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North American Savings Bank, FSB: Deposit Base

Data as of · Call Report Schedules RC-E and RC-O How we update

How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.

The standout move of Q2 2026 was in Brokered deposits: 62.6% lower than in Q1 2026, at $19.6M. Among 192 Missouri banks, North American Savings Bank, FSB sits 19th from the top on total deposits, $1.86B as of Q2 2026. North American Savings Bank, FSB reported $1.86B on total deposits for Q2 2026, 11% above the $1.67B median for banks in the $1B-10B asset tier.

Deposit totals

Deposit totals for North American Savings Bank, FSB, Q2 2026
Line item Q2 2026
Total deposits $1.86B
Domestic office deposits $1.86B
Foreign office deposits —
Deposits to total assets 57.99%
Deposits to total liabilities 67.22%

Deposit composition

Deposit composition for North American Savings Bank, FSB, Q2 2026
Line item Q2 2026
Demand deposits $210.1M
Savings deposits $725.2M
Transaction accounts to domestic deposits 11.33%
Time deposits $46K
Time deposits under $100k $326.0M
Time deposits $100k to $250k $333.5M
Time deposits over $250k $197.1M
Noninterest-bearing share of deposits 7.00%

Stability of funding

Stability of funding for North American Savings Bank, FSB, Q2 2026
Line item Q2 2026
Core deposits $1.64B
Core deposits to total deposits 88.32%
Insured deposits $1.66B
Uninsured deposits $199.4M
Uninsured deposits to total deposits 10.75%
Brokered deposits $19.6M
Brokered deposits to total deposits 1.06%

Cost of deposits

Cost of deposits for North American Savings Bank, FSB, Q2 2026
Line item Q2 2026
Cost of interest-bearing deposits 3.31%
Interest expense on deposits $14.5M
Loans and leases to core deposits 131.79%

Deposit Base trend

Last 12 quarters as filed. Every value plotted here also appears in the tables above.

Total deposits
Core, uninsured and brokered shares
Cost of interest-bearing deposits

Deposit Base by quarter

Values plotted above, North American Savings Bank, FSB, oldest first
Quarter Total depositsCore depositsUninsured depositsBrokered depositsCost of interest-bearing deposits
Q3 2023 $1.83B 82.77% 7.72% 8.69% 3.32%
Q4 2023 $1.72B 86.20% 7.56% 4.79% 3.37%
Q1 2024 $1.82B 83.54% 8.87% 7.52% 3.66%
Q2 2024 $1.73B 87.22% 8.71% 3.51% 3.88%
Q3 2024 $1.76B 87.18% 9.05% 3.27% 4.12%
Q4 2024 $1.82B 84.44% 8.71% 5.87% 3.85%
Q1 2025 $1.94B 82.18% 8.71% 7.48% 3.72%
Q2 2025 $1.86B 87.04% 9.99% 2.97% 3.67%
Q3 2025 $1.85B 86.49% 9.62% 3.31% 3.61%
Q4 2025 $1.90B 85.51% 10.09% 3.60% 3.56%
Q1 2026 $1.90B 86.44% 10.14% 2.77% 3.35%
Q2 2026 $1.86B 88.32% 10.75% 1.06% 3.31%

North American Savings Bank, FSB deposit base, all the way back

Deposit Base back to 2001 · peer percentiles on every line item · Excel export

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Source: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full North American Savings Bank, FSB profile, peer group comparison, or how this data updates.

Regulator records: FDIC BankFind (cert 29708) · FFIEC NIC profile (RSSD 211271)