Bank call report · Bedford, NH
Primary Bank Call Report
BankRegReports is independent of Primary Bank and never asks for online banking logins or passwords.
Primary Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 285 reported line items, schedule by schedule (965 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 041 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 4845861 |
| FDIC certificate number | 59086 |
| Total assets | $769.5M |
Official Q2 2026 call report PDF (FFIEC) →
Primary Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.
Schedule RC: Balance Sheet (23 items)
About Schedule RC · Primary Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $769.5M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $769.5M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $671.4M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $664.8M |
| Total Liabilities and Minority Interest | RCON2948 | $648.1M |
| Total Deposits | RCON2200 | $644.2M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $464.7M |
| Deposits: Noninterest-bearing | RCON6631 | $179.5M |
| Total Equity Capital | RCON3210 | $121.4M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $121.4M |
| Interest-bearing Balances | RCON0071 | $76.6M |
| Surplus | RCON3839 | $61.0M |
| Undivided Profits and Capital Reserves | RCON3632 | $60.4M |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $8.8M |
| Held-to-maturity Securities, Total | RCON1754 | $8.8M |
| Allowance for Loan and Lease Losses | RCON3123 | $6.6M |
| Equity securities with readily determinable fair values not held for trading | RCONJA22 | $6.1M |
| Other Assets | RCON2160 | $4.5M |
| Other Liabilities, Total | RCON2930 | $3.9M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $3.6M |
| Other Real Estate Owned | RCON2150 | $3.4M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $1.8M |
| Common Stock | RCON3230 | $49K |
Schedule RI: Income Statement (32 items)
About Schedule RI · Primary Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $21.2M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $19.8M |
| Net Interest Income | RIAD4074 | $14.8M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $14.3M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $9.0M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $7.7M |
| Total Noninterest Expense | RIAD4093 | $6.9M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $6.5M |
| Net Income (Loss) | RIAD4340 | $6.5M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $6.5M |
| Total Interest Expense | RIAD4073 | $6.4M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $4.3M |
| Salaries and Employee Benefits | RIAD4135 | $4.2M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $3.4M |
| Applicable Income Taxes | RIAD4302 | $2.5M |
| Other Noninterest Expense | RIAD4092 | $2.3M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $1.7M |
| Unrealized holding gains (losses) on equity securities not held for trading | RIADHT70 | $1.3M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $1.2M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $1.2M |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $826K |
| Provision for Loan and Lease Losses | RIAD4230 | $560K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $495K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $429K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $397K |
| Total Noninterest Income | RIAD4079 | $306K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $197K |
| Other Noninterest Income | RIADB497 | $109K |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $84K |
| Interest on Other Securities | RIAD4060 | $44K |
| Other Interest Income | RIAD4518 | $15K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 60 |
Schedule RC-A: Cash and Balances Due from Depository Institutions (4 items)
Schedule RC-B: Securities (14 items)
About Schedule RC-B · Primary Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Held-to-maturity Amortized Cost | RCONG300 | $22K |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Held-to-maturity Fair Value | RCONG301 | $21K |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Held-to-maturity Amortized Cost | RCONG304 | $7.8M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Held-to-maturity Fair Value | RCONG305 | $6.2M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $7.7M |
| Total Fair Value of Held-to-maturity Securities | RCON1771 | $7.3M |
| Fair Value of Other Held-to-maturity Domestic Debt Securities | RCON1738 | $1.0M |
| Amortized Cost of Other Held-to-maturity Domestic Debt Securities | RCON1737 | $1.0M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $1.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $1.0M |
| Pledged Securities | RCON0416 | $96K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA558 | $75K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA557 | $53K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA556 | $22K |
Schedule RC-C, Part I: Loans and Leases (31 items)
About Schedule RC-C, Part I · Primary Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $671.4M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $190.6M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $186.5M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $164.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $154.4M |
| Commercial and Industrial Loans | RCON1766 | $139.2M |
| Commercial and Industrial Loans to U.S. Addressees | RCON1763 | $139.2M |
| Pledged Loans and Leases | RCONG378 | $137.4M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $105.4M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $93.3M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $58.6M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $52.2M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $50.6M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $39.9M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $39.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $30.1M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $27.1M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $11.7M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $11.2M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $10.6M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $2.6M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $2.0M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $1.8M |
| Real Estate Loans Secured by Farmland | RCON1420 | $1.5M |
| Unearned Income on Loans | RCON2123 | $349K |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $28K |
| Loans to Nondepository Financial Institutions and Other Loans: Other Loans: All Other Loans (Exclude Consumer Loans) | RCONJ451 | $28K |
| Other Loans | RCONJ464 | $28K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Commercial and Industrial Loans | RCONK256 | $7K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Commercial and Industrial Loans: to U.S. Addressees (Domicile) | RCONK163 | $7K |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms | RCONHK25 | $7K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (14 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $65.0M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $29.5M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $10.0M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $6.1M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $2.2M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $356K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $186K |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 155 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 105 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 75 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 73 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 64 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 5 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 1 |
Schedule RC-E: Deposit Liabilities (28 items)
About Schedule RC-E · Primary Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $374.5M |
| Total Transaction Accounts | RCON2215 | $269.8M |
| Total Demand Deposits (See Note Below) | RCON2210 | $268.8M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $254.6M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $239.8M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $183.2M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $172.3M |
| Total reciprocal deposits | RCONJH83 | $161.6M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $153.3M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $93.5M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $89.7M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $70.9M |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $63.8M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $62.1M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK06 | $62.1M |
| Total Brokered Deposits | RCON2365 | $62.1M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $25.7M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $25.7M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $16.8M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $14.4M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $11.4M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $8.9M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $8.8M |
| Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. | RCONB551 | $3.8M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $3.1M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $3.1M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $1.7M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $360K |
Schedule RC-F: Other Assets (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Accrued Interest Receivable | RCONB556 | $2.0M |
| Net Deferred Tax Assets | RCON2148 | $1.5M |
| Other Assets | RCON2168 | $525K |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $445K |
| Prepaid Expenses | RCON2166 | $381K |
| First Itemized Amount That Exceeds 25% of All Other Assets (2168) | RCON3549 | $28K |
Schedule RC-G: Other Liabilities (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $1.3M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $1.1M |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $1.1M |
| Other Expenses Accrued and Unpaid | RCON3646 | $419K |
| Accounts Payable | RCON3066 | $18K |
Schedule RC-K: Quarterly Averages (13 items)
About Schedule RC-K · Primary Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $744.1M |
| Quarterly Average of Total Loans | RCON3360 | $652.6M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $478.9M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $185.2M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $155.3M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $132.7M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $79.9M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $69.8M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $41.3M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $25.6M |
| Mortgage-backed Securities | RCONB559 | $7.9M |
| All Other Securities | RCONB560 | $6.3M |
| Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers | RCON3386 | $1.5M |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (6 items)
About Schedule RC-L · Primary Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $56.6M |
| All Other Off-balance Sheet Liabilities | RCON3430 | $34.0M |
| Standby Letters of Credit Issued by a Federal Home Loan Bank on the Bank's Behalf | RCONC978 | $34.0M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $31.2M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $24.8M |
| Commercial and Similar Letters of Credit | RCON3411 | $6.9M |
Schedule RC-M: Memoranda (3 items)
About Schedule RC-M · Primary Bank memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $37.8M |
| All Other Real Estate Owned: 1-4 Family Residential Properties in Domestic Offices | RCON5510 | $3.4M |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 4 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (15 items)
About Schedule RC-N · Primary Bank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $9.9M |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $6.9M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, Nonaccrual | RCONF182 | $5.9M |
| Loans Secured by Other Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF179 | $5.5M |
| Additions to Nonaccrual Assets | RCONC410 | $3.3M |
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $2.6M |
| Loans and Leases Reported in the Past Due and Nonaccrual Loans, Leases and Other Assets Which Are Wholly or Partially Guaranteed by the U.S. Government , Excluding Loans and Leases Covered by Loss-sharing Agreements with the FDIC - Nonaccrual | RCONK038 | $1.5M |
| Other Construction Loans and All Land Development and Other Land Loans, Past Due 31 - 89 Days | RCONF173 | $1.4M |
| Other Construction Loans and All Land Development and Other Land Loans, Nonaccrual | RCONF177 | $1.2M |
| Guaranteed Portion of Loans and Leases Included in Item 10, Excluding Rebooked 'Gnma Loans' : Nonaccrual | RCONK041 | $1.1M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty : Commercial and Industrial Loans - to US Addressees - Nonaccrual | RCONK122 | $390K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty: Commercial and Industrial Loans - Nonaccrual | RCONK259 | $390K |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty Included in Schedule Rc-n Items 1 Through 7 Above and Not Reported in Schedule Rc-c, Part I, Memo Item 1, Nonaccrual | RCONHK28 | $390K |
| Loans Secured by Other Nonfarm Nonresidential Properties, Nonaccrual | RCONF183 | $265K |
| Debt Securities and Other Assets - Nonaccrual | RCON3507 | $28K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (12 items)
About Schedule RC-O · Primary Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $744.1M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $645.3M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $346.2M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $296.0M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $119.6M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $2.5M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $563K |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 5,340 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 305 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 75 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 2 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · Primary Bank regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% | RCONB704 | $742.1M |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (18 items)
About Schedule RC-R, Part I · Primary Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Total Assets (Net of Deductions) | RCOAA224 | $744.1M |
| Average total consolidated assets | RCOAKW03 | $744.1M |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $742.1M |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $129.1M |
| Common Equity Tier 1 Capital | RCOAP859 | $121.4M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $121.4M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $121.4M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $121.4M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $61.0M |
| Retained Earnings | RCOAKW00 | $60.4M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $7.7M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $7.7M |
| Tier 2 Capital Before Deductions | RCOAP870 | $7.7M |
| Total Risk-based Capital Ratio | RCOA7205 | 0.174 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1636 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1636 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1632 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.094 |
Schedule RC-R, Part II: Risk-Weighted Assets (43 items)
About Schedule RC-R, Part II · Primary Bank risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $742.1M |
| Total Risk-weighted Assets | RCONG641 | $742.1M |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $676.3M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $676.3M |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $626.5M |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $621.6M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $601.8M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $97.6M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $97.6M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $89.9M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $80.1M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $77.7M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $59.8M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $44.9M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $44.9M |
| Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures - 150 Pct Risk Weight Category | RCONS447 | $39.8M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $39.8M |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $39.8M |
| Total Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures | RCONS445 | $39.8M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $24.4M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 0 Pct Risk Weight Category | RCONS459 | $19.8M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $10.7M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $10.7M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 100 Pct Risk Weight Category | RCONS454 | $9.9M |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $9.9M |
| Total All Other Assets | RCOND981 | $9.7M |
| Total Held-to-maturity Securities | RCOND961 | $8.8M |
| Held-to-maturity Securities - 20 Pct Risk Weight Category | RCOND963 | $7.8M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $7.7M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$6.6M |
| Available-for-sale Securities - 100 Pct Risk Weight Category | RCOND970 | $6.1M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $6.1M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $4.9M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $4.9M |
| Risk-weighted Assets by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS573 | $3.9M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $2.4M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $2.1M |
| All Other Assets - 250 Pct Risk Weight Category | RCONH293 | $1.5M |
| The total of all components in the 250% balance sheet asset category on Call Report Schedule RC-R is multiplied by 250% | RCONS504 | $1.5M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS562 | $1.5M |
| Held-to-maturity Securities - 100 Pct Risk Weight Category | RCOND965 | $1.0M |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $445K |
| Held-to-maturity Securities - 0 Pct Risk Weight Category | RCOND962 | $22K |
Schedule RI-A: Changes in Bank Equity Capital (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $121.4M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $113.0M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $113.0M |
| Sale, Conversion, Acquisition, or Retirement of Capital Stock, Net (Excluding Treasury Stock Transactions) | RIADB509 | $1.9M |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (4 items)
About Schedule RI-B, Part I · Primary Bank charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $297K |
| Charge-offs on Commercial and Industrial Loans | RIAD4638 | $297K |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $3K |
| Recoveries on Commercial and Industrial Loans | RIAD4608 | $3K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (4 items)
About Schedule RI-B, Part II · Primary Bank changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $6.6M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $6.4M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $297K |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | -$65K |
Schedule RI-E: Explanations (5 items)
Primary Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Primary Bank call report?
The Primary Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Primary Bank file?
Primary Bank files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Primary Bank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Primary Bank has Federal Reserve RSSD ID 4845861 and FDIC certificate number 59086. Either one finds its filings on the FFIEC Central Data Repository.
How often does Primary Bank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Primary Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 59086) · FFIEC NIC profile (RSSD 4845861)