Bank call report · Virginia, MN
Northern State Bank of Virginia Call Report
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Northern State Bank of Virginia filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 256 reported line items, schedule by schedule (785 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 774253 |
| FDIC certificate number | 19589 |
| Total assets | $102.0M |
Official Q2 2026 call report PDF (FFIEC) →
Northern State Bank of Virginia call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (23 items)
About Schedule RC · Northern State Bank of Virginia balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $102.0M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $102.0M |
| Total Liabilities and Minority Interest | RCON2948 | $91.6M |
| Total Deposits | RCON2200 | $91.2M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $74.8M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $72.9M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $72.3M |
| Deposits: Noninterest-bearing | RCON6631 | $16.4M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $13.3M |
| Total Equity Capital | RCON3210 | $10.4M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $10.4M |
| Surplus | RCON3839 | $9.7M |
| Interest-bearing Balances | RCON0071 | $7.1M |
| Federal Funds Sold | RCONB987 | $4.1M |
| Other Assets | RCON2160 | $1.9M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $1.5M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $1.5M |
| Undivided Profits and Capital Reserves | RCON3632 | $640K |
| Allowance for Loan and Lease Losses | RCON3123 | $598K |
| Intangible Assets | RCON2143 | $354K |
| Other Liabilities, Total | RCON2930 | $344K |
| Common Stock | RCON3230 | $312K |
| Accumulated Other Comprehensive Income | RCONB530 | -$266K |
Schedule RI: Income Statement (37 items)
About Schedule RI · Northern State Bank of Virginia income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $2.9M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $2.4M |
| Net Interest Income | RIAD4074 | $2.2M |
| Total Noninterest Expense | RIAD4093 | $1.5M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $1.1M |
| Salaries and Employee Benefits | RIAD4135 | $961K |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $934K |
| Total Interest Expense | RIAD4073 | $611K |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $587K |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $587K |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $587K |
| Net Income (Loss) | RIAD4340 | $587K |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $587K |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $413K |
| Savings Deposits (Including Mmdas) | RIAD0093 | $330K |
| Other Noninterest Expense | RIAD4092 | $301K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $207K |
| Realized Gains (Losses) on Available-for-sale Debt Securities | RIAD3196 | -$186K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $148K |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $145K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $130K |
| Amortization Expense and Impairment Losses Intangible Assets | RIADC232 | $88K |
| Total Noninterest Income | RIAD4079 | $74K |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $72K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $64K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $56K |
| Provision for Loan and Lease Losses | RIAD4230 | $45K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $45K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $38K |
| Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell | RIAD4020 | $36K |
| Interest on Other Securities | RIAD4060 | $23K |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $15K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $13K |
| Other Noninterest Income | RIADB497 | $10K |
| Other Interest Income | RIAD4518 | $6K |
| Other Interest Expense | RIADGW44 | $5K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 16 |
Schedule RC-B: Securities (21 items)
About Schedule RC-B · Northern State Bank of Virginia securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $13.6M |
| Pledged Securities | RCON0416 | $8.5M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK144 | $5.3M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK145 | $5.3M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Amortized Cost | RCONHT56 | $3.4M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Fair Value | RCONHT57 | $3.2M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $3.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $3.0M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $2.8M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $2.6M |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $2.5M |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $2.5M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $2.3M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $1.9M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $1.9M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $1.4M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA558 | $566K |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $487K |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $485K |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $436K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA557 | $2K |
Schedule RC-C, Part I: Loans and Leases (26 items)
About Schedule RC-C, Part I · Northern State Bank of Virginia loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $72.9M |
| Pledged Loans and Leases | RCONG378 | $31.9M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $29.5M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $18.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $15.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $15.7M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $11.8M |
| Commercial and Industrial Loans | RCON1766 | $11.2M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $9.8M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $8.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $7.7M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $7.0M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $7.0M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $3.4M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $3.2M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $2.0M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $2.0M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $1.5M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $1.2M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $802K |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $741K |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $466K |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $452K |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $362K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $43K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $17K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (12 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $14.1M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $5.0M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $2.4M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $2.3M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $1.9M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $670K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 80 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 35 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 21 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 21 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 14 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 13 |
Schedule RC-E: Deposit Liabilities (21 items)
About Schedule RC-E · Northern State Bank of Virginia deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $60.9M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $57.9M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $43.2M |
| Total Demand Deposits (See Note Below) | RCON2210 | $30.3M |
| Total Transaction Accounts | RCON2215 | $30.3M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $29.4M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $13.4M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $8.0M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $7.2M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $7.0M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $5.4M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $3.5M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $3.5M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $3.1M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $2.0M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $1.5M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $1.4M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $888K |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $656K |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $333K |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $162K |
Schedule RC-F: Other Assets (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $1.1M |
| Accrued Interest Receivable | RCONB556 | $387K |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $273K |
| Other Assets | RCON2168 | $121K |
Schedule RC-G: Other Liabilities (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Expenses Accrued and Unpaid | RCON3646 | $191K |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $124K |
| All Other Liabilities | RCON2938 | $21K |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $8K |
Schedule RC-K: Quarterly Averages (15 items)
About Schedule RC-K · Northern State Bank of Virginia quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $101.7M |
| Quarterly Average of Total Loans | RCON3360 | $72.0M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $42.1M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $33.6M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $26.1M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $14.7M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $13.4M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $11.4M |
| Mortgage-backed Securities | RCONB559 | $9.7M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $7.1M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $3.8M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $3.5M |
| All Other Securities | RCONB560 | $2.3M |
| Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell | RCON3365 | $1.9M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $1.0M |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (6 items)
About Schedule RC-L · Northern State Bank of Virginia derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $3.0M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $1.1M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $846K |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $645K |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $443K |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $2K |
Schedule RC-M: Memoranda (2 items)
About Schedule RC-M · Northern State Bank of Virginia memoranda trends
Schedule RC-O: Other Data for Deposit Insurance Assessments (10 items)
About Schedule RC-O · Northern State Bank of Virginia other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $101.2M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $91.4M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $57.6M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $32.4M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $10.3M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $1.4M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 2,744 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 55 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 51 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · Northern State Bank of Virginia regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% | RCONB704 | $67.1M |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (23 items)
About Schedule RC-R, Part I · Northern State Bank of Virginia regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total consolidated assets | RCOAKW03 | $101.7M |
| Average Total Assets (Net of Deductions) | RCOAA224 | $101.3M |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $67.1M |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $10.9M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $10.4M |
| Common Equity Tier 1 Capital | RCOAP859 | $10.3M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $10.3M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $10.3M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $10.0M |
| Retained Earnings | RCOAKW00 | $640K |
| General Loan and Lease Valuation Allowances | RCOA5310 | $606K |
| Tier 2 (Supplementary) Capital | RCOA5311 | $606K |
| Tier 2 Capital Before Deductions | RCOAP870 | $606K |
| Intangible Assets (Other Than Goodwill and Mortgage Servicing Assets (Msas)), Net of Associated Dtls | RCOAP842 | $354K |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $354K |
| Accumulated Other Comprehensive Income | RCOAB530 | -$266K |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$266K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.1626 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1536 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1536 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1017 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.0826 |
Schedule RC-R, Part II: Risk-Weighted Assets (41 items)
About Schedule RC-R, Part II · Northern State Bank of Virginia risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $67.1M |
| Total Risk-weighted Assets | RCONG641 | $67.1M |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $49.1M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $49.1M |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $46.7M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $39.9M |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $39.9M |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $33.0M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $29.5M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $29.5M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $29.5M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $16.1M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $16.1M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $14.8M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $13.3M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $11.1M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $10.2M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $10.2M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $8.6M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $7.8M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $4.2M |
| Federal Funds Sold in Domestic Offices | RCOND971 | $4.1M |
| Federal Funds Sold in Domestic Offices - 20 Pct Risk Weight Category | RCOND973 | $4.1M |
| Total All Other Assets | RCOND981 | $3.7M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $3.5M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $3.3M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $3.2M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $2.5M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $2.1M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $2.1M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $1.7M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $816K |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$510K |
| All Other Assets - Adjustments to Totals Reported in Column a | RCONS469 | $354K |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $331K |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $331K |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$266K |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $60K |
| Financial Standby Letters of Credit - 100 Pct Risk Weight Category | RCOND996 | $2K |
| Financial Standby Letters of Credit - Credit Equivalent Amount | RCOND992 | $2K |
| Financial Standby Letters of Credit - Face, Notional, or Other Amount | RCOND991 | $2K |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $10.4M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $10.1M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $10.1M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $356K |
| Other Comprehensive Income | RIADB511 | $84K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (2 items)
About Schedule RI-B, Part I · Northern State Bank of Virginia charge-offs and recoveries on loans and leases trends
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (3 items)
About Schedule RI-B, Part II · Northern State Bank of Virginia changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $608K |
| Allowance for Loan and Lease Losses | RIAD3123 | $598K |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $55K |
Northern State Bank of Virginia call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Northern State Bank of Virginia call report?
The Northern State Bank of Virginia call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Northern State Bank of Virginia file?
Northern State Bank of Virginia files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Northern State Bank of Virginia call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Northern State Bank of Virginia has Federal Reserve RSSD ID 774253 and FDIC certificate number 19589. Either one finds its filings on the FFIEC Central Data Repository.
How often does Northern State Bank of Virginia file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Northern State Bank of Virginia financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 19589) · FFIEC NIC profile (RSSD 774253)