Prairie Sun Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Prairie Sun Bank of Milan, MN against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.39% | 1.34% | +0.05% | 57th above |
| ROAE | 14.04% | 13.31% | +0.73% | 60th above |
| Net Interest Margin | 4.18% | 3.93% | +0.25% | 63rd above |
| Efficiency Ratio | 60.14% | 61.14% | -1.00% | 54th above |
| PPNR / Avg Assets | 1.57% | 1.68% | -0.11% | 49th below |
| Yield on Earning Assets | 5.93% | 5.67% | +0.26% | 65th above |
| Cost of Funds Ahead of the peer average, behind the median peer. | 1.87% | 1.88% | -0.01% | 45th below |
| Net Interest Spread | 3.52% | 3.32% | +0.20% | 60th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.37% | 0.94% | -0.57% | 52nd above |
| NPA / Total Assets | 0.28% | 0.70% | -0.42% | 52nd above |
| NCO / Avg Loans | -0.01% | 0.16% | -0.17% | 86th top |
| ACL / Total Loans | 1.90% | 1.28% | +0.62% | 92nd top |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 510.89% | 1538.79% | -1027.90% | 71st above |
| Texas Ratio | 13.02% | 7.33% | +5.69% | 16th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 9.85% | 12.14% | -2.29% | 28th below |
| Equity / Assets | 9.94% | 11.37% | -1.43% | 44th below |
| TCE / Tangible Assets | 9.22% | 11.09% | -1.87% | 35th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 87.84% | 80.64% | +7.20% | 33rd below |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 88.43% | 86.86% | +1.57% | 46th below |
| Wholesale Funding Ratio | 3.23% | 5.03% | -1.80% | 53rd above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -6.10% | 6.85% | -12.95% | 4th bottom |
| Loan Growth (Y/Y) | 1.17% | 7.90% | -6.73% | 27th below |
| Deposit Growth (Y/Y) | 0.89% | 6.29% | -5.40% | 28th below |
See Prairie Sun Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Prairie Sun Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Prairie Sun Bank profile, how to read a UBPR, or how this data updates.