity Tier 1 (CET1) ratio is the most-watched US bank capital metric, measuring common equity against risk-weighted assets.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 26.00%
Q1 2026 24.84%
Q4 2025 25.65%
Q3 2025 25.98%
Q2 2025 26.15%
Q1 2025 28.06%
Q4 2024 27.70%
Q3 2024 29.95%
Q2 2024 29.03%
Q1 2024 29.78%
Q4 2023 29.67%
Q3 2023 28.92%

National Context

Latest value 26.00%
National rank#132 of 2,139
Percentile 94th
12-quarter low24.84%
12-quarter high29.95%
Full rankingView leaderboard

What is the Common Equity Tier 1 Capital Ratio?

The CET1 ratio measures a bank's highest-quality capital (common equity, retained earnings, and qualifying disclosed reserves) against its risk-weighted assets. It is the most-watched single capital indicator in US bank supervision after the 2013 Basel III reforms.

Most well-managed US community banks report CET1 ratios between 11% and 16%. Ratios above 14% generally indicate comfortable capital cushions; below 10% triggers regulatory attention. The CET1 ratio should be read alongside the Tier 1 leverage ratio (which doesn't weight assets by risk), since a bank can have a high CET1 ratio while still being thinly capitalized on a leverage basis.

Full definition & formula →

Frequently asked questions

What is Normangee State Bank's Common Equity Tier 1 Capital Ratio?

Normangee State Bank's Common Equity Tier 1 Capital Ratio was 26.00% as of Q2 2026, ranking #132 of 2,139 U.S. banks.

What is the Common Equity Tier 1 Capital Ratio?

The CET1 ratio measures a bank's highest-quality capital (common equity, retained earnings, and qualifying disclosed reserves) against its risk-weighted assets. It is the most-watched single capital indicator in US bank supervision after the 2013 Basel III reforms.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Normangee State Bank profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 3368) · FFIEC NIC profile (RSSD 958763)