Platte Valley Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 13.90 percentage points higher than in Q1 2026, at 554.38%. Platte Valley Bank ranks 6th of 24 Wyoming banks on return on assets, in the upper half at 1.81% (Q2 2026). The median for banks in the $100M-1B asset tier is 1.25% on return on assets. Platte Valley Bank sits 0.55 points higher, at 1.81% (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 9.73% |
| Equity capital to assets | 9.59% |
| Tangible equity to tangible assets | 9.46% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.35% |
| Non-performing assets ratio | 0.29% |
| Net charge-off ratio | 0.42% |
| Texas ratio | 3.04% |
| Allowance for credit losses to loans | 1.96% |
| Reserve coverage of non-performing loans | 554.38% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.81% |
| Return on equity | 19.06% |
| Net interest margin | 5.24% |
| Efficiency ratio | 50.49% |
| Yield on earning assets | 7.14% |
| Cost of funds | 2.04% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 97.25% |
| Core deposits to total deposits | 76.34% |
| Brokered deposits to total deposits | 5.05% |
| Deposits to assets | 85.64% |
| Securities to assets | 8.30% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin | NPL ratio | Net charge-off ratio |
|---|---|---|---|---|---|
| Q3 2023 | 9.24% | 0.99% | 4.21% | 1.03% | 0.84% |
| Q4 2023 | 9.17% | 1.14% | 4.10% | 1.26% | 0.77% |
| Q1 2024 | 9.07% | 0.55% | 4.11% | 1.17% | 0.96% |
| Q2 2024 | 9.16% | 0.85% | 4.53% | 0.50% | 0.37% |
| Q3 2024 | 9.18% | 1.29% | 4.39% | 0.48% | 0.43% |
| Q4 2024 | 9.17% | 1.12% | 4.74% | 0.35% | 0.44% |
| Q1 2025 | 9.16% | 1.26% | 4.72% | 0.31% | 0.70% |
| Q2 2025 | 9.24% | 1.27% | 5.09% | 0.33% | 0.41% |
| Q3 2025 | 9.22% | 1.40% | 5.15% | 0.32% | 0.24% |
| Q4 2025 | 9.37% | 1.86% | 5.31% | 0.30% | 0.41% |
| Q1 2026 | 9.51% | 2.09% | 5.19% | 0.36% | 0.20% |
| Q2 2026 | 9.73% | 1.81% | 5.24% | 0.35% | 0.42% |
Platte Valley Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Platte Valley Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Platte Valley Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 5442) · FFIEC NIC profile (RSSD 580155)