Premier Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Open the full regulatory capital analysis: each ratio's numerator and denominator, the capital stack by quarter, risk-weighted assets by exposure category, and peers.
Compared with Q1 2026, Tangible equity to tangible assets rose 0.49 percentage points in Q2 2026 to 9.59%, the biggest move on this page.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 9.55% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $78.7M |
| Tier 1 capital | $78.7M |
| Total risk-based capital | — |
| Total equity capital | $87.3M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 10.57% |
| Tangible equity to tangible assets | 9.59% |
| Equity capital to average assets | 10.48% |
| Internal capital growth rate | 3.95% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $250K |
| Common stock surplus | $29.6M |
| Retained earnings | $57.9M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$365K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | — | — | — | 13.21% | — |
| Q4 2023 | — | — | — | 12.96% | — |
| Q1 2024 | — | — | — | 12.63% | — |
| Q2 2024 | — | — | — | 9.22% | — |
| Q3 2024 | 9.85% | 9.85% | 11.04% | 9.21% | $607.2M |
| Q4 2024 | 10.06% | 10.06% | 11.20% | 9.30% | $615.5M |
| Q1 2025 | — | — | — | 9.55% | — |
| Q2 2025 | — | — | — | 9.44% | — |
| Q3 2025 | — | — | — | 9.53% | — |
| Q4 2025 | — | — | — | 9.46% | — |
| Q1 2026 | — | — | — | 9.58% | — |
| Q2 2026 | — | — | — | 9.55% | — |
Premier Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Premier Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Premier Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 34384) · FFIEC NIC profile (RSSD 2539960)