Northwest Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Northwest Bank of Boise, ID against its peer group of 941 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.52% | 1.34% | +0.18% | 67th above |
| ROAE | 9.33% | 12.34% | -3.01% | 26th below |
| Net Interest Margin | 4.50% | 3.83% | +0.67% | 88th top |
| Efficiency Ratio | 57.53% | 58.97% | -1.44% | 51st above |
| PPNR / Avg Assets | 2.04% | — | — | 70th above |
| Yield on Earning Assets | 6.65% | 5.71% | +0.94% | 91st top |
| Cost of Funds | 2.58% | 2.02% | +0.56% | 19th bottom |
| Net Interest Spread | 3.47% | — | — | 74th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 3.79% | 0.87% | +2.92% | 2nd bottom |
| NPA / Total Assets | 2.25% | — | — | 5th bottom |
| NCO / Avg Loans | 0.78% | 0.43% | +0.35% | 5th bottom |
| ACL / Total Loans | 1.49% | — | — | 86th top |
| ACL / NPLs (Coverage) | 39.43% | — | — | 4th bottom |
| Texas Ratio | 11.84% | 5.48% | +6.36% | 12th bottom |
| Provision / NCO | 2.89% | — | — | 14th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 16.57% | 11.11% | +5.46% | 95th top |
| Equity / Assets | 16.10% | 11.02% | +5.08% | 95th top |
| TCE / Tangible Assets | 16.06% | — | — | 95th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 78.43% | 86.99% | -8.56% | 73rd above |
| Core Deposit Ratio | 82.22% | 85.57% | -3.35% | 26th below |
| Uninsured Deposit Ratio | 38.95% | 33.19% | +5.76% | 30th below |
| Wholesale Funding Ratio | 6.89% | — | — | 29th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -1.16% | — | — | 10th bottom |
| Loan Growth (Y/Y) | -6.19% | — | — | 4th bottom |
| Deposit Growth (Y/Y) | -2.40% | — | — | 9th bottom |
See Northwest Bank's peers by name
The 941 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Northwest Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Northwest Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Northwest Bank peer analysis.