Partners Bank of New England: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Partners Bank of New England of Sanford, ME against its peer group of 931 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.85% | 1.43% | +0.42% | 83rd top |
| ROAE | 18.51% | 12.50% | +6.01% | 86th top |
| Net Interest Margin | 3.38% | 3.84% | -0.46% | 30th below |
| Efficiency Ratio | 75.47% | 58.85% | +16.62% | 12th bottom |
| PPNR / Avg Assets | 0.87% | 1.78% | -0.91% | 11th bottom |
| Yield on Earning Assets | 5.29% | 5.71% | -0.42% | 34th below |
| Cost of Funds | 2.07% | 2.03% | +0.04% | 46th below |
| Net Interest Spread | 3.01% | 3.18% | -0.17% | 46th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.04% | 0.97% | -0.93% | 93rd top |
| NPA / Total Assets | 0.04% | 0.75% | -0.71% | 92nd top |
| NCO / Avg Loans | -0.00% | 0.31% | -0.31% | 82nd top |
| ACL / Total Loans | 0.99% | 1.25% | -0.26% | 29th below |
| ACL / NPLs (Coverage) | 2243.18% | 697.13% | +1546.05% | — |
| Texas Ratio | 0.33% | 7.17% | -6.84% | 93rd top |
| Provision / NCO | 7360.00% | 805.77% | +6554.23% | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 14.68% | 17.41% | -2.73% | 67th above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 14.68% | 17.45% | -2.77% | 66th above |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 15.80% | 18.50% | -2.70% | 67th above |
| Leverage Ratio Behind the peer average, ahead of the median peer. | 10.99% | 11.60% | -0.61% | 60th above |
| Equity / Assets | 10.35% | 11.33% | -0.98% | 49th below |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 10.35% | 10.65% | -0.30% | 61st above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 105.60% | 86.33% | +19.27% | 8th bottom |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 87.00% | 85.55% | +1.45% | 41st below |
| Uninsured Deposit Ratio | 11.28% | 32.73% | -21.45% | 95th top |
| Wholesale Funding Ratio | 11.24% | 5.44% | +5.80% | 12th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 0.78% | 10.47% | -9.69% | 21st bottom |
| Loan Growth (Y/Y) | 1.29% | 8.00% | -6.71% | 24th bottom |
| Deposit Growth (Y/Y) | 3.41% | 7.98% | -4.57% | 40th below |
See Partners Bank of New England's peers by name
The 931 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Partners Bank of New England, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Partners Bank of New England profile, how to read a UBPR, or how this data updates.