Bank call report · Cincinnati, OH
The North Side Bank and Trust Company Call Report
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The North Side Bank and Trust Company filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 400 reported line items, schedule by schedule (727 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 615217 |
| FDIC certificate number | 9457 |
| Total assets | $1.17B |
Official Q2 2026 call report PDF (FFIEC) →
The North Side Bank and Trust Company call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (26 items)
About Schedule RC · The North Side Bank and Trust Company balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $1.17B |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $1.17B |
| Total Liabilities and Minority Interest | RCON2948 | $1.07B |
| Total Deposits | RCON2200 | $989.5M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $753.7M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $752.0M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $743.6M |
| Deposits: Noninterest-bearing | RCON6631 | $235.8M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $207.5M |
| Undivided Profits and Capital Reserves | RCON3632 | $127.0M |
| Interest-bearing Balances | RCON0071 | $105.5M |
| Total Equity Capital | RCON3210 | $104.2M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $104.2M |
| Securities Sold Under Agreements to Repurchase | RCONB995 | $74.3M |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $57.6M |
| Held-to-maturity Securities, Total | RCON1754 | $57.6M |
| Other Assets | RCON2160 | $33.8M |
| Accumulated Other Comprehensive Income | RCONB530 | -$28.5M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $16.0M |
| Allowance for Loan and Lease Losses | RCON3123 | $8.4M |
| Other Liabilities, Total | RCON2930 | $4.0M |
| Equity securities with readily determinable fair values not held for trading | RCONJA22 | $4.0M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $3.5M |
| Common Stock | RCON3230 | $2.9M |
| Surplus | RCON3839 | $2.9M |
| Federal Funds Sold | RCONB987 | $648K |
Schedule RI: Income Statement (40 items)
About Schedule RI · The North Side Bank and Trust Company income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $27.9M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $22.1M |
| Net Interest Income | RIAD4074 | $15.6M |
| Total Interest Expense | RIAD4073 | $12.3M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $10.7M |
| Total Noninterest Expense | RIAD4093 | $9.4M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $8.1M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $7.9M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $6.6M |
| Net Income (Loss) | RIAD4340 | $6.6M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $6.6M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $6.4M |
| Salaries and Employee Benefits | RIAD4135 | $5.5M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $4.6M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $4.5M |
| Other Noninterest Expense | RIAD4092 | $3.4M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $2.8M |
| Total Noninterest Income | RIAD4079 | $2.2M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $2.1M |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $1.9M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $1.8M |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $1.7M |
| Applicable Income Taxes | RIAD4302 | $1.6M |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $1.6M |
| Expense of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RIAD4180 | $1.2M |
| Other Noninterest Income | RIADB497 | $869K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $571K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $462K |
| Provision for Loan and Lease Losses | RIAD4230 | $450K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $450K |
| Interest on Other Securities | RIAD4060 | $356K |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $248K |
| Unrealized holding gains (losses) on equity securities not held for trading | RIADHT70 | $220K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $213K |
| Other Interest Income | RIAD4518 | $76K |
| Loans to Individuals for Households, Family, and Other Personal Expenditures: Credit Cards | RIADB485 | $65K |
| Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell | RIAD4020 | $30K |
| Noninterest income: Fees and commissions from securities brokerage, investment banking, advisory, and underwriting activities | RIADHT73 | $17K |
| Net Servicing Fees | RIADB492 | $6K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 109 |
Schedule RC-B: Securities (39 items)
About Schedule RC-B · The North Side Bank and Trust Company securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $57.5M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $52.4M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Held-to-maturity Amortized Cost | RCONG312 | $9.0M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Held-to-maturity Fair Value | RCONG313 | $8.7M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $243.5M |
| Pledged Securities | RCON0416 | $160.5M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $127.6M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $114.9M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $103.3M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $62.3M |
| Total Fair Value of Held-to-maturity Securities | RCON1771 | $53.0M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Amortized Cost | RCONHT56 | $52.7M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Fair Value | RCONHT57 | $46.9M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $38.6M |
| Amortized Cost of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. | RCON8496 | $26.5M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $26.1M |
| Fair Value of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. | RCON8497 | $23.8M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $15.3M |
| US government agency obligations (exclude mortgage-backed securities), Held-to-maturity, Amortized Cost | RCONHT50 | $12.8M |
| US government agency obligations (exclude mortgage-backed securities), Held-to-maturity, Fair Value | RCONHT51 | $11.7M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing of Over Ffteen Years | RCONA554 | $8.8M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $7.4M |
| Amortized Cost of Structured Notes | RCON8782 | $7.0M |
| Fair Value of Structured Notes | RCON8783 | $6.4M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $5.8M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $5.5M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONA555 | $5.0M |
| Amortized Cost of Held-to-maturity U.S. Treasury Securities | RCON0211 | $5.0M |
| Fair Value of Held-to-maturity U.S. Treasury Securities | RCON0213 | $4.9M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Held-to-maturity, Amortized Cost | RCONHT54 | $4.2M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Held-to-maturity, Fair Value | RCONHT55 | $3.8M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK144 | $3.2M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK145 | $3.1M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK152 | $2.5M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK153 | $1.8M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $922K |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $400K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA557 | $117K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA556 | $49K |
Schedule RC-C, Part I: Loans and Leases (31 items)
About Schedule RC-C, Part I · The North Side Bank and Trust Company loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $752.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $271.8M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $151.0M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $145.6M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $131.8M |
| Commercial and Industrial Loans | RCON1766 | $126.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $118.6M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $118.3M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $111.0M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $110.6M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $102.4M |
| Pledged Loans and Leases | RCONG378 | $82.4M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $72.7M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $45.3M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $35.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $30.9M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $22.9M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $21.4M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $13.4M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $12.4M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $9.3M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $6.4M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Credit Cards | RCONB538 | $3.1M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $3.0M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $2.5M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $2.1M |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $1.7M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $450K |
| Other Loans | RCONJ464 | $196K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $125K |
| Unearned Income on Loans | RCON2123 | $35K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (12 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $48.5M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $26.1M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $11.7M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $7.4M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $3.5M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $702K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 127 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 121 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 112 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 112 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 62 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 19 |
Schedule RC-E: Deposit Liabilities (27 items)
About Schedule RC-E · The North Side Bank and Trust Company deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $567.6M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $540.0M |
| Total Transaction Accounts | RCON2215 | $421.9M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $390.7M |
| Total Demand Deposits (See Note Below) | RCON2210 | $314.6M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $240.6M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $158.0M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $104.6M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $87.9M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $87.9M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $85.2M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $80.1M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $72.7M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $56.3M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $54.4M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $31.7M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $30.7M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $26.3M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $22.2M |
| Total reciprocal deposits | RCONJH83 | $22.2M |
| Sweep deposits: Fully insured, non-affiliate sweep deposits | RCONMT91 | $12.1M |
| Total sweep deposits that are not brokered deposits | RCONMT95 | $12.1M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $11.3M |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $1.2M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $865K |
| Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. | RCONB551 | $496K |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $107K |
Schedule RC-F: Other Assets (7 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $18.2M |
| Net Deferred Tax Assets | RCON2148 | $8.5M |
| Accrued Interest Receivable | RCONB556 | $4.4M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $1.6M |
| Other Assets | RCON2168 | $1.1M |
| Prepaid Expenses | RCON2166 | $681K |
| First Itemized Amount That Exceeds 25% of All Other Assets (2168) | RCON3549 | $211K |
Schedule RC-G: Other Liabilities (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Expenses Accrued and Unpaid | RCON3646 | $1.8M |
| All Other Liabilities | RCON2938 | $799K |
| Dividends Declared But Not Yet Payable | RCON2932 | $799K |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $771K |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $650K |
Schedule RC-K: Quarterly Averages (18 items)
About Schedule RC-K · The North Side Bank and Trust Company quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $1.19B |
| Quarterly Average of Total Loans | RCON3360 | $744.3M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $354.6M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $315.4M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $235.7M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $174.9M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $133.1M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $126.0M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $120.7M |
| Mortgage-backed Securities | RCONB559 | $111.5M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $105.8M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $91.4M |
| Quarterly Average of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RCON3353 | $75.5M |
| All Other Securities | RCONB560 | $29.5M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $17.4M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards | RCONB561 | $3.0M |
| Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell | RCON3365 | $1.3M |
| Quarterly Average of Other Borrowed Money | RCON3355 | $16K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (8 items)
About Schedule RC-L · The North Side Bank and Trust Company derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $156.9M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $130.5M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $31.9M |
| Unused Commitments - Credit Card Lines | RCON3815 | $17.3M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $11.4M |
| Performance Standby Letters of Credit | RCON3821 | $3.5M |
| Commercial and Similar Letters of Credit | RCON3411 | $718K |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $34K |
Schedule RC-M: Memoranda (3 items)
About Schedule RC-M · The North Side Bank and Trust Company memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $11.3M |
| Cost of equity securities with readily determinable fair values not held for trading | RCONJA29 | $209K |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 3 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (15 items)
About Schedule RC-N · The North Side Bank and Trust Company past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $15.3M |
| Other Construction Loans and All Land Development and Other Land Loans, Past Due 31 - 89 Days | RCONF173 | $13.6M |
| Additions to Nonaccrual Assets | RCONC410 | $1.3M |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Past Due 30 Through 89 Days and Still Accruing | RCON5398 | $964K |
| Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing | RCON1606 | $576K |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Past Due 90 Days or More and Still Accruing | RCON5399 | $414K |
| Total Loans and Lease Financing Receivables: Past Due 90 Days or More and Still Accruing | RCON1407 | $414K |
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $344K |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Nonaccrual | RCON5400 | $185K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-nonaccural | RCONC230 | $108K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $89K |
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $51K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC238 | $24K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards - Past Due 30 Through 89 Days and Still Accruing | RCONB575 | $8K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 30 Through 89 Days and Still Accruing | RCONK213 | $5K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (13 items)
About Schedule RC-O · The North Side Bank and Trust Company other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $1.19B |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $990.3M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $537.6M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $430.4M |
| Estimated Amount of Uninsured Assessable Deposits in Domestic Offices of the Bank and in Insured Branches in Puerto Rico and U.S. Territories and Possessions, Including Related Interest Accrued and Unpaid | RCON5597 | $416.7M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $131.8M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $17.6M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $4.7M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 17,791 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 624 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 598 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 12 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · The North Side Bank and Trust Company regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% | RCONB704 | $1.03B |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (21 items)
About Schedule RC-R, Part I · The North Side Bank and Trust Company regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Total Assets (Net of Deductions) | RCOAA224 | $1.19B |
| Average total consolidated assets | RCOAKW03 | $1.19B |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $1.03B |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $141.8M |
| Common Equity Tier 1 Capital | RCOAP859 | $132.7M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $132.7M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $132.7M |
| Retained Earnings | RCOAKW00 | $127.0M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $104.2M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$28.5M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$28.5M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $9.1M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $9.1M |
| Tier 2 Capital Before Deductions | RCOAP870 | $9.1M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $5.7M |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.1373 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1285 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1285 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1116 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.0573 |
Schedule RC-R, Part II: Risk-Weighted Assets (61 items)
About Schedule RC-R, Part II · The North Side Bank and Trust Company risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $1.03B |
| Total Risk-weighted Assets | RCONG641 | $1.03B |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $920.4M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $920.4M |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $680.0M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $512.8M |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $512.8M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $251.6M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $251.6M |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $239.2M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $217.3M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $211.4M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $201.9M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $164.0M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $164.0M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $131.5M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $127.6M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $121.5M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $120.4M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $120.4M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $112.5M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $111.6M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $108.6M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $108.6M |
| Repo-style Transactions - 100 Pct Risk Weight Category | RCONS522 | $103.7M |
| Repo-style Transactions - Credit Equivalent Amount | RCONS516 | $103.7M |
| Repo-style Transactions - Face, Notional, or Other Amount | RCONS515 | $103.7M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $60.2M |
| Total Held-to-maturity Securities | RCOND961 | $57.6M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $50.3M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$44.4M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $41.5M |
| Held-to-maturity Securities - 20 Pct Risk Weight Category | RCOND963 | $38.9M |
| Total All Other Assets | RCOND981 | $37.3M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$36.0M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $35.7M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $26.3M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $26.3M |
| Held-to-maturity Securities - 0 Pct Risk Weight Category | RCOND962 | $9.7M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $9.0M |
| Held-to-maturity Securities - 50 Pct Risk Weight Category | RCOND964 | $8.9M |
| Available-for-sale Securities - 100 Pct Risk Weight Category | RCOND970 | $4.0M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Face, Notional, or Other Amount | RCOND997 | $3.5M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - 100 Pct Risk Weight Category | RCONG605 | $1.7M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Credit Equivalent Amount | RCOND998 | $1.7M |
| Risk-weighted Assets by Risk-weighted Category - 400 Pct Risk Weight Category | RCONS575 | $1.5M |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $1.1M |
| Federal Funds Sold in Domestic Offices | RCOND971 | $648K |
| Federal Funds Sold in Domestic Offices - 20 Pct Risk Weight Category | RCOND973 | $648K |
| All Other Assets - 400 Pct Risk Weight Category | RCONS470 | $385K |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 400 Pct Risk Weight Category | RCONS564 | $385K |
| Total Balance Sheet Assets - 400 Pct Risk Weight Category | RCONS506 | $385K |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $173K |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $77K |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS455 | $51K |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $51K |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $51K |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $51K |
| Commercial and Similar Letters of Credit with an Original Maturity of One Year or Less - Face, Notional, or Other Amount | RCONG606 | $29K |
| Commercial and Similar Letters of Credit with an Original Maturity of One Year or Less - 100 Pct Risk Weight Category | RCONG611 | $6K |
| Commercial and Similar Letters of Credit with an Original Maturity of One Year or Less - Credit Equivalent Amount | RCONG607 | $6K |
Schedule RC-T: Fiduciary and Related Services (34 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Fiduciary Accounts - Managed Assets | RCONB894 | $268.4M |
| Investment Management Agency Accounts - Managed Assets | RCONB886 | $122.2M |
| Personal Trust and Agency Accounts - Managed Assets | RCONB868 | $97.4M |
| Total Fiduciary Accounts - Non-managed Assets | RCONB895 | $47.7M |
| Custody and Safekeeping Accounts - Non-managed Assets | RCONB898 | $45.6M |
| Personal Trust and Agency Accounts - Non-managed | RCONB869 | $42.4M |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Managed Assets | RCONJ259 | $34.5M |
| Other Retirement Accounts - Managed Assets | RCONB880 | $34.5M |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Managed Assets | RCONJ255 | $11.4M |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Non-managed Asset | RCONJ260 | $3.5M |
| Employee Benefit-defined Contribution - Managed Assets | RCONB872 | $3.0M |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Non-managed Assets | RCONJ256 | $2.7M |
| Employee Benefit-defined Contribution - Non-managed Assets | RCONB873 | $2.6M |
| Income from Fiduciary Activities | RIAD4070 | $1.1M |
| Personal Trust and Agency Accounts | RIADB904 | $487K |
| Fiduciary and Related Services Income-investment Management and Investment Advisory Agency Accounts | RIADJ315 | $419K |
| Other Retirement Accounts | RIADB907 | $96K |
| Fiduciary and Related Services Income-foundation and Endowment Trust and Agency Accounts | RIADJ316 | $61K |
| Employee Benefit-defined Contribution | RIADB905 | $19K |
| Gross Fees, Commissions and Other Fiduciary Income: Corporate Trust and Agency Accounts | RIADA479 | $2K |
| Custody and Safekeeping Accounts | RIADB909 | $1K |
| Total Fiduciary Accounts - Number of Managed Accounts | RCONB896 | 216 |
| Personal Trust and Agency Accounts - Number of Managed Accounts | RCONB870 | 88 |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Managed Accounts | RCONJ261 | 72 |
| Other Retirement Accounts - Number of Managed Accounts | RCONB882 | 72 |
| Investment Management Agency Accounts - Number of Managed Accounts | RCONB888 | 50 |
| Custody and Safekeeping Accounts - Number of Non-managed Accounts | RCONB899 | 44 |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Non-managed Accounts | RCONJ262 | 21 |
| Total Fiduciary Accounts - Non-managed Accounts | RCONB897 | 15 |
| Personal Trust and Agency Accounts - Number of Non-managed Accounts | RCONB871 | 12 |
| Employee Benefit-defined Contribution - Number of Managed Accounts | RCONB874 | 3 |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Number of Managed Accounts | RCONJ257 | 3 |
| Employee Benefit-defined Contribution - Number of Non-managed Accounts | RCONB875 | 2 |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Number of Non-managed Accounts | RCONJ258 | 1 |
Schedule RI-A: Changes in Bank Equity Capital (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $104.2M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $101.8M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $101.8M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $1.6M |
| Sale, Conversion, Acquisition, or Retirement of Capital Stock, Net (Excluding Treasury Stock Transactions) | RIADB509 | -$1.3M |
| Other Comprehensive Income | RIADB511 | -$1.2M |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (15 items)
About Schedule RI-B, Part I · The North Side Bank and Trust Company charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $1.6M |
| Charge-offs on Commercial and Industrial Loans | RIAD4638 | $1.1M |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $404K |
| Charge-offs on All Other Loans | RIAD4644 | $383K |
| Other Construction Loans and All Land Development and Other Land Loans, Recoveries | RIADC894 | $228K |
| Other Construction Loans and All Land Development and Other Land Loans, Charge-offs | RIADC893 | $104K |
| Recoveries on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens | RIADC218 | $59K |
| Recoveries on All Other Loans | RIAD4628 | $42K |
| Recoveries on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens | RIADC217 | $38K |
| Charge-offs on Closed-end Loans by 1-4 Family Residential Properties:secured by First Liens | RIADC234 | $24K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties: Recoveries | RIADC896 | $23K |
| Charge-offs on Loans to Credit Cards | RIADB514 | $15K |
| Recoveries on Commercial and Industrial Loans | RIAD4608 | $9K |
| Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK205 | $5K |
| Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK206 | $5K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (3 items)
About Schedule RI-B, Part II · The North Side Bank and Trust Company changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $9.2M |
| Allowance for Loan and Lease Losses | RIAD3123 | $8.4M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $1.6M |
Schedule RI-C: Disaggregated Data on the Allowance for Credit Losses (14 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases, Held for Investment, Total, Amortized Cost | RCONJJ11 | $751.4M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Amortized Cost | RCONJJ05 | $319.3M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Amortized Cost | RCONJJ06 | $237.9M |
| Loans and Leases, Held for Investment, Commerical loans, Amortized Cost | RCONJJ07 | $126.7M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Amortized Cost | RCONJJ04 | $47.4M |
| Loans and Leases, Held for Investment, Other consumer loans, Amortized Cost | RCONJJ09 | $17.1M |
| Loans and Leases, Held for Investment, Total, Allowance Balance | RCONJJ19 | $8.4M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Allowance Balance | RCONJJ13 | $3.4M |
| Loans and Leases, Held for Investment, Credit cards, Amortized Cost | RCONJJ08 | $3.1M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Allowance Balance | RCONJJ14 | $2.3M |
| Loans and Leases, Held for Investment, Commerical loans, Allowance Balance | RCONJJ15 | $2.0M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Allowance Balance | RCONJJ12 | $455K |
| Loans and Leases, Held for Investment, Other consumer loans, Allowance Balance | RCONJJ17 | $178K |
| Loans and Leases, Held for Investment, Credit cards, Allowance Balance | RCONJJ16 | $39K |
Schedule SU: Supplemental Information (1 item)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Outstanding Principal Balance of Closed End 1-4 Family Residential Mortgage Loans Serviced for Others Plus the Total Outstanding Principal Balance of Other Financial Assets Serviced for Others If More Than $10 Million | RCONFT12 | $4.4M |
The North Side Bank and Trust Company call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the The North Side Bank and Trust Company call report?
The The North Side Bank and Trust Company call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does The North Side Bank and Trust Company file?
The North Side Bank and Trust Company files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the The North Side Bank and Trust Company call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: The North Side Bank and Trust Company has Federal Reserve RSSD ID 615217 and FDIC certificate number 9457. Either one finds its filings on the FFIEC Central Data Repository.
How often does The North Side Bank and Trust Company file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
The North Side Bank and Trust Company financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 9457) · FFIEC NIC profile (RSSD 615217)