Peoples Bank Mt Washington: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Peoples Bank Mt Washington of Mount Washington, KY against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.55% | 1.35% | +0.20% | 66th above |
| ROAE | 19.86% | 12.05% | +7.81% | 87th top |
| Net Interest Margin | 5.04% | 3.90% | +1.14% | 93rd top |
| Efficiency Ratio Ahead of the peer average, behind the median peer. | 62.73% | 63.15% | -0.42% | 46th below |
| PPNR / Avg Assets | 2.03% | 1.64% | +0.39% | 74th above |
| Yield on Earning Assets Behind the peer average, ahead of the median peer. | 5.63% | 5.65% | -0.02% | 51st above |
| Cost of Funds | 0.64% | 1.85% | -1.21% | 97th top |
| Net Interest Spread | 4.55% | 3.35% | +1.20% | 95th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.17% | 0.92% | +0.25% | 25th below |
| NPA / Total Assets | 0.86% | 0.67% | +0.19% | 24th bottom |
| NCO / Avg Loans | 0.00% | 0.15% | -0.15% | 62nd above |
| ACL / Total Loans | 1.37% | 1.28% | +0.09% | 70th above |
| ACL / NPLs (Coverage) | 117.13% | 1645.79% | -1528.66% | 33rd below |
| Texas Ratio | 9.42% | 7.15% | +2.27% | 24th bottom |
| Provision / NCO | 4625.00% | 1187.13% | +3437.87% | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 12.93% | 20.83% | -7.90% | 27th below |
| Tier 1 Ratio | 12.93% | 20.87% | -7.94% | 26th below |
| Total Capital Ratio | 14.15% | 21.94% | -7.79% | 28th below |
| Leverage Ratio | 10.59% | 12.46% | -1.87% | 43rd below |
| Equity / Assets | 8.13% | 11.67% | -3.54% | 15th bottom |
| TCE / Tangible Assets | 8.13% | 11.40% | -3.27% | 17th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit Behind the peer average, ahead of the median peer. | 80.46% | 78.64% | +1.82% | 50th above |
| Core Deposit Ratio | 92.91% | 87.09% | +5.82% | 73rd above |
| Wholesale Funding Ratio | 0.01% | 5.12% | -5.11% | 99th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -2.52% | 6.48% | -9.00% | 9th bottom |
| Loan Growth (Y/Y) | 12.33% | 7.64% | +4.69% | 81st top |
| Deposit Growth (Y/Y) | -3.72% | 6.03% | -9.75% | 9th bottom |
See Peoples Bank Mt Washington's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Peoples Bank Mt Washington, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Peoples Bank Mt Washington profile, how to read a UBPR, or how this data updates.