Portage Bank: Deposit Base
Data as of · Call Report Schedules RC-E and RC-O How we update
How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.
Noninterest-bearing share of deposits climbed 11.05 percentage points in Q2 2026, from 48.92% to 59.98%. It was the largest change from Q1 2026 among the key lines here. Portage Bank ranks 25th of 29 Washington banks on total deposits, in the lower half at $93.6M (Q2 2026). Against a median of $277.3M for banks in the $100M-1B asset tier, Portage Bank reported $93.6M on total deposits in Q2 2026, 66% lower.
Deposit totals
| Line item | Q2 2026 |
|---|---|
| Total deposits | $93.6M |
| Domestic office deposits | $93.6M |
| Foreign office deposits | — |
| Deposits to total assets | 80.54% |
| Deposits to total liabilities | 86.65% |
Deposit composition
| Line item | Q2 2026 |
|---|---|
| Demand deposits | $51.7M |
| Savings deposits | $5.7M |
| Transaction accounts to domestic deposits | 63.66% |
| Time deposits | $9K |
| Time deposits under $100k | $3.6M |
| Time deposits $100k to $250k | $3.5M |
| Time deposits over $250k | $1.0M |
| Noninterest-bearing share of deposits | 59.98% |
Stability of funding
| Line item | Q2 2026 |
|---|---|
| Core deposits | $89.1M |
| Core deposits to total deposits | 95.21% |
| Insured deposits | — |
| Uninsured deposits | — |
| Uninsured deposits to total deposits | — |
| Brokered deposits | $3.4M |
| Brokered deposits to total deposits | 3.67% |
Cost of deposits
| Line item | Q2 2026 |
|---|---|
| Cost of interest-bearing deposits | 3.69% |
| Interest expense on deposits | $389K |
| Loans and leases to core deposits | 94.93% |
Deposit Base trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Deposit Base by quarter
| Quarter | Total deposits | Core deposits | Brokered deposits | Cost of interest-bearing deposits |
|---|---|---|---|---|
| Q3 2023 | $53.9M | 59.98% | 23.37% | 3.08% |
| Q4 2023 | $50.7M | 58.37% | 23.91% | 3.04% |
| Q1 2024 | $54.7M | 60.95% | 22.60% | 3.12% |
| Q2 2024 | $54.1M | 60.99% | 22.38% | 3.32% |
| Q3 2024 | $61.0M | 62.06% | 19.86% | 3.74% |
| Q4 2024 | $70.7M | 67.64% | 16.77% | 3.63% |
| Q1 2025 | $63.8M | 79.84% | 18.59% | 3.12% |
| Q2 2025 | $65.2M | 68.74% | 17.45% | 3.43% |
| Q3 2025 | $70.0M | 73.75% | 13.24% | 3.62% |
| Q4 2025 | $74.4M | 78.43% | 9.21% | 3.65% |
| Q1 2026 | $91.6M | 85.19% | 4.76% | 3.67% |
| Q2 2026 | $93.6M | 95.21% | 3.67% | 3.69% |
Portage Bank deposit base, all the way back
Deposit Base back to 2001 · peer percentiles on every line item · Excel export
Unlock Portage Bank, freeSource: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Portage Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 8197) · FFIEC NIC profile (RSSD 401951)