Bank call report · Bexley, OH
Ohio State Bank Call Report
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Ohio State Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 227 reported line items, schedule by schedule (462 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 5312593 |
| FDIC certificate number | 59144 |
| Total assets | $484.0M |
Official Q2 2026 call report PDF (FFIEC) →
Ohio State Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (24 items)
About Schedule RC · Ohio State Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $484.0M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $484.0M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $429.7M |
| Total Liabilities and Minority Interest | RCON2948 | $429.6M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $425.2M |
| Total Deposits | RCON2200 | $405.4M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $370.1M |
| Total Equity Capital | RCON3210 | $54.3M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $54.3M |
| Common Stock | RCON3230 | $48.6M |
| Deposits: Noninterest-bearing | RCON6631 | $35.3M |
| Interest-bearing Balances | RCON0071 | $27.1M |
| Other Borrowed Money | RCON3190 | $20.0M |
| Federal Funds Sold | RCONB987 | $14.5M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $8.4M |
| Undivided Profits and Capital Reserves | RCON3632 | $7.8M |
| Other Assets | RCON2160 | $5.2M |
| Allowance for Loan and Lease Losses | RCON3123 | $4.5M |
| Other Liabilities, Total | RCON2930 | $4.3M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $3.1M |
| Other Components of Equity Capital | RCONA130 | -$1.6M |
| Accumulated Other Comprehensive Income | RCONB530 | -$472K |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $423K |
| Intangible Assets | RCON2143 | $33K |
Schedule RI: Income Statement (35 items)
About Schedule RI · Ohio State Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $12.5M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $11.8M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $7.3M |
| Total Interest Expense | RIAD4073 | $6.7M |
| Net Interest Income | RIAD4074 | $5.8M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $3.5M |
| Total Noninterest Expense | RIAD4093 | $3.1M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $3.1M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $3.1M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $2.8M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $2.5M |
| Net Income (Loss) | RIAD4340 | $2.5M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $2.5M |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $1.5M |
| Salaries and Employee Benefits | RIAD4135 | $1.4M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $1.3M |
| Other Noninterest Expense | RIAD4092 | $1.3M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $937K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $854K |
| Applicable Income Taxes | RIAD4302 | $660K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $411K |
| Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell | RIAD4020 | $288K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | -$283K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $249K |
| Total Noninterest Income | RIAD4079 | $209K |
| Provision for Loan and Lease Losses | RIAD4230 | -$202K |
| Other Interest Expense | RIADGW44 | $172K |
| Other Noninterest Income | RIADB497 | $157K |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $87K |
| Net Gains (Losses) on Sales of Loans | RIAD5416 | $28K |
| Net Servicing Fees | RIADB492 | $24K |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $19K |
| Interest on Other Securities | RIAD4060 | $19K |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $2K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 23 |
Schedule RC-B: Securities (9 items)
About Schedule RC-B · Ohio State Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $9.0M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Amortized Cost | RCONHT56 | $7.6M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Fair Value | RCONHT57 | $7.2M |
| Pledged Securities | RCON0416 | $7.2M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $5.7M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $1.4M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $1.4M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $1.2M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $1.2M |
Schedule RC-C, Part I: Loans and Leases (29 items)
About Schedule RC-C, Part I · Ohio State Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $429.7M |
| Pledged Loans and Leases | RCONG378 | $287.8M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $117.1M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $115.5M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $109.8M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $104.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $91.6M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $73.7M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $51.4M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $49.3M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $46.4M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $43.6M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $40.2M |
| Construction, Land Development, and Other Land Loans in Domestic Offices with Interest Reserves: Amount of Loans That Provide for the Use of Interest Reserves (Included in Scheduled Rc-c, Part I, Item 1.A., Column B) | RCONG376 | $35.6M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $27.3M |
| Commercial and Industrial Loans | RCON1766 | $18.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $18.5M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $15.9M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $15.7M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $13.1M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $12.2M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $8.8M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $3.2M |
| Unearned Income on Loans | RCON2123 | $1.7M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $1.2M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $1.1M |
| Construction, Land Development, and Other Land Loans in Domestic Offices with Interest Reserves: Amount of Interest Capitalized from Interest Reserves on Construction, Land Development, and Other Land Loans That Is Included in Interest and Fee Income on Loans During the Quarter (Included in Schedule Ri, Item 1.A.(1)(A)(2)) | RIADG377 | $462K |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $100K |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $70K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (12 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $27.2M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $1.5M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $1.4M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $317K |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $159K |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $154K |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 55 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 12 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 10 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 9 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 6 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 3 |
Schedule RC-E: Deposit Liabilities (29 items)
About Schedule RC-E · Ohio State Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $276.6M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $225.5M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $141.0M |
| Total Transaction Accounts | RCON2215 | $128.7M |
| Total Demand Deposits (See Note Below) | RCON2210 | $128.5M |
| Total reciprocal deposits | RCONJH83 | $121.8M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $113.1M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $112.2M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $97.8M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK06 | $97.8M |
| Total Brokered Deposits | RCON2365 | $97.8M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $87.5M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $81.8M |
| Sweep deposits: Fully insured, non-affiliate sweep deposits | RCONMT91 | $60.7M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $53.5M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $48.4M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $47.3M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $47.3M |
| Total sweep deposits that are not brokered deposits | RCONMT95 | $40.0M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $34.1M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $29.9M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $13.9M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $13.2M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $5.4M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $4.6M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $4.1M |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $2.7M |
| Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. | RCONB551 | $2.7M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $2.0M |
Schedule RC-F: Other Assets (7 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $1.5M |
| Net Deferred Tax Assets | RCON2148 | $1.4M |
| Accrued Interest Receivable | RCONB556 | $1.4M |
| Other Assets | RCON2168 | $822K |
| Derivatives with a Position Fair Value Held for Purposes Other Than Trading | RCONC010 | $347K |
| Prepaid Expenses | RCON2166 | $304K |
| Accounts Receivable | RCONFT34 | $1K |
Schedule RC-G: Other Liabilities (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $3.1M |
| Operating lease liabilities | RCONLB56 | $2.1M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $619K |
| Other Expenses Accrued and Unpaid | RCON3646 | $380K |
| Derivatives with a Negative Fair Value Held for Purposes Other Than Trading | RCONC012 | $347K |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $150K |
Schedule RC-K: Quarterly Averages (15 items)
About Schedule RC-K · Ohio State Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $468.7M |
| Quarterly Average of Total Loans | RCON3360 | $428.3M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $291.5M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $139.5M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $119.3M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $101.0M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $88.4M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $44.3M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $17.1M |
| Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell | RCON3365 | $16.1M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $14.2M |
| Quarterly Average of Other Borrowed Money | RCON3355 | $10.2M |
| Mortgage-backed Securities | RCONB559 | $7.7M |
| All Other Securities | RCONB560 | $1.4M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $45K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (7 items)
About Schedule RC-L · Ohio State Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $25.2M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $14.2M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $11.2M |
| Total Gross Notional Amount of Interest Rate Derivative Contracts Held for Purposes Other Than Trading: Contracts Marked to Market | RCON8725 | $10.2M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $8.9M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $3.6M |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $20K |
Schedule RC-M: Memoranda (6 items)
About Schedule RC-M · Ohio State Bank memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| FHLB Advances (Loans) Due in One Year or Less | RCON2651 | $20.0M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of One Year or Less | RCONF055 | $20.0M |
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $11.4M |
| Estimated Fair Value of Mortgage Servicing Assets | RCONA590 | $33K |
| Mortgage Servicing Assets | RCON3164 | $33K |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 3 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (8 items)
About Schedule RC-N · Ohio State Bank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $4.4M |
| Additions to Nonaccrual Assets | RCONC410 | $2.5M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty Secured by Multifamily Residential Properties in Domestic Offices: Nonaccrual | RCONK113 | $2.5M |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Multifamily (5 or More) Residential Properties - Nonaccrual | RCON3501 | $2.5M |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty Included in Schedule Rc-n Items 1 Through 7 Above and Not Reported in Schedule Rc-c, Part I, Memo Item 1, Nonaccrual | RCONHK28 | $2.5M |
| Other Construction Loans and All Land Development and Other Land Loans, Nonaccrual | RCONF177 | $1.9M |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Past Due 30 Through 89 Days and Still Accruing | RCON5398 | $370K |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $370K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (12 items)
About Schedule RC-O · Ohio State Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $468.7M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $406.0M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $294.1M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $106.2M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $54.3M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $4.1M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $1.6M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 3,676 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 201 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 100 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 4 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (18 items)
About Schedule RC-R, Part I · Ohio State Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCOA2170 | $484.0M |
| Average Total Assets (Net of Deductions) | RCOAA224 | $468.7M |
| Average total consolidated assets | RCOAKW03 | $468.7M |
| Total off-balance sheet exposures (sum of items 34.a through 34.c) Report as a dollar amount in Column A and as a percentage of total assets (25% limit) in Column B | RCOAKX82 | $63.1M |
| Off-balance sheet exposures: Unused portion of conditionally cancellable commitments | RCOAKX79 | $63.0M |
| Common Equity Tier 1 Capital | RCOAP859 | $54.8M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $54.8M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $54.8M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $54.3M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $47.0M |
| Retained Earnings | RCOAKW00 | $7.8M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$472K |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$472K |
| Off-balance sheet exposures: Other off-balance sheet exposures | RCOAKX81 | $20K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Do you qualify for and opt-in to CBLR? | RCOALE74 | 1 |
| Total off-balance sheet exposures (sum of items 15a through 15.c) | RCOAKX83 | 0.1303 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1169 |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $54.3M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $51.5M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $51.5M |
| Sale, Conversion, Acquisition, or Retirement of Capital Stock, Net (Excluding Treasury Stock Transactions) | RIADB509 | $354K |
| Other Comprehensive Income | RIADB511 | -$17K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (3 items)
About Schedule RI-B, Part II · Ohio State Bank changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $4.7M |
| Allowance for Loan and Lease Losses | RIAD3123 | $4.5M |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | -$81K |
Schedule SU: Supplemental Information (2 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Outstanding Principal Balance of Assets Sold by the Reporting Institution with Recourse or Other Seller Provided Credit Enhancements, But Not Securitized by the Reporting Institution | RCONFT10 | $39.5M |
| Total Outstanding Principal Balance of Closed End 1-4 Family Residential Mortgage Loans Serviced for Others Plus the Total Outstanding Principal Balance of Other Financial Assets Serviced for Others If More Than $10 Million | RCONFT12 | $8.2M |
Ohio State Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Ohio State Bank call report?
The Ohio State Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Ohio State Bank file?
Ohio State Bank files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Ohio State Bank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Ohio State Bank has Federal Reserve RSSD ID 5312593 and FDIC certificate number 59144. Either one finds its filings on the FFIEC Central Data Repository.
How often does Ohio State Bank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Ohio State Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 59144) · FFIEC NIC profile (RSSD 5312593)