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Pioneer Trust Bank, N.A.: Tier 1 Risk-Based Capital Ratio

19.92% Ranks #346 of 2,134 U.S. banks · 84th percentile

Data as of · sourced from FFIEC call reports. How we update

Pioneer Trust Bank, N.A. reported a tier 1 risk-based capital ratio of 19.92% as of Q2 2026, ranking #346 of 2,134 U.S. banks (84th percentile). That is up 1.25 percentage points from 18.67% a year earlier, and above the 14.36% median of the 443 Midsize Community Banks ($500M–$1B in assets). Tier 1 Risk-Based Capital combines Common Equity Tier 1 plus Additional Tier 1 instruments, the broader capital measure after CET1.

12-Quarter Trend

Q3 2023 Q2 2026 (latest)
Q2 2026 19.92%
Q1 2026 20.13%
Q4 2025 20.11%
Q3 2025 19.24%
Q2 2025 18.67%
Q1 2025 17.52%
Q4 2024 16.75%
Q3 2024 16.36%
Q2 2024 15.71%
Q1 2024 15.50%
Q4 2023 15.42%
Q3 2023 15.07%

National Context

Latest value 19.92%
National rank#346 of 2,134
Percentile 84th
12-quarter low15.07%
12-quarter high20.13%
Full rankingView leaderboard

What is the Tier 1 Risk-Based Capital Ratio?

The Tier 1 Risk-Based Capital ratio measures a bank's Tier 1 capital (CET1 plus Additional Tier 1 instruments) against its risk-weighted assets. It is the broader of the two Tier-1 capital measures and is still the headline capital metric for most banking comparisons.

Read Tier 1 RBC alongside CET1: a large gap between them means the bank relies meaningfully on preferred stock for its capital base, which is more expensive and less flexible than common equity. Most community banks show Tier 1 RBC within a few basis points of CET1. The bands below are BankRegReports analyst bands, not prompt corrective action categories; PCA treats a Tier 1 ratio of 8% or more as well capitalized.

Full definition & formula →

Frequently asked questions

What is Pioneer Trust Bank, N.A.'s Tier 1 Risk-Based Capital Ratio?

Pioneer Trust Bank, N.A.'s Tier 1 Risk-Based Capital Ratio was 19.92% as of Q2 2026, ranking #346 of 2,134 U.S. banks.

What is the Tier 1 Risk-Based Capital Ratio?

The Tier 1 Risk-Based Capital ratio measures a bank's Tier 1 capital (CET1 plus Additional Tier 1 instruments) against its risk-weighted assets. It is the broader of the two Tier-1 capital measures and is still the headline capital metric for most banking comparisons.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Pioneer Trust Bank, N.A. profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 19827) · FFIEC NIC profile (RSSD 852973)