Bank routing number ยท Niceville, Florida
PNB Community Bank Routing Number (ABA): 063212631
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The PNB Community Bank routing number is 063212631. It is the primary ABA routing transit number on the bank's FFIEC National Information Center record, refreshed here on October 27, 2026.
PNB Community Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 10.32% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $155.2M
- Tier 1 leverage ratio, Q2 2026
- 10.32%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Domestic offices
- 3 FDIC institution directory, current count
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1986
Full financial profile · Is PNB Community Bank safe? · PNB Community Bank call report · Branch locations
PNB Community Bank routing numbers on file
| Routing number | Type | Status | Source |
|---|---|---|---|
| 063212631 | Primary ABA | Active | FFIEC NIC |
Record refreshed here on October 27, 2026. NIC holds one primary number per bank; PNB Community Bank publishes any other numbers it uses itself.
What the digits mean
The first two digits, 06, place this number in the Federal Reserve Bank of Atlanta's district (District 6). Digits five through eight, 1263, identify the institution within that district. The last digit, 1, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.
Before you send money to PNB Community Bank
A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.
Match this number against the one on your PNB Community Bank checks or in its online banking. Ask the bank for wire instructions (pnbcommunity.bank). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.
About PNB Community Bank
PNB Community Bank is headquartered in Niceville, Florida and was established in 1986. It is in the CRESTVIEW-FORT WALTON BEACH-DESTIN, FL metro area. It reported $155.2M in total assets and $140.3M in deposits for Q2 2026, the 72nd largest of the 81 banks headquartered in Florida. It reports 3 domestic offices. Its deposits have been FDIC insured since 1986. Its primary federal regulator is the FDIC.
What the digits in 063212631 mean
The first four digits, 0632, are the Federal Reserve routing symbol. The prefix 06 places the number in the 6th Federal Reserve District (Atlanta). That is also the district where the bank is headquartered. Digits five through eight, 1263, identify the institution within its Federal Reserve district. The last digit, 1, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 8 + 7 x 10 + 6 = 100, a multiple of 10, so 063212631 is a well-formed routing number. A mistyped digit almost always breaks that sum.
What is the PNB Community Bank routing number?
The PNB Community Bank routing number is 063212631. It is the primary ABA routing transit number registered to PNB Community Bank, headquartered in Niceville, FL. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 27, 2026.
What is the PNB Community Bank wire routing number?
This page lists the primary routing number registered to PNB Community Bank. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with PNB Community Bank before sending a wire.
Is ABA number 063212631 the routing number for PNB Community Bank?
Yes. It is the primary routing number registered to PNB Community Bank.
Which bank uses routing number 063212631?
It belongs to PNB Community Bank, headquartered in Niceville, FL. It is the bank's primary ABA routing number (FDIC certificate 26687).
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View PNB Community Bank's full profile →
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Regulator records: FDIC BankFind (cert 26687) · FFIEC NIC profile (RSSD 483537)