North American Savings Bank, FSB: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks North American Savings Bank, FSB of Grandview, MO against its peer group of 931 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 1.34% | 1.44% | -0.10% | 55th above |
| ROAE | 9.73% | 12.51% | -2.78% | 29th below |
| Net Interest Margin | 2.91% | 3.84% | -0.93% | 12th bottom |
| Efficiency Ratio | 43.75% | 58.89% | -15.14% | 89th top |
| PPNR / Avg Assets | 1.81% | 1.78% | +0.03% | 57th above |
| Yield on Earning Assets | 5.72% | 5.71% | +0.01% | 61st above |
| Cost of Funds | 3.29% | 2.03% | +1.26% | 4th bottom |
| Net Interest Spread | 2.33% | 3.18% | -0.85% | 14th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.25% | 0.96% | +0.29% | 25th below |
| NPA / Total Assets | 0.91% | 0.75% | +0.16% | 27th below |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.04% | 0.31% | -0.27% | 46th below |
| ACL / Total Loans | 1.34% | 1.25% | +0.09% | 75th top |
| ACL / NPLs (Coverage) | 107.68% | 699.50% | -591.82% | 33rd below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 6.29% | 7.16% | -0.87% | 39th below |
| Provision / NCO | 0.00% | 815.61% | -815.61% | 10th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 17.49% | 17.41% | +0.08% | 85th top |
| Tier 1 Ratio | 17.49% | 17.44% | +0.05% | 85th top |
| Total Capital Ratio | 18.74% | 18.50% | +0.24% | 85th top |
| Leverage Ratio | 14.21% | 11.59% | +2.62% | 91st top |
| Equity / Assets | 13.73% | 11.33% | +2.40% | 89th top |
| TCE / Tangible Assets | 13.61% | 10.65% | +2.96% | 91st top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 117.78% | 86.32% | +31.46% | 3rd bottom |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 88.32% | 85.55% | +2.77% | 49th below |
| Uninsured Deposit Ratio | 10.75% | 32.73% | -21.98% | 96th top |
| Wholesale Funding Ratio | 27.80% | 5.42% | +22.38% | 1st bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 8.86% | 10.46% | -1.60% | 71st above |
| Loan Growth (Y/Y) | 1.77% | 8.00% | -6.23% | 27th below |
| Deposit Growth (Y/Y) | -0.41% | 7.99% | -8.40% | 17th bottom |
See North American Savings Bank, FSB's peers by name
The 931 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock North American Savings Bank, FSB, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full North American Savings Bank, FSB profile, how to read a UBPR, or how this data updates.