Peoples Bank of Moniteau County: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Peoples Bank of Moniteau County of Jamestown, MO against its peer group of 536 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 1.31% | 3.14% | -1.83% | 63rd above |
| ROAE | 13.49% | 10.41% | +3.08% | 75th top |
| Net Interest Margin | 3.59% | 3.93% | -0.34% | 35th below |
| Efficiency Ratio | 55.10% | 76.35% | -21.25% | 80th top |
| PPNR / Avg Assets | 1.71% | 1.40% | +0.31% | 70th above |
| Yield on Earning Assets Behind the peer average, ahead of the median peer. | 5.26% | 5.35% | -0.09% | 52nd above |
| Cost of Funds | 1.87% | 1.70% | +0.17% | 34th below |
| Net Interest Spread | 2.80% | 3.31% | -0.51% | 27th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.72% | 1.34% | -0.62% | 37th below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.44% | 0.71% | -0.27% | 34th below |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.04% | 0.11% | -0.07% | 21st bottom |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.36% | 1.49% | -0.13% | 61st above |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 189.26% | 866.45% | -677.19% | 57th above |
| Texas Ratio Ahead of the peer average, behind the median peer. | 3.97% | 8.26% | -4.29% | 41st below |
| Provision / NCO Behind the peer average, ahead of the median peer. | 250.00% | 314.74% | -64.74% | 82nd top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 11.12% | 17.62% | -6.50% | 29th below |
| Equity / Assets | 10.18% | 16.44% | -6.26% | 28th below |
| TCE / Tangible Assets | 10.18% | 16.19% | -6.01% | 30th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit Ahead of the peer average, behind the median peer. | 68.79% | 72.84% | -4.05% | 47th below |
| Core Deposit Ratio | 95.46% | 88.20% | +7.26% | 74th above |
| Wholesale Funding Ratio | 1.17% | 5.30% | -4.13% | 77th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 2.13% | 4.31% | -2.18% | 46th below |
| Loan Growth (Y/Y) | 11.23% | 6.71% | +4.52% | 80th top |
| Deposit Growth (Y/Y) | 3.94% | 3.77% | +0.17% | 61st above |
See Peoples Bank of Moniteau County's peers by name
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Unlock Peoples Bank of Moniteau County, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Peoples Bank of Moniteau County profile, how to read a UBPR, or how this data updates.