Planters Bank, Inc.: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Reserve coverage of non-performing loans dropped 0.99 percentage points in Q2 2026, from 113.05% to 112.06%. It was the largest change from Q1 2026 among the key lines here. Within Kentucky, Planters Bank, Inc. is 53rd of 119 on return on assets, 1.30% as of Q2 2026, above the middle of the field. At 1.30%, Planters Bank, Inc.'s return on assets is close to the 1.28% median for banks in the $1B-10B asset tier (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 15.01% |
| Tier 1 risk-based capital ratio | 15.01% |
| Total risk-based capital ratio | 16.26% |
| Tier 1 leverage ratio | 12.45% |
| Equity capital to assets | 11.81% |
| Tangible equity to tangible assets | 11.81% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 1.24% |
| Non-performing assets ratio | 1.40% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 10.99% |
| Allowance for credit losses to loans | 1.38% |
| Reserve coverage of non-performing loans | 112.06% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.30% |
| Return on equity | 11.13% |
| Net interest margin | 3.25% |
| Efficiency ratio | 50.63% |
| Yield on earning assets | 5.76% |
| Cost of funds | 2.48% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 85.90% |
| Core deposits to total deposits | 94.62% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 87.44% |
| Securities to assets | 15.18% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 11.61% | 11.61% | 12.79% | 11.47% | 0.94% |
| Q4 2023 | 11.42% | 11.42% | 12.57% | 11.47% | 0.88% |
| Q1 2024 | 11.45% | 11.45% | 12.64% | 11.24% | 0.72% |
| Q2 2024 | 11.69% | 11.69% | 12.83% | 11.26% | 0.81% |
| Q3 2024 | 12.05% | 12.05% | 13.23% | 11.36% | 0.99% |
| Q4 2024 | 12.59% | 12.59% | 13.81% | 11.56% | 1.09% |
| Q1 2025 | 12.70% | 12.70% | 13.95% | 11.88% | 1.07% |
| Q2 2025 | 13.24% | 13.24% | 14.49% | 12.09% | 1.10% |
| Q3 2025 | 13.70% | 13.70% | 14.95% | 12.03% | 1.09% |
| Q4 2025 | 14.63% | 14.63% | 15.88% | 12.16% | 1.39% |
| Q1 2026 | 15.09% | 15.09% | 16.34% | 12.51% | 1.26% |
| Q2 2026 | 15.01% | 15.01% | 16.26% | 12.45% | 1.30% |
Planters Bank, Inc. vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Planters Bank, Inc., freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Planters Bank, Inc. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 34254) · FFIEC NIC profile (RSSD 2497181)