Bank call report · Ryan, OK
Peoples Bank & Trust Company Call Report
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Peoples Bank & Trust Company filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 293 reported line items, schedule by schedule (770 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 243955 |
| FDIC certificate number | 2331 |
| Total assets | $61.9M |
Official Q2 2026 call report PDF (FFIEC) →
Peoples Bank & Trust Company call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (26 items)
About Schedule RC · Peoples Bank & Trust Company balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $61.9M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $61.9M |
| Total Liabilities and Minority Interest | RCON2948 | $52.3M |
| Total Deposits | RCON2200 | $49.2M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $44.1M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $42.6M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $42.2M |
| Surplus | RCON3839 | $10.3M |
| Total Equity Capital | RCON3210 | $9.6M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $9.6M |
| Interest-bearing Balances | RCON0071 | $7.3M |
| Deposits: Noninterest-bearing | RCON6631 | $7.0M |
| Federal Funds Sold | RCONB987 | $3.8M |
| Other Liabilities, Total | RCON2930 | $2.7M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $2.3M |
| Intangible Assets | RCON2143 | $2.3M |
| Other Assets | RCON2160 | $1.8M |
| Goodwill | RCON3163 | $1.8M |
| Allowance for Loan and Lease Losses | RCON3123 | $1.4M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $992K |
| Undivided Profits and Capital Reserves | RCON3632 | -$799K |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $588K |
| Other Borrowed Money | RCON3190 | $397K |
| Common Stock | RCON3230 | $118K |
| Other Real Estate Owned | RCON2150 | $52K |
| Equity securities with readily determinable fair values not held for trading | RCONJA22 | $15K |
Schedule RI: Income Statement (35 items)
About Schedule RI · Peoples Bank & Trust Company income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $1.5M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $1.4M |
| Total Noninterest Expense | RIAD4093 | $1.2M |
| Net Interest Income | RIAD4074 | $942K |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $900K |
| Salaries and Employee Benefits | RIAD4135 | $578K |
| Total Interest Expense | RIAD4073 | $571K |
| Other Noninterest Expense | RIAD4092 | $533K |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | -$355K |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | -$350K |
| Income (Loss) Before Discontinued Operations | RIAD4300 | -$350K |
| Net Income (Loss) | RIAD4340 | -$350K |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | -$350K |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $293K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $272K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $256K |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $142K |
| Interest and Fee Income on Loans to Finance Agricultural Production and Other Loans to Farmers in Domestic Offices | RIAD4024 | $138K |
| Other Noninterest Income | RIADB497 | -$106K |
| Total Noninterest Income | RIAD4079 | -$101K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $85K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $82K |
| Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell | RIAD4020 | $45K |
| Savings Deposits (Including Mmdas) | RIAD0093 | $23K |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $20K |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $11K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $11K |
| Other Interest Expense | RIADGW44 | $11K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $9K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $8K |
| Other Interest Income | RIAD4518 | $7K |
| Unrealized holding gains (losses) on equity securities not held for trading | RIADHT70 | $5K |
| Net Gains (Losses) on Other Real Estate Owned | RIAD5415 | -$3K |
| Interest on Other Securities | RIAD4060 | $2K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 15 |
Schedule RC-B: Securities (5 items)
About Schedule RC-B · Peoples Bank & Trust Company securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $992K |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $992K |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $992K |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $992K |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $985K |
Schedule RC-C, Part I: Loans and Leases (23 items)
About Schedule RC-C, Part I · Peoples Bank & Trust Company loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $44.1M |
| Pledged Loans and Leases | RCONG378 | $26.2M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $23.2M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $19.7M |
| Commercial and Industrial Loans | RCON1766 | $15.7M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $9.6M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $6.7M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $4.9M |
| Loans to Finance Agricultural Production and Other Loans to Farmers | RCON1590 | $3.9M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $3.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $1.2M |
| Real Estate Loans Secured by Farmland | RCON1420 | $1.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $888K |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $291K |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $277K |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $272K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $123K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $111K |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $71K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $29K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $14K |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $4K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $1K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (24 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $4.9M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $4.6M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $1.3M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5587 | $1.1M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5589 | $1.0M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $663K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5579 | $278K |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5585 | $219K |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $164K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $155K |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $72K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $30K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 11 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 10 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5584 | 10 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5586 | 10 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 9 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 6 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5588 | 4 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5578 | 3 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 3 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 2 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 1 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 1 |
Schedule RC-E: Deposit Liabilities (24 items)
About Schedule RC-E · Peoples Bank & Trust Company deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $39.1M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $38.7M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $17.3M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $17.1M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $16.5M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $13.7M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $12.5M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $10.4M |
| Total Transaction Accounts | RCON2215 | $10.1M |
| Total Demand Deposits (See Note Below) | RCON2210 | $8.9M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $8.8M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $6.1M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $4.5M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $4.0M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $2.8M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $1.7M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $1.4M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $1.3M |
| Total Brokered Deposits | RCON2365 | $1.0M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $946K |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $747K |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $518K |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $340K |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $115K |
Schedule RC-F: Other Assets (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $985K |
| Accrued Interest Receivable | RCONB556 | $451K |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $256K |
| Other Assets | RCON2168 | $148K |
Schedule RC-G: Other Liabilities (4 items)
Schedule RC-K: Quarterly Averages (15 items)
About Schedule RC-K · Peoples Bank & Trust Company quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $54.8M |
| Quarterly Average of Total Loans | RCON3360 | $39.5M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $23.3M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $15.8M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $15.0M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $11.0M |
| Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers | RCON3386 | $5.4M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $4.1M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $3.0M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $3.0M |
| Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell | RCON3365 | $2.6M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $991K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $300K |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $297K |
| All Other Securities | RCONB560 | $14K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (3 items)
About Schedule RC-L · Peoples Bank & Trust Company derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $2.6M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $2.1M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $215K |
Schedule RC-M: Memoranda (7 items)
About Schedule RC-M · Peoples Bank & Trust Company memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over Five Years | RCONF058 | $397K |
| All other intangible assets | RCONJF76 | $312K |
| Estimated Fair Value of Mortgage Servicing Assets | RCONA590 | $204K |
| Mortgage Servicing Assets | RCON3164 | $204K |
| All Other Real Estate Owned: Nonfarm Nonresidential Properties in Domestic Offices | RCON5512 | $52K |
| Outstanding balance of PPP loans | RCONLG27 | $7K |
| Number of outstanding PPP Loans | RCONLG26 | 1 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (13 items)
About Schedule RC-N · Peoples Bank & Trust Company past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $3.8M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, Nonaccrual | RCONF182 | $2.9M |
| Total Loans and Lease Financing Receivables: Past Due 90 Days or More and Still Accruing | RCON1407 | $1.0M |
| All Other Loans - Nonaccrual | RCON5461 | $750K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, 90 or More Days Past Due and Still Accruing | RCONF180 | $646K |
| Additions to Nonaccrual Assets | RCONC410 | $500K |
| All Other Loans - Past Due 90 Days or More and Still Accruing | RCON5460 | $219K |
| Commercial and Industrial Loans - Past Due 90 Days or More and Still Accruing | RCON1607 | $150K |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $113K |
| All Other Loans - Past Due 30 Through 89 Days and Still Accruing | RCON5459 | $82K |
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $79K |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Farmland - Past Due 30 Through 89 Days and Still Accruing | RCON3493 | $30K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 30 Through 89 Days and Still Accruing | RCONK213 | $1K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (12 items)
About Schedule RC-O · Peoples Bank & Trust Company other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $54.8M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $49.3M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $24.2M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $23.4M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $7.5M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $1.4M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $252K |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 694 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 45 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 32 |
| Averaging Method Used | RCONK653 | 1 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 1 |
Schedule RC-R: Regulatory Capital (2 items)
About Schedule RC-R · Peoples Bank & Trust Company regulatory capital trends
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (22 items)
About Schedule RC-R, Part I · Peoples Bank & Trust Company regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total consolidated assets | RCOAKW03 | $54.8M |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $54.2M |
| Average Total Assets (Net of Deductions) | RCOAA224 | $52.8M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $10.4M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $9.6M |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $8.3M |
| Common Equity Tier 1 Capital | RCOAP859 | $7.6M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $7.6M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $7.6M |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $2.0M |
| Goodwill Net of Associated Deferred Tax Liabilities (Dtls) | RCOAP841 | $1.8M |
| Retained Earnings | RCOAKW00 | -$799K |
| General Loan and Lease Valuation Allowances | RCOA5310 | $686K |
| Tier 2 (Supplementary) Capital | RCOA5311 | $686K |
| Tier 2 Capital Before Deductions | RCOAP870 | $686K |
| Intangible Assets (Other Than Goodwill and Mortgage Servicing Assets (Msas)), Net of Associated Dtls | RCOAP842 | $237K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.1527 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1436 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.14 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.14 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.0727 |
Schedule RC-R, Part II: Risk-Weighted Assets (60 items)
About Schedule RC-R, Part II · Peoples Bank & Trust Company risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $54.9M |
| Total Risk-weighted Assets | RCONG641 | $54.2M |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $39.6M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $39.6M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $39.3M |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $39.0M |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $37.8M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $33.8M |
| Retained Resource on Small Business Obligations Sold with Resource - Credit Equivalent Amount | RCONG613 | $25.2M |
| Retained Resource on Small Business Obligations Sold with Resource - Face, Notional, or Other Amount | RCONG612 | $25.2M |
| Retained Resource on Small Business Obligations Sold with Resource - 20 Pct Risk Weight Category | RCONG615 | $24.3M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $15.0M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $7.9M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $7.9M |
| Total All Other Assets | RCOND981 | $6.5M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $6.5M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $6.2M |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $4.8M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS455 | $4.2M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $4.2M |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $4.2M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $4.0M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 20 Pct Risk Weight Category | RCONS460 | $3.8M |
| Federal Funds Sold in Domestic Offices | RCOND971 | $3.8M |
| Federal Funds Sold in Domestic Offices - 20 Pct Risk Weight Category | RCOND973 | $3.8M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $3.8M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $3.8M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $2.6M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $2.3M |
| All Other Assets - Adjustments to Totals Reported in Column a | RCONS469 | $2.1M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $1.4M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 0 Pct Risk Weight Category | RCONS459 | $1.3M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $1.3M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $1.3M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $1.2M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $1.0M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $992K |
| Off-balance Sheet Securitization Exposures - Adjustments to Total Reported in Column a | RCONS496 | $959K |
| Retained Resource on Small Business Obligations Sold with Resource - 50 Pct Risk Weight Category | RCONG616 | $959K |
| Total Off-balance Sheet Securitization Exposures | RCONS495 | $959K |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | $645K |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 20 Pct Risk Weight Category | RCONS452 | $626K |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $618K |
| Risk-weighted Assets by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS573 | $510K |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $467K |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $467K |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $281K |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $277K |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $277K |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $226K |
| All Other Assets - 250 Pct Risk Weight Category | RCONH293 | $204K |
| The total of all components in the 250% balance sheet asset category on Call Report Schedule RC-R is multiplied by 250% | RCONS504 | $204K |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS562 | $204K |
| Risk-weighted Assets by Risk-weighted Category - 400 Pct Risk Weight Category | RCONS575 | $120K |
| All Other Assets - 400 Pct Risk Weight Category | RCONS470 | $30K |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 400 Pct Risk Weight Category | RCONS564 | $30K |
| Total Balance Sheet Assets - 400 Pct Risk Weight Category | RCONS506 | $30K |
| Available-for-sale Securities - 100 Pct Risk Weight Category | RCOND970 | $15K |
| Off-balance Sheet Securitization Exposures - Ssfa Risk Weight Exposure, by Calculation Method | RCONS498 | $15K |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $4K |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $9.6M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $9.3M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $9.3M |
| Other Transactions with Stockholders (Including Parent Holding Company) | RIAD4415 | $647K |
| Other Comprehensive Income | RIADB511 | -$2K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (4 items)
About Schedule RI-B, Part I · Peoples Bank & Trust Company charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties: Recoveries | RIADC896 | $6K |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $6K |
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $5K |
| Charge-offs on Commercial and Industrial Loans | RIAD4638 | $5K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (3 items)
About Schedule RI-B, Part II · Peoples Bank & Trust Company changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $1.4M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $1.4M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $5K |
Schedule RI-E: Explanations (1 item)
| Line item | Code | Q2 2026 |
|---|---|---|
| First Itemized Transaction of Other Transactions with Stockholders (Including Parent Holding Company) (4415) | RIAD4498 | $647K |
Schedule SU: Supplemental Information (1 item)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Outstanding Principal Balance of Assets Sold and Securitized by the Reporting Institution with Servicing Retained or with Recourse or Other Seller Provided Credit Enhancement | RCONFT08 | $25.2M |
Peoples Bank & Trust Company call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Peoples Bank & Trust Company call report?
The Peoples Bank & Trust Company call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Peoples Bank & Trust Company file?
Peoples Bank & Trust Company files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Peoples Bank & Trust Company call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Peoples Bank & Trust Company has Federal Reserve RSSD ID 243955 and FDIC certificate number 2331. Either one finds its filings on the FFIEC Central Data Repository.
How often does Peoples Bank & Trust Company file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Peoples Bank & Trust Company financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 2331) · FFIEC NIC profile (RSSD 243955)