Peoples National Bank of Kewanee: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Reserve coverage of non-performing loans dropped 2.50 percentage points in Q2 2026, from 30.17% to 27.67%. It was the largest change from Q1 2026 among the key lines here. Within Illinois, Peoples National Bank of Kewanee is 227th of 323 on return on assets, 0.85% as of Q2 2026, below the middle of the field. The median for banks in the $100M-1B asset tier is 1.25% on return on assets. Peoples National Bank of Kewanee sits 0.40 points lower, at 0.85% (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 15.68% |
| Tier 1 risk-based capital ratio | 15.68% |
| Total risk-based capital ratio | 16.40% |
| Tier 1 leverage ratio | 10.86% |
| Equity capital to assets | 10.00% |
| Tangible equity to tangible assets | 9.07% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 6.28% |
| Non-performing assets ratio | 1.84% |
| Net charge-off ratio | -0.02% |
| Texas ratio | 19.41% |
| Allowance for credit losses to loans | 1.74% |
| Reserve coverage of non-performing loans | 27.67% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 0.85% |
| Return on equity | 8.81% |
| Net interest margin | 2.84% |
| Efficiency ratio | 55.58% |
| Yield on earning assets | 4.34% |
| Cost of funds | 1.77% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 31.72% |
| Core deposits to total deposits | 90.75% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 87.98% |
| Securities to assets | 61.00% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 13.43% | 13.43% | 14.10% | 9.87% | 1.64% |
| Q4 2023 | 14.37% | 14.37% | 15.00% | 10.06% | 0.87% |
| Q1 2024 | 13.97% | 13.97% | 14.58% | 10.17% | 0.64% |
| Q2 2024 | 14.24% | 14.24% | 14.83% | 10.31% | 0.73% |
| Q3 2024 | 14.12% | 14.12% | 14.82% | 10.16% | 0.31% |
| Q4 2024 | 14.07% | 14.07% | 14.69% | 9.87% | 0.53% |
| Q1 2025 | 14.15% | 14.15% | 14.88% | 9.94% | 0.45% |
| Q2 2025 | 14.42% | 14.42% | 15.10% | 10.28% | 0.96% |
| Q3 2025 | 14.67% | 14.67% | 15.39% | 10.43% | 0.85% |
| Q4 2025 | 14.91% | 14.91% | 15.55% | 10.44% | 0.93% |
| Q1 2026 | 15.11% | 15.11% | 15.76% | 10.60% | 0.63% |
| Q2 2026 | 15.68% | 15.68% | 16.40% | 10.86% | 0.85% |
Peoples National Bank of Kewanee vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Peoples National Bank of Kewanee, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Peoples National Bank of Kewanee profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 926) · FFIEC NIC profile (RSSD 823133)