Portage Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Portage Bank of Bellevue, WA against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.36% | 1.35% | +0.01% | 56th above |
| ROAE | 19.15% | 12.05% | +7.10% | 84th top |
| Net Interest Margin | 4.65% | 3.90% | +0.75% | 84th top |
| Efficiency Ratio | 80.92% | 63.14% | +17.78% | 12th bottom |
| PPNR / Avg Assets | 1.88% | 1.64% | +0.24% | 66th above |
| Yield on Earning Assets | 6.54% | 5.65% | +0.89% | 88th top |
| Cost of Funds | 2.07% | 1.85% | +0.22% | 33rd below |
| Net Interest Spread | 2.77% | 3.35% | -0.58% | 23rd bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.13% | 0.92% | +0.21% | 25th below |
| NPA / Total Assets | 0.86% | 0.67% | +0.19% | 24th bottom |
| NCO / Avg Loans | 0.00% | 0.15% | -0.15% | 62nd above |
| ACL / Total Loans | 1.12% | 1.28% | -0.16% | 41st below |
| ACL / NPLs (Coverage) | 99.20% | 1645.80% | -1546.60% | 27th below |
| Texas Ratio | 10.83% | 7.15% | +3.68% | 20th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 10.96% | 20.84% | -9.88% | 8th bottom |
| Tier 1 Ratio | 10.96% | 20.87% | -9.91% | 8th bottom |
| Total Capital Ratio | 12.21% | 21.94% | -9.73% | 9th bottom |
| Leverage Ratio | 7.49% | 12.47% | -4.98% | 1st bottom |
| Equity / Assets | 7.05% | 11.67% | -4.62% | 7th bottom |
| TCE / Tangible Assets | 7.05% | 11.40% | -4.35% | 8th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 93.87% | 78.64% | +15.23% | 21st bottom |
| Core Deposit Ratio | 95.21% | 87.09% | +8.12% | 85th top |
| Wholesale Funding Ratio | 11.45% | 5.11% | +6.34% | 11th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 36.59% | 6.46% | +30.13% | 98th top |
| Loan Growth (Y/Y) | 31.23% | 7.63% | +23.60% | 97th top |
| Deposit Growth (Y/Y) | 43.59% | 6.01% | +37.58% | 99th top |
See Portage Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Portage Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Portage Bank profile, how to read a UBPR, or how this data updates.