Bank call report · Owingsville, KY
Owingsville Banking Company Call Report
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Owingsville Banking Company filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 229 reported line items, schedule by schedule (583 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 041 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 492810 |
| FDIC certificate number | 9672 |
| Total assets | $104.1M |
Official Q2 2026 call report PDF (FFIEC) →
Owingsville Banking Company call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.
Schedule RC: Balance Sheet (23 items)
About Schedule RC · Owingsville Banking Company balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $104.1M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $104.1M |
| Total Liabilities and Minority Interest | RCON2948 | $94.8M |
| Total Deposits | RCON2200 | $92.3M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $78.2M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $77.4M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $72.1M |
| Deposits: Noninterest-bearing | RCON6631 | $20.2M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $14.0M |
| Total Equity Capital | RCON3210 | $9.3M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $9.3M |
| Undivided Profits and Capital Reserves | RCON3632 | $8.4M |
| Other Assets | RCON2160 | $4.6M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $3.8M |
| Federal Funds Sold | RCONB987 | $2.0M |
| Surplus | RCON3839 | $1.6M |
| Other Liabilities, Total | RCON2930 | $1.3M |
| Other Borrowed Money | RCON3190 | $1.2M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $1.1M |
| Interest-bearing Balances | RCON0071 | $1.1M |
| Allowance for Loan and Lease Losses | RCON3123 | $853K |
| Accumulated Other Comprehensive Income | RCONB530 | -$820K |
| Common Stock | RCON3230 | $125K |
Schedule RI: Income Statement (36 items)
About Schedule RI · Owingsville Banking Company income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $3.0M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $2.8M |
| Net Interest Income | RIAD4074 | $2.0M |
| Total Noninterest Expense | RIAD4093 | $1.7M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $1.6M |
| Total Interest Expense | RIAD4073 | $1.0M |
| Salaries and Employee Benefits | RIAD4135 | $907K |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $832K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $794K |
| Other Noninterest Expense | RIAD4092 | $617K |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $412K |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $412K |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $305K |
| Net Income (Loss) | RIAD4340 | $305K |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $305K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $206K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $164K |
| Total Noninterest Income | RIAD4079 | $158K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $134K |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $119K |
| Applicable Income Taxes | RIAD4302 | $107K |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $94K |
| Other Noninterest Income | RIADB497 | $86K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $72K |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $66K |
| Interest on Other Securities | RIAD4060 | $66K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $66K |
| Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell | RIAD4020 | $54K |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $32K |
| Interest on Trading Liabilities and Other Borrowed Money | RIAD4185 | $27K |
| Provision for Loan and Lease Losses | RIAD4230 | $12K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $12K |
| Other Interest Income | RIAD4518 | $10K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $9K |
| Savings Deposits (Including Mmdas) | RIAD0093 | $8K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 25 |
Schedule RC-B: Securities (14 items)
About Schedule RC-B · Owingsville Banking Company securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $14.8M |
| Pledged Securities | RCON0416 | $9.0M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $6.8M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $6.4M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $6.0M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $5.7M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $4.5M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $4.5M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $3.7M |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $2.0M |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $1.9M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $1.4M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $855K |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $501K |
Schedule RC-C, Part I: Loans and Leases (28 items)
About Schedule RC-C, Part I · Owingsville Banking Company loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $78.2M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $68.7M |
| Real Estate Loans Secured by Farmland | RCON1420 | $43.6M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $32.5M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $22.3M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $20.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $15.7M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $14.3M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $6.2M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $2.6M |
| Loans to Finance Agricultural Production and Other Loans to Farmers | RCON1590 | $2.6M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $2.2M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $2.1M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $1.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $1.6M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $1.6M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $1.3M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $1.2M |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $1.2M |
| Pledged Loans and Leases | RCONG378 | $1.2M |
| Commercial and Industrial Loans | RCON1766 | $836K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $757K |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $531K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $478K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $388K |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $314K |
| Loans Secured by 1-4 Family Residential Properties in Domestic Offices in Process of Foreclosure (Included in Rc-c, Part I, Items 1.C.(1), 1.C.(2)(A), and 1.C.(2)(B) | RCONF577 | $174K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $166K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) | RCON5576 | 457 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) | RCON5577 | 139 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) | RCON5562 | 54 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) | RCON5563 | 48 |
Schedule RC-E: Deposit Liabilities (24 items)
About Schedule RC-E · Owingsville Banking Company deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $52.7M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $52.1M |
| Total Transaction Accounts | RCON2215 | $39.6M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $33.8M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $30.0M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $29.2M |
| Total Demand Deposits (See Note Below) | RCON2210 | $20.2M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $19.4M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $17.0M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $7.7M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $6.8M |
| Total Brokered Deposits | RCON2365 | $6.0M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $5.9M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $5.8M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $5.8M |
| Brokered Deposits of More Than $250,000 with a Remaining Maturity of One Year or Less | RCONK220 | $2.0M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $1.8M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $1.7M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $1.7M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $1.2M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $1.1M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $546K |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $367K |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $259K |
Schedule RC-F: Other Assets (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Assets | RCON2168 | $3.4M |
| Second Itemized Amount That Exceeds 25% of All Other Assets (2168) | RCON3550 | $2.8M |
| Accrued Interest Receivable | RCONB556 | $962K |
| Prepaid Expenses | RCON2166 | $293K |
| First Itemized Amount That Exceeds 25% of All Other Assets (2168) | RCON3549 | $274K |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $255K |
Schedule RC-G: Other Liabilities (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Expenses Accrued and Unpaid | RCON3646 | $746K |
| Net Deferred Tax Liabilities | RCON3049 | $334K |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $188K |
| Accounts Payable | RCON3066 | $57K |
| All Other Liabilities | RCON2938 | $57K |
Schedule RC-K: Quarterly Averages (15 items)
About Schedule RC-K · Owingsville Banking Company quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $100.9M |
| Quarterly Average of Total Loans | RCON3360 | $77.2M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $48.1M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $41.6M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $22.3M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $14.4M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $8.6M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $8.0M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $6.7M |
| All Other Securities | RCONB560 | $6.0M |
| Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell | RCON3365 | $3.5M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $3.3M |
| Quarterly Average of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RCON3353 | $1.2M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $1.1M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $870K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (5 items)
About Schedule RC-L · Owingsville Banking Company derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $3.7M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $794K |
| Commercial Real Estate, Construction, and Land Development: Commitments to Fund Loans Not Secured by Real Estate | RCON6550 | $306K |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $254K |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $3K |
Schedule RC-M: Memoranda (6 items)
About Schedule RC-M · Owingsville Banking Company memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over Five Years | RCONF058 | $550K |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONF056 | $275K |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over Three Through Five Years | RCONF057 | $177K |
| FHLB Advances (Loans) Due in One Year or Less | RCON2651 | $153K |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of One Year or Less | RCONF055 | $153K |
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $144K |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (11 items)
About Schedule RC-N · Owingsville Banking Company past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $270K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $180K |
| Total Loans and Lease Financing Receivables: Past Due 90 Days or More and Still Accruing | RCON1407 | $174K |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Farmland - Past Due 90 Days or More and Still Accruing | RCON3494 | $126K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF178 | $75K |
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $49K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 90 Days or More and Still Accruing | RCONC237 | $48K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $44K |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Farmland - Past Due 30 Through 89 Days and Still Accruing | RCON3493 | $8K |
| All Other Loans - Past Due 30 Through 89 Days and Still Accruing | RCON5459 | $7K |
| All Other Loans - Nonaccrual | RCON5461 | $5K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (10 items)
About Schedule RC-O · Owingsville Banking Company other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $100.9M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $94.1M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $71.3M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $21.6M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $10.1M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $1.2M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 4,127 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 56 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 41 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (18 items)
About Schedule RC-R, Part I · Owingsville Banking Company regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCOA2170 | $104.1M |
| Average Total Assets (Net of Deductions) | RCOAA224 | $100.9M |
| Average total consolidated assets | RCOAKW03 | $100.9M |
| Common Equity Tier 1 Capital | RCOAP859 | $10.1M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $10.1M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $10.1M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $9.3M |
| Retained Earnings | RCOAKW00 | $8.4M |
| Off-balance sheet exposures: Unused portion of conditionally cancellable commitments | RCOAKX79 | $5.1M |
| Total off-balance sheet exposures (sum of items 34.a through 34.c) Report as a dollar amount in Column A and as a percentage of total assets (25% limit) in Column B | RCOAKX82 | $5.1M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $1.7M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$820K |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$589K |
| Less: Amounts Recorded in AOCI Attributed to Defined Benefit Postretirement Plans Resulting from the Initial and Subsequent Application of the Relevant GAAP Standards That Pertain to Such Plans (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP847 | -$232K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Do you qualify for and opt-in to CBLR? | RCOALE74 | 1 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1002 |
| Total off-balance sheet exposures (sum of items 15a through 15.c) | RCOAKX83 | 0.0487 |
Schedule RI-A: Changes in Bank Equity Capital (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $9.3M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $9.1M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $9.1M |
| Other Comprehensive Income | RIADB511 | -$84K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (5 items)
About Schedule RI-B, Part I · Owingsville Banking Company charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK205 | $4K |
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $4K |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $4K |
| Recoveries on Automobile Loans | RIADK133 | $3K |
| Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK206 | $1K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (3 items)
About Schedule RI-B, Part II · Owingsville Banking Company changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $853K |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $841K |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $4K |
Schedule RI-E: Explanations (12 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Data Processing Expenses | RIADC017 | $271K |
| Accounting and Auditing Expenses | RIADF556 | $124K |
| Directors' Fees | RIAD4136 | $62K |
| Bank Card and Credit Card Interchange Fees | RIADF555 | $50K |
| First Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4464 | $22K |
| Income and Fees from Automated Teller Machines (Atms) | RIADC016 | $19K |
| Marketing and Other Professional Services | RIAD0497 | $10K |
| Telecommunications Expense | RIADF559 | $10K |
| Printing, Stationery, and Supplies | RIADC018 | $5K |
| Safe Deposit Box Rent | RIADC015 | $4K |
| Legal Expense | RIAD4141 | $2K |
| Operating Expenses Communications - Postage, Monthly | RIAD8403 | $2K |
Owingsville Banking Company call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Owingsville Banking Company call report?
The Owingsville Banking Company call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Owingsville Banking Company file?
Owingsville Banking Company files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Owingsville Banking Company call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Owingsville Banking Company has Federal Reserve RSSD ID 492810 and FDIC certificate number 9672. Either one finds its filings on the FFIEC Central Data Repository.
How often does Owingsville Banking Company file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Owingsville Banking Company financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 9672) · FFIEC NIC profile (RSSD 492810)