Prevail Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 190.22 percentage points lower than in Q1 2026, at 590.34%. On return on assets, Prevail Bank is 15th from the bottom among 153 Wisconsin banks, 0.62% (Q2 2026). Prevail Bank's return on assets of 0.62% is well below the 1.27% median for banks in the $1B-10B asset tier, a gap of 0.65 points (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 12.60% |
| Equity capital to assets | 13.26% |
| Tangible equity to tangible assets | 11.89% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.20% |
| Non-performing assets ratio | 0.15% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 1.16% |
| Allowance for credit losses to loans | 1.19% |
| Reserve coverage of non-performing loans | 590.34% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 0.62% |
| Return on equity | 4.79% |
| Net interest margin | 2.91% |
| Efficiency ratio | 71.23% |
| Yield on earning assets | 5.04% |
| Cost of funds | 2.31% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 94.44% |
| Core deposits to total deposits | 83.69% |
| Brokered deposits to total deposits | 8.55% |
| Deposits to assets | 76.52% |
| Securities to assets | 16.11% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 20.22% | 20.22% | 21.26% | 12.85% | -5.84% |
| Q4 2023 | 18.99% | 18.99% | 19.98% | 12.70% | 0.03% |
| Q1 2024 | 19.24% | 19.24% | 20.28% | 12.51% | -0.03% |
| Q2 2024 | 19.15% | 19.15% | 20.20% | 12.83% | 0.02% |
| Q3 2024 | 19.29% | 19.29% | 20.45% | 12.87% | 0.03% |
| Q4 2024 | 18.91% | 18.91% | 20.06% | 12.87% | 0.23% |
| Q1 2025 | — | — | — | 12.86% | 0.07% |
| Q2 2025 | — | — | — | 12.69% | 0.26% |
| Q3 2025 | — | — | — | 12.71% | 0.45% |
| Q4 2025 | — | — | — | 12.82% | 0.61% |
| Q1 2026 | — | — | — | 12.63% | 0.25% |
| Q2 2026 | — | — | — | 12.60% | 0.62% |
Prevail Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Prevail Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Prevail Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 29294) · FFIEC NIC profile (RSSD 27070)