Peru Federal Savings Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Peru Federal Savings Bank of Peru, IL against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.84% | 1.35% | -0.51% | 25th below |
| ROAE | 5.41% | 12.06% | -6.65% | 15th bottom |
| Net Interest Margin | 3.17% | 3.90% | -0.73% | 15th bottom |
| Efficiency Ratio | 63.70% | 63.15% | +0.55% | 43rd below |
| PPNR / Avg Assets | 1.18% | 1.64% | -0.46% | 28th below |
| Yield on Earning Assets | 4.71% | 5.65% | -0.94% | 14th bottom |
| Cost of Funds | 1.73% | 1.85% | -0.12% | 54th above |
| Net Interest Spread | 2.70% | 3.35% | -0.65% | 21st bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.28% | 0.92% | -0.64% | 59th above |
| NPA / Total Assets | 0.15% | 0.67% | -0.52% | 65th above |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.01% | 0.15% | -0.14% | 42nd below |
| ACL / Total Loans | 0.77% | 1.28% | -0.51% | 9th bottom |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 277.42% | 1645.72% | -1368.30% | 57th above |
| Texas Ratio | 0.93% | 7.15% | -6.22% | 73rd above |
| Provision / NCO | 1000.00% | 1189.32% | -189.32% | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 31.90% | 20.82% | +11.08% | 94th top |
| Tier 1 Ratio | 31.90% | 20.85% | +11.05% | 94th top |
| Total Capital Ratio | 32.74% | 21.93% | +10.81% | 93rd top |
| Leverage Ratio | 16.43% | 12.46% | +3.97% | 91st top |
| Equity / Assets | 15.66% | 11.67% | +3.99% | 90th top |
| TCE / Tangible Assets | 15.66% | 11.40% | +4.26% | 91st top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 64.98% | 78.65% | -13.67% | 77th top |
| Core Deposit Ratio | 91.65% | 87.09% | +4.56% | 65th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 0.05% | 6.48% | -6.43% | 20th bottom |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.67% | 7.64% | -1.97% | 52nd above |
| Deposit Growth (Y/Y) | -1.30% | 6.03% | -7.33% | 17th bottom |
See Peru Federal Savings Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Peru Federal Savings Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Peru Federal Savings Bank profile, how to read a UBPR, or how this data updates.