Peoples Bank of Moniteau County: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Fed funds purchased and repos: 28.5% lower than in Q1 2026, at $972K. Within Missouri, Peoples Bank of Moniteau County is 158th of 192 on loan-to-deposit ratio, 68.79% as of Q2 2026, below the middle of the field. At 68.79%, Peoples Bank of Moniteau County's loan-to-deposit ratio is close to the 67.62% median for banks in the < $100M asset tier (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $7.6M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $31.8M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $972K |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 68.79% |
| Net loans and leases to deposits | 67.85% |
| Loans and leases to core deposits | 72.06% |
| Core deposits to total deposits | 95.46% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 71.31% | 98.60% | $1.1M | $4.0M |
| Q4 2023 | 73.39% | 97.43% | $1.1M | $4.0M |
| Q1 2024 | 70.91% | 95.83% | $712K | $3.0M |
| Q2 2024 | 71.84% | 95.87% | $690K | $3.0M |
| Q3 2024 | 72.69% | 95.52% | $921K | $3.0M |
| Q4 2024 | 69.10% | 95.27% | $798K | $3.0M |
| Q1 2025 | 63.92% | 96.17% | $1.7M | $2.0M |
| Q2 2025 | 64.28% | 95.51% | $1.3M | $2.0M |
| Q3 2025 | 65.92% | 95.14% | $1.7M | $1.0M |
| Q4 2025 | 69.39% | 94.61% | $738K | $1.0M |
| Q1 2026 | 65.95% | 94.05% | $1.4M | $0 |
| Q2 2026 | 68.79% | 95.46% | $972K | $0 |
Peoples Bank of Moniteau County liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Peoples Bank of Moniteau County, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Peoples Bank of Moniteau County profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 15792) · FFIEC NIC profile (RSSD 915056)