Planters Bank, Inc.: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Planters Bank, Inc. of Hopkinsville, KY against its peer group of 931 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 1.30% | 1.44% | -0.14% | 53rd above |
| ROAE | 11.13% | 12.51% | -1.38% | 42nd below |
| Net Interest Margin | 3.25% | 3.84% | -0.59% | 24th bottom |
| Efficiency Ratio | 50.63% | 58.88% | -8.25% | 75th top |
| PPNR / Avg Assets Behind the peer average, ahead of the median peer. | 1.74% | 1.78% | -0.04% | 51st above |
| Yield on Earning Assets | 5.76% | 5.71% | +0.05% | 64th above |
| Cost of Funds | 2.48% | 2.03% | +0.45% | 23rd bottom |
| Net Interest Spread | 2.38% | 3.18% | -0.80% | 16th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.24% | 0.96% | +0.28% | 26th below |
| NPA / Total Assets | 1.40% | 0.75% | +0.65% | 14th bottom |
| NCO / Avg Loans | 0.00% | 0.31% | -0.31% | 73rd above |
| ACL / Total Loans | 1.38% | 1.25% | +0.13% | 79th top |
| ACL / NPLs (Coverage) | 112.06% | 699.49% | -587.43% | 34th below |
| Texas Ratio | 10.99% | 7.16% | +3.83% | 21st bottom |
| Provision / NCO | 967.74% | 814.32% | +153.42% | 85th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 15.01% | 17.41% | -2.40% | 70th above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 15.01% | 17.45% | -2.44% | 70th above |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 16.26% | 18.50% | -2.24% | 71st above |
| Leverage Ratio | 12.45% | 11.59% | +0.86% | 80th top |
| Equity / Assets | 11.81% | 11.33% | +0.48% | 73rd above |
| TCE / Tangible Assets | 11.81% | 10.65% | +1.16% | 81st top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 85.90% | 86.35% | -0.45% | 56th above |
| Core Deposit Ratio | 94.62% | 85.55% | +9.07% | 83rd top |
| Uninsured Deposit Ratio | 38.69% | 32.70% | +5.99% | 31st below |
| Wholesale Funding Ratio | 0.26% | 5.46% | -5.20% | 91st top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 4.01% | 10.46% | -6.45% | 42nd below |
| Loan Growth (Y/Y) | -3.21% | 8.00% | -11.21% | 8th bottom |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.11% | 7.98% | -2.87% | 52nd above |
See Planters Bank, Inc.'s peers by name
The 931 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Planters Bank, Inc., freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Planters Bank, Inc. profile, how to read a UBPR, or how this data updates.