Pee Dee Federal Savings Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q3 2026 was in Core deposits to total deposits: 2.97 percentage points higher than in Q2 2026, at 86.39%. Pee Dee Federal Savings Bank ranks 39th of 44 South Carolina banks on loan-to-deposit ratio, in the lower half at 48.63% (Q3 2026). Pee Dee Federal Savings Bank reported 48.63% on loan-to-deposit ratio for Q3 2026, 18.99 points below the 67.62% median for banks in the < $100M asset tier; the peer median is as of Q2 2026.
Liquid assets
| Line item | Q3 2026 |
|---|---|
| Cash and balances due from depository institutions | $5.0M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $22.7M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q3 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q3 2026 |
|---|---|
| Loan-to-deposit ratio | 48.63% |
| Net loans and leases to deposits | 46.70% |
| Loans and leases to core deposits | 56.29% |
| Core deposits to total deposits | 86.39% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q4 2023 | 40.07% | 89.19% | $0 | $0 |
| Q1 2024 | 38.22% | 88.39% | $0 | $0 |
| Q2 2024 | 41.56% | 87.46% | $0 | $0 |
| Q3 2024 | 40.85% | 87.42% | $0 | $0 |
| Q4 2024 | 41.85% | 87.02% | $0 | $0 |
| Q1 2025 | 41.82% | 86.90% | $0 | $0 |
| Q2 2025 | 44.45% | 86.41% | $0 | $0 |
| Q3 2025 | 43.25% | 83.70% | $0 | $0 |
| Q4 2025 | 46.24% | 83.05% | $0 | $0 |
| Q1 2026 | 44.11% | 84.16% | $0 | $0 |
| Q2 2026 | 46.12% | 83.42% | $0 | $0 |
| Q3 2026 | 48.63% | 86.39% | $0 | $0 |
Pee Dee Federal Savings Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Pee Dee Federal Savings Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Pee Dee Federal Savings Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 29582) · FFIEC NIC profile (RSSD 515979)