Platte Valley Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Platte Valley Bank of Torrington, WY against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.81% | 1.35% | +0.46% | 78th top |
| ROAE | 19.06% | 12.05% | +7.01% | 84th top |
| Net Interest Margin | 5.24% | 3.90% | +1.34% | 95th top |
| Efficiency Ratio | 50.49% | 63.15% | -12.66% | 80th top |
| PPNR / Avg Assets | 2.76% | 1.64% | +1.12% | 93rd top |
| Yield on Earning Assets | 7.14% | 5.65% | +1.49% | 96th top |
| Cost of Funds | 2.04% | 1.85% | +0.19% | 35th below |
| Net Interest Spread | 4.56% | 3.35% | +1.21% | 95th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.35% | 0.92% | -0.57% | 54th above |
| NPA / Total Assets | 0.29% | 0.67% | -0.38% | 52nd above |
| NCO / Avg Loans | 0.42% | 0.14% | +0.28% | 7th bottom |
| ACL / Total Loans | 1.96% | 1.28% | +0.68% | 93rd top |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 554.38% | 1645.60% | -1091.22% | 73rd above |
| Texas Ratio | 3.04% | 7.15% | -4.11% | 54th above |
| Provision / NCO | 89.47% | 1189.87% | -1100.40% | 37th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 9.73% | 12.46% | -2.73% | 26th below |
| Equity / Assets | 9.59% | 11.67% | -2.08% | 37th below |
| TCE / Tangible Assets | 9.46% | 11.40% | -1.94% | 39th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 97.25% | 78.64% | +18.61% | 15th bottom |
| Core Deposit Ratio | 76.34% | 87.10% | -10.76% | 10th bottom |
| Wholesale Funding Ratio Ahead of the peer average, behind the median peer. | 3.71% | 5.11% | -1.40% | 48th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 7.97% | 6.47% | +1.50% | 75th top |
| Loan Growth (Y/Y) | 2.61% | 7.64% | -5.03% | 34th below |
| Deposit Growth (Y/Y) | 6.87% | 6.02% | +0.85% | 70th above |
See Platte Valley Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Platte Valley Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Platte Valley Bank profile, how to read a UBPR, or how this data updates.