Prevail Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Prevail Bank of Medford, WI against its peer group of 941 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.62% | 1.34% | -0.72% | 11th bottom |
| ROAE | 4.79% | 12.34% | -7.55% | 8th bottom |
| Net Interest Margin | 2.91% | 3.83% | -0.92% | 12th bottom |
| Efficiency Ratio | 71.23% | 58.97% | +12.26% | 17th bottom |
| PPNR / Avg Assets | 0.81% | — | — | 8th bottom |
| Yield on Earning Assets | 5.04% | 5.71% | -0.67% | 22nd bottom |
| Cost of Funds | 2.31% | 2.02% | +0.29% | 29th below |
| Net Interest Spread | 2.49% | — | — | 20th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.20% | 0.87% | -0.67% | 78th top |
| NPA / Total Assets | 0.15% | — | — | 79th top |
| NCO / Avg Loans | 0.00% | 0.43% | -0.43% | 70th above |
| ACL / Total Loans | 1.19% | — | — | 57th above |
| ACL / NPLs (Coverage) | 590.34% | — | — | 81st top |
| Texas Ratio | 1.16% | 5.48% | -4.32% | 81st top |
| Provision / NCO | 5625.00% | — | — | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 12.60% | 11.11% | +1.49% | 81st top |
| Equity / Assets | 13.26% | 11.02% | +2.24% | 85th top |
| TCE / Tangible Assets | 11.89% | — | — | 81st top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 94.44% | 86.99% | +7.45% | 31st below |
| Core Deposit Ratio | 83.69% | 85.57% | -1.88% | 30th below |
| Wholesale Funding Ratio | 9.64% | — | — | 17th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 5.55% | — | — | 51st above |
| Loan Growth (Y/Y) | 4.34% | — | — | 41st below |
| Deposit Growth (Y/Y) | 5.50% | — | — | 53rd above |
See Prevail Bank's peers by name
The 941 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Prevail Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Prevail Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Prevail Bank peer analysis.