Peoples State Bank: Deposit Base
Data as of · Call Report Schedules RC-E and RC-O How we update
How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.
Noninterest-bearing share of deposits climbed 1.14 percentage points in Q2 2026, from 39.31% to 40.46%. It was the largest change from Q1 2026 among the key lines here. On total deposits, Peoples State Bank is 1st from the bottom among 169 Oklahoma banks, $12.1M (Q2 2026). Against a median of $54.2M for banks in the < $100M asset tier, Peoples State Bank reported $12.1M on total deposits in Q2 2026, 78% lower.
Deposit totals
| Line item | Q2 2026 |
|---|---|
| Total deposits | $12.1M |
| Domestic office deposits | $12.1M |
| Foreign office deposits | — |
| Deposits to total assets | 86.93% |
| Deposits to total liabilities | 99.93% |
Deposit composition
| Line item | Q2 2026 |
|---|---|
| Demand deposits | $4.9M |
| Savings deposits | $2.2M |
| Transaction accounts to domestic deposits | 59.30% |
| Time deposits | $18K |
| Time deposits under $100k | $1.3M |
| Time deposits $100k to $250k | $921K |
| Time deposits over $250k | $0 |
| Noninterest-bearing share of deposits | 40.46% |
Stability of funding
| Line item | Q2 2026 |
|---|---|
| Core deposits | $12.1M |
| Core deposits to total deposits | 100.00% |
| Insured deposits | — |
| Uninsured deposits | — |
| Uninsured deposits to total deposits | — |
| Brokered deposits | $0 |
| Brokered deposits to total deposits | 0.00% |
Cost of deposits
| Line item | Q2 2026 |
|---|---|
| Cost of interest-bearing deposits | 0.59% |
| Interest expense on deposits | $11K |
| Loans and leases to core deposits | 80.67% |
Deposit Base trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Deposit Base by quarter
| Quarter | Total deposits | Core deposits | Brokered deposits | Cost of interest-bearing deposits |
|---|---|---|---|---|
| Q3 2023 | $15.1M | 100.00% | 0.00% | 0.25% |
| Q4 2023 | $14.9M | 100.00% | 0.00% | 0.34% |
| Q1 2024 | $13.6M | 100.00% | 0.00% | 0.36% |
| Q2 2024 | $12.6M | 100.00% | 0.00% | 0.41% |
| Q3 2024 | $12.5M | 100.00% | 0.00% | 0.49% |
| Q4 2024 | $13.4M | 100.00% | 0.00% | 0.57% |
| Q1 2025 | $12.9M | 100.00% | 0.00% | 0.54% |
| Q2 2025 | $11.9M | 100.00% | 0.00% | 0.53% |
| Q3 2025 | $11.6M | 100.00% | 0.00% | 0.68% |
| Q4 2025 | $11.9M | 100.00% | 0.00% | 0.63% |
| Q1 2026 | $12.6M | 100.00% | 0.00% | 0.65% |
| Q2 2026 | $12.1M | 100.00% | 0.00% | 0.59% |
Peoples State Bank deposit base, all the way back
Deposit Base back to 2001 · peer percentiles on every line item · Excel export
Unlock Peoples State Bank, freeSource: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Peoples State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 17138) · FFIEC NIC profile (RSSD 991854)