Bank call report · Velva, ND
Peoples State Bank of Velva Call Report
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Peoples State Bank of Velva filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 314 reported line items, schedule by schedule (749 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 713252 |
| FDIC certificate number | 10250 |
| Total assets | $210.0M |
Official Q2 2026 call report PDF (FFIEC) →
Peoples State Bank of Velva call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (24 items)
About Schedule RC · Peoples State Bank of Velva balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $210.0M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $210.0M |
| Total Liabilities and Minority Interest | RCON2948 | $191.4M |
| Total Deposits | RCON2200 | $184.4M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $152.6M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $150.7M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $150.7M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $44.9M |
| Deposits: Noninterest-bearing | RCON6631 | $33.7M |
| Total Equity Capital | RCON3210 | $18.5M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $18.5M |
| Undivided Profits and Capital Reserves | RCON3632 | $15.3M |
| Other Borrowed Money | RCON3190 | $5.8M |
| Federal Funds Sold | RCONB987 | $5.2M |
| Other Assets | RCON2160 | $3.5M |
| Surplus | RCON3839 | $3.5M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $2.9M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $2.1M |
| Allowance for Loan and Lease Losses | RCON3123 | $1.9M |
| Other Liabilities, Total | RCON2930 | $1.3M |
| Accumulated Other Comprehensive Income | RCONB530 | -$611K |
| Interest-bearing Balances | RCON0071 | $523K |
| Common Stock | RCON3230 | $300K |
| Equity securities with readily determinable fair values not held for trading | RCONJA22 | $80K |
Schedule RI: Income Statement (38 items)
About Schedule RI · Peoples State Bank of Velva income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $5.7M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $4.7M |
| Net Interest Income | RIAD4074 | $3.7M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $2.2M |
| Total Noninterest Expense | RIAD4093 | $2.2M |
| Total Interest Expense | RIAD4073 | $2.0M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $1.6M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $1.6M |
| Net Income (Loss) | RIAD4340 | $1.6M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $1.6M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $1.6M |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $1.3M |
| Interest and Fee Income on Loans to Finance Agricultural Production and Other Loans to Farmers in Domestic Offices | RIAD4024 | $1.3M |
| Salaries and Employee Benefits | RIAD4135 | $1.2M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $1.2M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $750K |
| Other Noninterest Expense | RIAD4092 | $674K |
| Interest on Other Securities | RIAD4060 | $546K |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $490K |
| Savings Deposits (Including Mmdas) | RIAD0093 | $397K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $355K |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $347K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $243K |
| Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell | RIAD4020 | $213K |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $161K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $132K |
| Total Noninterest Income | RIAD4079 | $119K |
| Other Noninterest Income | RIADB497 | $84K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $60K |
| Provision for Loan and Lease Losses | RIAD4230 | $42K |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $38K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $35K |
| Other Interest Expense | RIADGW44 | $31K |
| Other Interest Income | RIAD4518 | $18K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $15K |
| Loans to Individuals for Households, Family, and Other Personal Expenditures: Credit Cards | RIADB485 | $14K |
| Unrealized holding gains (losses) on equity securities not held for trading | RIADHT70 | $10K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 19 |
Schedule RC-B: Securities (18 items)
About Schedule RC-B · Peoples State Bank of Velva securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $45.5M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $31.7M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $31.5M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $19.4M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing of Over Ffteen Years | RCONA554 | $16.8M |
| Pledged Securities | RCON0416 | $15.6M |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $5.0M |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $5.0M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $4.6M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $4.6M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Amortized Cost | RCONHT56 | $4.2M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Fair Value | RCONHT57 | $3.8M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $3.5M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $2.7M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $2.7M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $1.7M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $476K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $289K |
Schedule RC-C, Part I: Loans and Leases (28 items)
About Schedule RC-C, Part I · Peoples State Bank of Velva loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $152.6M |
| Pledged Loans and Leases | RCONG378 | $77.7M |
| Loans to Finance Agricultural Production and Other Loans to Farmers | RCON1590 | $45.3M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $43.8M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $41.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $35.0M |
| Real Estate Loans Secured by Farmland | RCON1420 | $29.1M |
| Commercial and Industrial Loans | RCON1766 | $22.8M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $21.8M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $17.8M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $17.5M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $15.3M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $13.3M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $12.4M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $6.2M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $4.9M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $4.8M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $3.7M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $2.8M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $2.8M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $2.2M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $1.9M |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $1.4M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $1.3M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $1.1M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $467K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Credit Cards | RCONB538 | $244K |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $65K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (24 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $12.1M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $8.7M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $7.6M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5589 | $6.6M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $5.2M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5587 | $4.9M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $4.8M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $3.8M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5585 | $3.2M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $1.5M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $620K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5579 | $441K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 167 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5584 | 102 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5586 | 60 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 47 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 39 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5588 | 32 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 31 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 28 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 25 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 13 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5578 | 9 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 9 |
Schedule RC-E: Deposit Liabilities (30 items)
About Schedule RC-E · Peoples State Bank of Velva deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $135.3M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $120.6M |
| Total Transaction Accounts | RCON2215 | $49.1M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $45.2M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $44.9M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $41.4M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $35.6M |
| Total Demand Deposits (See Note Below) | RCON2210 | $33.7M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $30.7M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $24.2M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $19.5M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $18.4M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $17.7M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $14.6M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $14.3M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $14.1M |
| Total Brokered Deposits | RCON2365 | $14.1M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $12.9M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $10.8M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $6.9M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $3.8M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $3.7M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $2.2M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $1.9M |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $1.8M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK15 | $1.7M |
| Estimated Amount of Deposits Obtained Through the Use of Deposit Listing Services That Are Not Brokered Deposits | RCONK223 | $1.4M |
| Total reciprocal deposits | RCONJH83 | $374K |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $192K |
| Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. | RCONB551 | $56K |
Schedule RC-F: Other Assets (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Accrued Interest Receivable | RCONB556 | $2.2M |
| Life Insurance Assets: Hybrid Account Life Insurance Assets | RCONK270 | $708K |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $386K |
| Other Assets | RCON2168 | $270K |
| Prepaid Expenses | RCON2166 | $172K |
Schedule RC-G: Other Liabilities (3 items)
Schedule RC-K: Quarterly Averages (19 items)
About Schedule RC-K · Peoples State Bank of Velva quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $205.7M |
| Quarterly Average of Total Loans | RCON3360 | $140.3M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $64.4M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $62.6M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $53.4M |
| Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers | RCON3386 | $38.7M |
| All Other Securities | RCONB560 | $30.6M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $22.1M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $18.7M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $15.7M |
| Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell | RCON3365 | $14.9M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $13.4M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $9.1M |
| Mortgage-backed Securities | RCONB559 | $4.3M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $3.6M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $525K |
| Quarterly Average of Other Borrowed Money | RCON3355 | $464K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards | RCONB561 | $220K |
| Quarterly Average of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RCON3353 | $1K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (8 items)
About Schedule RC-L · Peoples State Bank of Velva derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $21.0M |
| All Other Off-balance Sheet Liabilities | RCON3430 | $6.2M |
| Standby Letters of Credit Issued by a Federal Home Loan Bank on the Bank's Behalf | RCONC978 | $6.2M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $3.3M |
| Unused Commitments - Credit Card Lines | RCON3815 | $1.1M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $898K |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $836K |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $679K |
Schedule RC-M: Memoranda (4 items)
About Schedule RC-M · Peoples State Bank of Velva memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| FHLB Advances (Loans) Due in One Year or Less | RCON2651 | $5.8M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of One Year or Less | RCONF055 | $5.8M |
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $7K |
| Cost of equity securities with readily determinable fair values not held for trading | RCONJA29 | $2K |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (5 items)
About Schedule RC-N · Peoples State Bank of Velva past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $156K |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Farmland - Nonaccrual | RCON3495 | $97K |
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $59K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards - Past Due 90 Days or More and Still Accruing | RCONB576 | $1K |
| Total Loans and Lease Financing Receivables: Past Due 90 Days or More and Still Accruing | RCON1407 | $1K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (12 items)
About Schedule RC-O · Peoples State Bank of Velva other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $205.7M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $185.5M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $103.2M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $78.5M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $18.8M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $2.8M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $946K |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 4,273 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 114 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 64 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 3 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · Peoples State Bank of Velva regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% | RCONB704 | $156.0M |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (21 items)
About Schedule RC-R, Part I · Peoples State Bank of Velva regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Total Assets (Net of Deductions) | RCOAA224 | $205.7M |
| Average total consolidated assets | RCOAKW03 | $205.7M |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $156.0M |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $21.1M |
| Common Equity Tier 1 Capital | RCOAP859 | $19.1M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $19.1M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $19.1M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $18.5M |
| Retained Earnings | RCOAKW00 | $15.3M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $3.8M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $1.9M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $1.9M |
| Tier 2 Capital Before Deductions | RCOAP870 | $1.9M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$611K |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$611K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.1351 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1227 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1227 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.0931 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.0551 |
Schedule RC-R, Part II: Risk-Weighted Assets (60 items)
About Schedule RC-R, Part II · Peoples State Bank of Velva risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $156.0M |
| Total Risk-weighted Assets | RCONG641 | $156.0M |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $136.6M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $136.6M |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $135.4M |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $134.0M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $129.8M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $46.1M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $46.1M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $44.9M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $34.0M |
| Unconditionally Cancellable Commitments | RCONS540 | $19.5M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $18.4M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $18.4M |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $17.1M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $17.0M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $13.0M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $13.0M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $10.1M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $9.2M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $9.2M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $6.3M |
| Total All Other Assets | RCOND981 | $5.6M |
| Federal Funds Sold in Domestic Offices | RCOND971 | $5.2M |
| Federal Funds Sold in Domestic Offices - 20 Pct Risk Weight Category | RCOND973 | $5.2M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $4.0M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 20 Pct Risk Weight Category | RCONS460 | $4.0M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $3.4M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$2.5M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $2.2M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 0 Pct Risk Weight Category | RCONS459 | $1.6M |
| Available-for-sale Securities - 50 Pct Risk Weight Category | RCOND969 | $1.4M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $1.3M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $1.3M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $1.3M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $1.2M |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $719K |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Exposure Amount | RCONH296 | $708K |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Risk-weighted Asset Amount | RCONH297 | $708K |
| Total Balance Sheet Assets - Other Risk Weighting Approaches Exposure Amount | RCONH300 | $708K |
| Financial Standby Letters of Credit - 100 Pct Risk Weight Category | RCOND996 | $679K |
| Financial Standby Letters of Credit - Credit Equivalent Amount | RCOND992 | $679K |
| Financial Standby Letters of Credit - Face, Notional, or Other Amount | RCOND991 | $679K |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $667K |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $667K |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$611K |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $236K |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS455 | $157K |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $157K |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $157K |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $157K |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $120K |
| Available-for-sale Securities - 100 Pct Risk Weight Category | RCOND970 | $80K |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $65K |
| Risk-weighted Assets by Risk-weighted Category - 400 Pct Risk Weight Category | RCONS575 | $32K |
| All Other Assets - 50 Pct Risk Weight Category | RCOND984 | $17K |
| All Other Assets - 400 Pct Risk Weight Category | RCONS470 | $8K |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 400 Pct Risk Weight Category | RCONS564 | $8K |
| Total Balance Sheet Assets - 400 Pct Risk Weight Category | RCONS506 | $8K |
| Cash and Balances Due from Depository Institutions - 100 Pct Risk Weight Category | RCOND960 | $2K |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $18.5M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $17.3M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $17.3M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $471K |
| Other Comprehensive Income | RIADB511 | $88K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (5 items)
About Schedule RI-B, Part I · Peoples State Bank of Velva charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $7K |
| Charge-offs on Automobile Loans | RIADK129 | $7K |
| Recoveries on All Other Loans | RIAD4628 | $2K |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $2K |
| Recoveries on Loans to Finance Agricultural Production and Other Loans to Farmers | RIAD4665 | $2K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (4 items)
About Schedule RI-B, Part II · Peoples State Bank of Velva changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $1.9M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $1.9M |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | $18K |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $7K |
Peoples State Bank of Velva call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Peoples State Bank of Velva call report?
The Peoples State Bank of Velva call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Peoples State Bank of Velva file?
Peoples State Bank of Velva files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Peoples State Bank of Velva call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Peoples State Bank of Velva has Federal Reserve RSSD ID 713252 and FDIC certificate number 10250. Either one finds its filings on the FFIEC Central Data Repository.
How often does Peoples State Bank of Velva file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Peoples State Bank of Velva financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 10250) · FFIEC NIC profile (RSSD 713252)