PNB Community Bank: Deposit Base
Data as of · Call Report Schedules RC-E and RC-O How we update
How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.
Noninterest-bearing share of deposits climbed 1.02 percentage points in Q2 2026, from 25.84% to 26.87%. It was the largest change from Q1 2026 among the key lines here. Within Florida, PNB Community Bank is 72nd of 81 on total deposits, $140.3M as of Q2 2026. The median for banks in the $100M-1B asset tier is $276.0M on total deposits. PNB Community Bank sits 49% lower, at $140.3M (Q2 2026).
Deposit totals
| Line item | Q2 2026 |
|---|---|
| Total deposits | $140.3M |
| Domestic office deposits | $140.3M |
| Foreign office deposits | — |
| Deposits to total assets | 90.44% |
| Deposits to total liabilities | 99.29% |
Deposit composition
| Line item | Q2 2026 |
|---|---|
| Demand deposits | $37.5M |
| Savings deposits | $10.7M |
| Transaction accounts to domestic deposits | 50.67% |
| Time deposits | $22K |
| Time deposits under $100k | $9.3M |
| Time deposits $100k to $250k | $11.7M |
| Time deposits over $250k | $10.1M |
| Noninterest-bearing share of deposits | 26.87% |
Stability of funding
| Line item | Q2 2026 |
|---|---|
| Core deposits | $130.2M |
| Core deposits to total deposits | 92.80% |
| Insured deposits | — |
| Uninsured deposits | — |
| Uninsured deposits to total deposits | — |
| Brokered deposits | $0 |
| Brokered deposits to total deposits | 0.00% |
Cost of deposits
| Line item | Q2 2026 |
|---|---|
| Cost of interest-bearing deposits | 1.34% |
| Interest expense on deposits | $344K |
| Loans and leases to core deposits | 83.14% |
Deposit Base trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Deposit Base by quarter
| Quarter | Total deposits | Core deposits | Brokered deposits | Cost of interest-bearing deposits |
|---|---|---|---|---|
| Q3 2023 | $135.1M | 96.19% | 0.00% | 0.67% |
| Q4 2023 | $142.4M | 97.07% | 0.00% | 0.88% |
| Q1 2024 | $138.0M | 95.83% | 0.00% | 1.02% |
| Q2 2024 | $142.9M | 94.28% | 0.00% | 1.23% |
| Q3 2024 | $141.2M | 92.89% | 0.00% | 1.50% |
| Q4 2024 | $141.7M | 93.37% | 0.00% | 1.46% |
| Q1 2025 | $144.4M | 92.90% | 0.00% | 1.36% |
| Q2 2025 | $142.5M | 92.94% | 0.00% | 1.37% |
| Q3 2025 | $138.3M | 92.43% | 0.00% | 1.49% |
| Q4 2025 | $143.1M | 92.32% | 0.00% | 1.45% |
| Q1 2026 | $139.5M | 92.59% | 0.00% | 1.33% |
| Q2 2026 | $140.3M | 92.80% | 0.00% | 1.34% |
PNB Community Bank deposit base, all the way back
Deposit Base back to 2001 · peer percentiles on every line item · Excel export
Unlock PNB Community Bank, freeSource: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full PNB Community Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 26687) · FFIEC NIC profile (RSSD 483537)