Pee Dee Federal Savings Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Pee Dee Federal Savings Bank of Marion, SC against its peer group of 536 similarly-sized US banks as of Q3 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Ahead of the peer average, behind the median peer. | 1.00% | 0.82% | +0.18% | 41st below |
| ROAE | 4.76% | 4.81% | -0.05% | 16th bottom |
| Net Interest Margin | 4.38% | 3.95% | +0.43% | 73rd above |
| Efficiency Ratio | 86.86% | 75.77% | +11.09% | 12th bottom |
| PPNR / Avg Assets | 1.00% | — | — | 31st below |
| Yield on Earning Assets | 4.80% | 5.44% | -0.64% | 31st below |
| Cost of Funds | 0.52% | 1.71% | -1.19% | 97th top |
| Net Interest Spread | 4.17% | — | — | 88th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.58% | 1.40% | -0.82% | 19th bottom |
| NPA / Total Assets | 0.22% | — | — | 25th below |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.00% | 0.11% | -0.11% | 47th below |
| ACL / Total Loans | 3.97% | — | — | 100th top |
| ACL / NPLs (Coverage) | 688.89% | — | — | 59th above |
| Texas Ratio Ahead of the peer average, behind the median peer. | 0.97% | 8.94% | -7.97% | 44th below |
| Provision / NCO | 0.00% | — | — | 19th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 42.04% | 24.84% | +17.20% | 80th top |
| Tier 1 Ratio | 42.04% | 24.84% | +17.20% | 80th top |
| Total Capital Ratio | 43.31% | — | — | 80th top |
| Leverage Ratio | 21.12% | 14.21% | +6.91% | 97th top |
| Equity / Assets | 21.20% | 13.16% | +8.04% | 97th top |
| TCE / Tangible Assets | 21.20% | — | — | 97th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 48.63% | 69.13% | -20.50% | 72nd above |
| Core Deposit Ratio | 86.39% | 88.78% | -2.39% | 34th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -1.26% | — | — | 28th below |
| Loan Growth (Y/Y) | 9.31% | — | — | 84th top |
| Deposit Growth (Y/Y) | -2.79% | — | — | 22nd bottom |
See Pee Dee Federal Savings Bank's peers by name
The 536 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Pee Dee Federal Savings Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Pee Dee Federal Savings Bank profile, how to read a UBPR, or how this data updates.