Peoples Bank Mt Washington: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Loans and leases to core deposits: 3.85 percentage points higher than in Q1 2026, at 86.60%. Within Kentucky, Peoples Bank Mt Washington is 68th of 120 on loan-to-deposit ratio, 80.46% as of Q2 2026, below the middle of the field. At 80.46%, Peoples Bank Mt Washington's loan-to-deposit ratio is close to the 80.84% median for banks in the $100M-1B asset tier (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $4.8M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $28.4M |
| Fed funds sold and reverse repos | $9K |
| Fed funds sold and reverse repos to assets | 0.01% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $8K |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.01% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 80.46% |
| Net loans and leases to deposits | 79.35% |
| Loans and leases to core deposits | 86.60% |
| Core deposits to total deposits | 92.91% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 65.07% | 95.20% | $0 | $12K |
| Q4 2023 | 66.58% | 94.29% | $0 | $12K |
| Q1 2024 | 66.56% | 93.90% | $0 | $2.0M |
| Q2 2024 | 67.95% | 93.98% | $0 | $2.0M |
| Q3 2024 | 67.83% | 93.52% | $0 | $11K |
| Q4 2024 | 72.40% | 92.58% | $0 | $10K |
| Q1 2025 | 69.33% | 92.86% | $0 | $10K |
| Q2 2025 | 68.96% | 93.18% | $0 | $10K |
| Q3 2025 | 70.06% | 93.19% | $0 | $9K |
| Q4 2025 | 74.14% | 92.84% | $0 | $9K |
| Q1 2026 | 77.37% | 93.50% | $0 | $9K |
| Q2 2026 | 80.46% | 92.91% | $0 | $8K |
Peoples Bank Mt Washington liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Peoples Bank Mt Washington, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Peoples Bank Mt Washington profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 5847) · FFIEC NIC profile (RSSD 271341)