Preferred Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Preferred Bank of Los Angeles, CA against its peer group of 941 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.74% | 1.34% | +0.40% | 79th top |
| ROAE | 17.16% | 12.34% | +4.82% | 81st top |
| Net Interest Margin Behind the peer average, ahead of the median peer. | 3.71% | 3.83% | -0.12% | 50th above |
| Efficiency Ratio | 32.21% | 58.97% | -26.76% | 97th top |
| PPNR / Avg Assets | 2.58% | — | — | 89th top |
| Yield on Earning Assets | 6.49% | 5.71% | +0.78% | 89th top |
| Cost of Funds | 3.07% | 2.02% | +1.05% | 7th bottom |
| Net Interest Spread | 3.02% | — | — | 45th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.57% | 0.87% | +0.70% | 14th bottom |
| NPA / Total Assets | 1.32% | — | — | 13th bottom |
| NCO / Avg Loans | 0.00% | 0.43% | -0.43% | 87th top |
| ACL / Total Loans | 1.21% | — | — | 60th above |
| ACL / NPLs (Coverage) | 77.15% | — | — | 15th bottom |
| Texas Ratio | 11.72% | 5.48% | +6.24% | 12th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 11.06% | 14.99% | -3.93% | 11th bottom |
| Tier 1 Ratio | 11.06% | 15.02% | -3.96% | 10th bottom |
| Total Capital Ratio | 13.74% | — | — | 35th below |
| Leverage Ratio Behind the peer average, ahead of the median peer. | 10.55% | 11.11% | -0.56% | 51st above |
| Equity / Assets | 10.26% | 11.02% | -0.76% | 48th below |
| TCE / Tangible Assets | 10.26% | — | — | 60th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 96.95% | 86.99% | +9.96% | 23rd bottom |
| Core Deposit Ratio | 57.69% | 85.57% | -27.88% | 3rd bottom |
| Uninsured Deposit Ratio | 50.28% | 33.19% | +17.09% | 9th bottom |
| Wholesale Funding Ratio | 4.51% | — | — | 44th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 6.20% | — | — | 56th above |
| Loan Growth (Y/Y) | 9.25% | — | — | 70th above |
| Deposit Growth (Y/Y) | 6.46% | — | — | 59th above |
See Preferred Bank's peers by name
The 941 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Preferred Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Preferred Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Preferred Bank peer analysis.