Peoples National Bank of Kewanee: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Peoples National Bank of Kewanee of Kewanee, IL against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.85% | 1.35% | -0.50% | 26th below |
| ROAE | 8.81% | 13.33% | -4.52% | 29th below |
| Net Interest Margin | 2.84% | 3.93% | -1.09% | 7th bottom |
| Efficiency Ratio | 55.58% | 61.13% | -5.55% | 67th above |
| PPNR / Avg Assets | 1.09% | 1.68% | -0.59% | 24th bottom |
| Yield on Earning Assets | 4.34% | 5.67% | -1.33% | 6th bottom |
| Cost of Funds | 1.77% | 1.88% | -0.11% | 53rd above |
| Net Interest Spread | 2.46% | 3.32% | -0.86% | 12th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 6.28% | 0.94% | +5.34% | 1st bottom |
| NPA / Total Assets | 1.84% | 0.70% | +1.14% | 9th bottom |
| NCO / Avg Loans | -0.02% | 0.16% | -0.18% | 91st top |
| ACL / Total Loans | 1.74% | 1.28% | +0.46% | 88th top |
| ACL / NPLs (Coverage) | 27.67% | 1547.07% | -1519.40% | 3rd bottom |
| Texas Ratio | 19.41% | 7.33% | +12.08% | 8th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 15.68% | 19.49% | -3.81% | 55th above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 15.68% | 19.52% | -3.84% | 55th above |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 16.40% | 20.61% | -4.21% | 51st above |
| Leverage Ratio | 10.86% | 12.14% | -1.28% | 48th below |
| Equity / Assets | 10.00% | 11.37% | -1.37% | 45th below |
| TCE / Tangible Assets | 9.07% | 11.08% | -2.01% | 32nd below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 31.72% | 80.69% | -48.97% | 98th top |
| Core Deposit Ratio | 90.75% | 86.85% | +3.90% | 59th above |
| Wholesale Funding Ratio | 1.60% | 5.04% | -3.44% | 74th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 2.17% | 6.84% | -4.67% | 34th below |
| Loan Growth (Y/Y) | -7.50% | 7.93% | -15.43% | 4th bottom |
| Deposit Growth (Y/Y) | 0.70% | 6.29% | -5.59% | 27th below |
See Peoples National Bank of Kewanee's peers by name
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Unlock Peoples National Bank of Kewanee, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Peoples National Bank of Kewanee profile, how to read a UBPR, or how this data updates.