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Peoples Bank of Kentucky, Inc.: Tier 1 Leverage Ratio

11.13% Ranks #1,574 of 3,622 U.S. banks · 57th percentile

Data as of · sourced from FFIEC call reports. How we update

Peoples Bank of Kentucky, Inc. reported a tier 1 leverage ratio of 11.13% as of Q2 2026, ranking #1,574 of 3,622 U.S. banks (57th percentile). That is down 0.57 percentage points from 11.70% a year earlier, and above the 10.61% median of the 735 Midsize Community Banks ($500M–$1B in assets). The Tier 1 Leverage Ratio measures Tier 1 capital against unweighted average assets, a simpler backstop that prevents banks from gaming the risk-based capital rules.

12-Quarter Trend

Q3 2023 Q2 2026 (latest)
Q2 2026 11.13%
Q1 2026 11.30%
Q4 2025 11.43%
Q3 2025 12.08%
Q2 2025 11.70%
Q1 2025 11.70%
Q4 2024 11.31%
Q3 2024 11.09%
Q2 2024 10.91%
Q1 2024 10.71%
Q4 2023 10.53%
Q3 2023 10.76%

National Context

Latest value 11.13%
National rank#1,574 of 3,622
Percentile 57th
12-quarter low10.53%
12-quarter high12.08%
Full rankingView leaderboard

What is the Tier 1 Leverage Ratio?

The tier 1 leverage ratio is a bank's tier 1 capital divided by its average total consolidated assets. Unlike the risk-based ratios it gives every asset the same weight, so it caps how far a bank can stretch its balance sheet whatever the asset mix.

Read the leverage ratio next to the CET1 ratio. A bank with a 15% CET1 ratio and a 7% leverage ratio holds a large share of low-risk-weight assets such as securities and cash; when the two ratios are close, the balance sheet is loan-heavy. Very large banks run lower leverage ratios than community banks because their capital requirements bind on risk-based measures and the supplementary leverage ratio. Ratios far above 15% usually belong to trust and custody banks with small balance sheets.

Full definition & formula →

Frequently asked questions

What is Peoples Bank of Kentucky, Inc.'s Tier 1 Leverage Ratio?

Peoples Bank of Kentucky, Inc.'s Tier 1 Leverage Ratio was 11.13% as of Q2 2026, ranking #1574 of 3,622 U.S. banks.

What is the Tier 1 Leverage Ratio?

The tier 1 leverage ratio is a bank's tier 1 capital divided by its average total consolidated assets. Unlike the risk-based ratios it gives every asset the same weight, so it caps how far a bank can stretch its balance sheet whatever the asset mix.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Peoples Bank of Kentucky, Inc. profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 16970) · FFIEC NIC profile (RSSD 995517)