Partners Bank of New England: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Loan-to-deposit ratio: 2.88 percentage points lower than in Q1 2026, at 105.60%. Within Maine, Partners Bank of New England is 10th of 22 on loan-to-deposit ratio, 105.60% as of Q2 2026, above the middle of the field. Partners Bank of New England reported 105.60% on loan-to-deposit ratio for Q2 2026, 17.39 points above the 88.20% median for banks in the $1B-10B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | — |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $147.8M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $122.2M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 11.24% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 105.60% |
| Net loans and leases to deposits | 104.55% |
| Loans and leases to core deposits | 113.14% |
| Core deposits to total deposits | 87.00% |
| Brokered deposits to total deposits | 6.34% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 111.01% | 86.82% | $0 | $197.0M |
| Q4 2023 | 116.51% | 89.89% | $0 | $224.9M |
| Q1 2024 | 111.54% | 86.06% | $0 | $182.8M |
| Q2 2024 | 113.47% | 89.10% | $0 | $188.2M |
| Q3 2024 | 108.93% | 88.10% | $0 | $153.7M |
| Q4 2024 | 105.43% | 88.21% | $0 | $116.6M |
| Q1 2025 | 109.48% | 87.96% | $0 | $160.7M |
| Q2 2025 | 107.81% | 87.36% | $0 | $156.8M |
| Q3 2025 | 111.96% | 90.21% | $0 | $171.2M |
| Q4 2025 | 106.11% | 87.62% | $0 | $135.5M |
| Q1 2026 | 108.48% | 87.53% | $0 | $150.3M |
| Q2 2026 | 105.60% | 87.00% | $0 | $122.2M |
Partners Bank of New England liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Partners Bank of New England, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Partners Bank of New England profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 17115) · FFIEC NIC profile (RSSD 111205)