Prairie Sun Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
In Q2 2026, Total equity capital edged up by 1.2%, from $10.5M to $10.6M, the largest move among the key lines here.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 9.85% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $10.5M |
| Tier 1 capital | $10.5M |
| Total risk-based capital | — |
| Total equity capital | $10.6M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 9.94% |
| Tangible equity to tangible assets | 9.22% |
| Equity capital to average assets | 9.93% |
| Internal capital growth rate | 0.08% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $200K |
| Common stock surplus | $9.8M |
| Retained earnings | $1.3M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$677K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 9.68% | 9.68% | 10.81% | 7.49% | $95.6M |
| Q4 2023 | 9.76% | 9.76% | 10.90% | 7.80% | $97.4M |
| Q1 2024 | 10.33% | 10.33% | 11.57% | 8.31% | $92.6M |
| Q2 2024 | 10.13% | 10.13% | 11.38% | 8.69% | $95.5M |
| Q3 2024 | 10.10% | 10.10% | 11.35% | 8.51% | $96.8M |
| Q4 2024 | 9.69% | 9.69% | 10.89% | 8.66% | $103.3M |
| Q1 2025 | 10.33% | 10.33% | 11.58% | 9.04% | $97.8M |
| Q2 2025 | 9.92% | 9.92% | 11.17% | 8.97% | $102.2M |
| Q3 2025 | 10.21% | 10.21% | 11.46% | 9.10% | $100.6M |
| Q4 2025 | 10.81% | 10.81% | 12.07% | 9.40% | $97.4M |
| Q1 2026 | 10.79% | 10.79% | 12.04% | 10.01% | $96.9M |
| Q2 2026 | — | — | — | 9.85% | — |
Prairie Sun Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Prairie Sun Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Prairie Sun Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 8207) · FFIEC NIC profile (RSSD 960551)