Preferred Bank Routing Number (ABA): 122042205

Preferred Bank at a glance

Its CET1 capital ratio was 11.06% at Q2 2026, above regulatory requirements.

Total assets, Q2 2026

$7.73B

CET1 ratio, Q2 2026

11.06%

Deposit insurance

FDIC

Regulator

FDIC

Domestic offices

16 FDIC institution directory, current count

Established

1991

Full financial profile · Is Preferred Bank safe? · Branch locations

What the digits mean

The first two digits, 12, place this number in the Federal Reserve Bank of San Francisco's district (District 12). Digits five through eight, 4220, identify the institution within that district. The last digit, 5, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.

Before you send money to Preferred Bank

A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.

Match this number against the one on your Preferred Bank checks or in its online banking. Ask the bank for wire instructions (www.preferredbank.com). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.

About Preferred Bank

Preferred Bank is headquartered in Los Angeles, California and was established in 1991. It is in the LOS ANGELES-LONG BEACH-ANAHEIM, CA metro area. It reported $7.73B in total assets and $6.48B in deposits for Q2 2026, the 15th largest of the 113 banks headquartered in California. It reports 16 domestic offices. Its deposits have been FDIC insured since 1991. Its primary federal regulator is the FDIC. 30 other banks and credit unions headquartered in Los Angeles have a routing number listed here.

What the digits in 122042205 mean

The first four digits, 1220, are the Federal Reserve routing symbol. The prefix 12 places the number in the 12th Federal Reserve District (San Francisco). That is also the district where the bank is headquartered. Digits five through eight, 4220, identify the institution within its Federal Reserve district. The last digit, 5, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 3 + 7 x 6 + 9 = 60, a multiple of 10, so 122042205 is a well-formed routing number. A mistyped digit almost always breaks that sum.

What is the Preferred Bank routing number?

The Preferred Bank routing number is 122042205. It is the primary ABA routing transit number registered to Preferred Bank, headquartered in Los Angeles, CA. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 25, 2026.

What is the Preferred Bank wire routing number?

This page lists the primary routing number registered to Preferred Bank. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with Preferred Bank before sending a wire.

Is ABA number 122042205 the routing number for Preferred Bank?

Yes. It is the primary routing number registered to Preferred Bank.

Which bank uses routing number 122042205?

It belongs to Preferred Bank, headquartered in Los Angeles, CA. It is the bank's primary ABA routing number (FDIC certificate 33539).

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