Bank call report · Des Moines, IA
Principal Bank Call Report
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Principal Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 346 reported line items, schedule by schedule (1,115 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 041 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 2654911 |
| FDIC certificate number | 34507 |
| Total assets | $9.84B |
Official Q2 2026 call report PDF (FFIEC) →
Principal Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.
Schedule RC: Balance Sheet (21 items)
About Schedule RC · Principal Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $9.84B |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $9.84B |
| Total Liabilities and Minority Interest | RCON2948 | $9.34B |
| Total Deposits | RCON2200 | $9.26B |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $9.25B |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $6.21B |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $2.98B |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $2.98B |
| Total Equity Capital | RCON3210 | $493.9M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $493.9M |
| Undivided Profits and Capital Reserves | RCON3632 | $372.0M |
| Surplus | RCON3839 | $346.5M |
| Interest-bearing Balances | RCON0071 | $320.6M |
| Other Assets | RCON2160 | $303.7M |
| Accumulated Other Comprehensive Income | RCONB530 | -$228.0M |
| Other Liabilities, Total | RCON2930 | $83.5M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $21.0M |
| Deposits: Noninterest-bearing | RCON6631 | $9.1M |
| Loans and Leases Held for Sale | RCON5369 | $7.9M |
| Allowance for Loan and Lease Losses | RCON3123 | $7.4M |
| Common Stock | RCON3230 | $3.4M |
Schedule RI: Income Statement (33 items)
About Schedule RI · Principal Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $194.8M |
| Net Interest Income | RIAD4074 | $115.2M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $108.3M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $108.0M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $80.8M |
| Net Income (Loss) | RIAD4340 | $80.8M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $80.8M |
| Total Interest Expense | RIAD4073 | $79.6M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $74.7M |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $72.2M |
| Total Noninterest Expense | RIAD4093 | $66.1M |
| Total Noninterest Income | RIAD4079 | $58.9M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $58.7M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $58.7M |
| Interest on Other Securities | RIAD4060 | $48.0M |
| Salaries and Employee Benefits | RIAD4135 | $36.4M |
| Other Noninterest Expense | RIAD4092 | $28.5M |
| Applicable Income Taxes | RIAD4302 | $27.5M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $13.7M |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $7.1M |
| Service Charges on Deposits in Domestic Office All Other | RIADH035 | $7.1M |
| Other Noninterest Income | RIADB497 | $6.0M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $3.3M |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $2.1M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $1.6M |
| Net Gains (Losses) on Sales of Loans | RIAD5416 | -$1.3M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $1.3M |
| Realized Gains (Losses) on Available-for-sale Debt Securities | RIAD3196 | -$956K |
| Provision for Loan and Lease Losses | RIAD4230 | -$921K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | -$921K |
| Unrealized holding gains (losses) on equity securities not held for trading | RIADHT70 | $382K |
| Other Interest Income | RIAD4518 | $163K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 627 |
Schedule RC-A: Cash and Balances Due from Depository Institutions (2 items)
Schedule RC-B: Securities (44 items)
About Schedule RC-B · Principal Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Amortized Cost | RCONG302 | $46.1M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Fair Value | RCONG303 | $45.4M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Amortized Cost | RCONG306 | $1.18B |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Fair Value | RCONG307 | $1.11B |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $1.13B |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $1.03B |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): All Other Residential MBS - Available-for-sale Amortized Cost | RCONG322 | $219.4M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): All Other Residential MBS - Available-for-sale Fair Value | RCONG323 | $195.0M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $6.53B |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $1.86B |
| Pledged Securities | RCON0416 | $1.39B |
| Amortized Cost of Other Available-for-sale Domestic Debt Securities | RCON1739 | $1.08B |
| Fair Value of Other Available-for-sale Domestic Debt Securities | RCON1741 | $1.01B |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :All Other Commercial MBS: Available-for-sale Amortized Cost | RCONK156 | $994.2M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :All Other Commercial MBS: Available-for-sale Fair Value | RCONK157 | $920.8M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $759.2M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $712.1M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $611.8M |
| Asset-backed Securities: Available-for-sale Amortized Cost | RCONC989 | $583.9M |
| Total (Asset-backed Securities) Fair Value - Available-for-sale | RCONC027 | $581.3M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $579.6M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $524.9M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK152 | $439.9M |
| Asset-backed securities and structured financial products, Structured financial products, Available for sale, Fair Value | RCONHT61 | $431.4M |
| Asset-backed securities and structured financial products, Structured financial products, Available for sale, Amortized Cost | RCONHT60 | $430.8M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK153 | $429.9M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $408.0M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA558 | $331.7M |
| Amortized Cost of Available-for-sale Other Foreign Debt Securities | RCON1744 | $279.4M |
| Fair Value of Available-for-sale Other Foreign Debt Securities | RCON1746 | $266.9M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA557 | $198.2M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $143.3M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $91.2M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $76.6M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $72.2M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $59.9M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $59.2M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $58.2M |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $47.8M |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $47.1M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONA555 | $39.4M |
| Unallocated portfolio layer fair value hedge basis adjustments | RCONMG95 | -$23.7M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing of Over Ffteen Years | RCONA554 | $23.2M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA556 | $5.9M |
Schedule RC-C, Part I: Loans and Leases (12 items)
About Schedule RC-C, Part I · Principal Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $3.00B |
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $2.99B |
| Pledged Loans and Leases | RCONG378 | $1.99B |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $1.80B |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $1.40B |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $499.7M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $354.7M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $170.8M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $94.0M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $67.1M |
| Loans Secured by 1-4 Family Residential Properties in Domestic Offices in Process of Foreclosure (Included in Rc-c, Part I, Items 1.C.(1), 1.C.(2)(A), and 1.C.(2)(B) | RCONF577 | $6.7M |
| Unearned Income on Loans | RCON2123 | $5.9M |
Schedule RC-E: Deposit Liabilities (30 items)
About Schedule RC-E · Principal Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $9.26B |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $9.25B |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $8.87B |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those Other Savings Deposit Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP758 | $8.86B |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $5.05B |
| Total sweep deposits that are not brokered deposits | RCONMT95 | $3.02B |
| Sweep deposits: Not fully insured, non-affiliate sweep deposits | RCONMT93 | $2.37B |
| Sweep deposits: Fully insured, affiliate sweep deposits | RCONMT87 | $495.4M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $236.6M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $154.9M |
| Sweep deposits: Fully insured, non-affiliate sweep deposits | RCONMT91 | $146.9M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $134.3M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $133.7M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $125.3M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $102.2M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $96.0M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $53.1M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $40.5M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $33.8M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $30.2M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $29.3M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Other Savings Deposits Accounts of Individuals, Partnerships and Corporations | RCONP759 | $9.1M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK15 | $8.6M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $6.7M |
| Sweep deposits: Not fully insured, affiliate sweep deposits | RCONMT89 | $5.1M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $4.7M |
| Total Nontransaction Accounts of United States Government | RCON2520 | $4.4M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $770K |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK06 | $770K |
| Total Brokered Deposits | RCON2365 | $770K |
Schedule RC-F: Other Assets (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $121.1M |
| Net Deferred Tax Assets | RCON2148 | $87.4M |
| Accrued Interest Receivable | RCONB556 | $44.9M |
| Other Assets | RCON2168 | $41.8M |
| First Itemized Amount That Exceeds 25% of All Other Assets (2168) | RCON3549 | $10.9M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $8.5M |
Schedule RC-G: Other Liabilities (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $61.1M |
| First Itemized Amount That Exceeds 25% of All Other Liabilities (2938) or (2942) | RCON3552 | $34.8M |
| Other Expenses Accrued and Unpaid | RCON3646 | $22.0M |
| Second Itemized Amount That Exceeds 25% of All Other Liabilities (2938) or (2942) | RCON3553 | $10.8M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $495K |
Schedule RC-K: Quarterly Averages (10 items)
About Schedule RC-K · Principal Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $10.12B |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $8.83B |
| Mortgage-backed Securities | RCONB559 | $4.01B |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $2.95B |
| Quarterly Average of Total Loans | RCON3360 | $2.95B |
| All Other Securities | RCONB560 | $2.42B |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $452.0M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $296.8M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $107.7M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $101.9M |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (5 items)
About Schedule RC-L · Principal Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Gross Notional Amount of Interest Rate Derivative Contracts Held for Purposes Other Than Trading: Contracts Marked to Market | RCON8725 | $7.08B |
| Purchased OTC Interest Rate Option Contracts | RCON8713 | $4.19B |
| Interest Rate Contracts - Notional Value of All Outstanding Interest Rate Swaps | RCON3450 | $2.42B |
| Written OTC Interest Rate Option Contracts | RCON8709 | $472.0M |
| Gross Positive Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCON8741 | $10.9M |
Schedule RC-M: Memoranda (1 item)
About Schedule RC-M · Principal Bank memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Does the Institution Use the Home Owners' Loan Act (Hola) Qtl Test or the Internal Revenue Service Domestic Building and Loan Association (IRS Dbla) Test to Determine Its Qtl Compliance? | RCONL133 | 1 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (7 items)
About Schedule RC-N · Principal Bank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $13.1M |
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $13.1M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $8.4M |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $8.4M |
| Additions to Nonaccrual Assets | RCONC410 | $4.8M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty Secured by 1-4 Residential Properties (in Domestic Offices) - Nonaccrual | RCONF663 | $1.1M |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty Included in Schedule Rc-n Items 1 Through 7 Above and Not Reported in Schedule Rc-c, Part I, Memo Item 1, Nonaccrual | RCONHK28 | $1.1M |
Schedule RC-O: Other Data for Deposit Insurance Assessments (14 items)
About Schedule RC-O · Principal Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $10.12B |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $9.26B |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $4.47B |
| Estimated Amount of Uninsured Assessable Deposits in Domestic Offices of the Bank and in Insured Branches in Puerto Rico and U.S. Territories and Possessions, Including Related Interest Accrued and Unpaid | RCON5597 | $4.22B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $3.99B |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $725.8M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $676.8M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $118.9M |
| Total Allowable Exclusions, Including Interest Accrued and Unpaid on Allowable Exclusions (Including Foreign Deposits) | RCONF237 | $28K |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 865,345 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 1,534 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 214 |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 137 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-Q: Assets and Liabilities Measured at Fair Value on a Recurring Basis (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Available-for-sale Securities - Level 2 Fair Value Measurements | RCONG476 | $6.21B |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes | RCONJA36 | $6.21B |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCONG505 | $6.21B |
| Total Assets Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCONG502 | $6.21B |
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · Principal Bank regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% | RCONB704 | $4.84B |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (21 items)
About Schedule RC-R, Part I · Principal Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Total Assets (Net of Deductions) | RCOAA224 | $10.12B |
| Average total consolidated assets | RCOAKW03 | $10.12B |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $4.84B |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $729.3M |
| Common Equity Tier 1 Capital | RCOAP859 | $721.9M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $721.9M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $721.9M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $493.9M |
| Retained Earnings | RCOAKW00 | $372.0M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $349.9M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$228.0M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$228.0M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $7.4M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $7.4M |
| Tier 2 Capital Before Deductions | RCOAP870 | $7.4M |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.1507 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1491 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1491 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.0713 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.0707 |
Schedule RC-R, Part II: Risk-Weighted Assets (47 items)
About Schedule RC-R, Part II · Principal Bank risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $4.84B |
| Total Risk-weighted Assets | RCONG641 | $4.84B |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $4.19B |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - Over One Year Through Five Years | RCONS583 | $4.14B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $3.07B |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $3.07B |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $2.97B |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $2.97B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $2.56B |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $2.56B |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $2.21B |
| On-balance Sheet Securitization Exposures, Available-for-sale Securities - Adjustments to Total Reported in Column a | RCONS481 | $2.01B |
| Total On-balance Sheet Securitization Exposures, Available-for-sale Securities | RCONS480 | $2.01B |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | $1.66B |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - Over Five Years | RCONS584 | $1.65B |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $1.63B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $1.63B |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $1.63B |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $1.53B |
| Available-for-sale Securities - 100 Pct Risk Weight Category | RCOND970 | $1.36B |
| On-balance Sheet Securitization Exposures, Available-for-sale Securities - Ssfa Risk Weight Exposure, by Calculation Methodology | RCONS483 | $1.14B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $946.0M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $900.5M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $899.2M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - One Year or Less | RCONS582 | $817.0M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $512.0M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$349.3M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $341.7M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $341.7M |
| Total All Other Assets | RCOND981 | $298.5M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $274.2M |
| Available-for-sale Securities - 50 Pct Risk Weight Category | RCOND969 | $76.6M |
| Over-the-counter Derivatives - 0 Pct Risk Weight Category | RCONS543 | $45.5M |
| Over-the-counter Derivatives - Credit Equivalent Amount | RCONS542 | $45.5M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $19.7M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS455 | $13.1M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $13.1M |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $13.1M |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $13.1M |
| All Other Assets - 50 Pct Risk Weight Category | RCOND984 | $11.7M |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $11.3M |
| Loans and Leases Held for Sale, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS416 | $7.9M |
| Total Loans and Leases Held for Sale, Residential Mortgage Exposures | RCONS413 | $7.9M |
| On-balance Sheet Securitization Exposures, All Other On-balance Sheet Securitization Exposures - Adjustments to Total Reported in Column a | RCONS491 | $5.2M |
| Total On-balance Sheet Securitization Exposures, All Other On-balance Sheet Securitization Exposures | RCONS490 | $5.2M |
| On-balance Sheet Securitization Exposures, All Other On-balance Sheet Securitization Exposures -Ssfa Risk Weight Exposure, by Calculation Method | RCONS493 | $2.9M |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $1.4M |
Schedule RC-T: Fiduciary and Related Services (61 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Custody and Safekeeping Accounts - Non-managed Assets | RCONB898 | $609.81B |
| Total Fiduciary Accounts - Non-managed Assets | RCONB895 | $34.53B |
| Employee Benefit-defined Contribution - Non-managed Assets | RCONB873 | $17.39B |
| Other Fiduciary Accounts - Non-managed Assets | RCONB891 | $14.66B |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Non-managed Asset | RCONJ260 | $5.78B |
| Employee Benefit-defined Benefit - Non-managed Asssets | RCONB877 | $2.33B |
| Total Fiduciary Accounts - Managed Assets | RCONB894 | $2.26B |
| Managed Assets Held in Fiduciary Accounts:total Managed Assets Held in Fiduciary Accounts (for Each Column, Sum of Memorandum Items 1.A Through 1.O-ALL Other Accounts | RCONJ310 | $1.93B |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Managed Assets | RCONJ255 | $1.87B |
| Managed Assets Held in Fiduciary Accounts:equity Mutual Funds-all Other Accounts | RCONJ280 | $1.20B |
| Managed Assets Held in Fiduciary Accounts:other Mutual Funds-all Other Accounts | RCONJ283 | $557.1M |
| Investment Management Agency Accounts - Managed Assets | RCONB886 | $308.1M |
| Managed Assets Held in Fiduciary Accounts:total Manages Assets Held in Fiduciary Accounts (for Each Column, Sum of Memorandum Items 1.A Through 1.O-PERSONAL Trust and Agency and Investment Management Agency Accounts | RCONJ308 | $308.1M |
| Other Retirement Accounts - Non-managed Assets | RCONB881 | $116.1M |
| Managed Assets Held in Fiduciary Accounts:equity Mutual Funds-personal Trust and Agency and Investment Management Agency Accounts | RCONJ278 | $105.4M |
| Managed Assets Held in Fiduciary Accounts:u.s. Treasury and U.S. Government Agency Obligations - All Other Accounts | RCONJ271 | $76.2M |
| Managed Assets Held in Fiduciary Accounts:other Notes and Bonds-personal Trust and Agency and Investment Management Agency Accounts | RCONJ290 | $74.7M |
| Managed Assets Held in Fiduciary Accounts:money Market Mutual Funds-all Other Accounts | RCONJ277 | $67.0M |
| Managed Assets Held in Fiduciary Accounts:u.s. Treasury and U.S. Government Agency Obligations - Personal Trust and Agency and Investment Management Agency Accounts | RCONJ269 | $60.6M |
| Managed Assets Held in Fiduciary Accounts:other Mutual Funds-personal Trust and Agency and Investment Management Agency Accounts | RCONJ281 | $58.0M |
| Other Fiduciary Accounts - Managed Assets | RCONB890 | $51.6M |
| Income from Fiduciary Activities | RIAD4070 | $47.1M |
| Less: Expenses | RIADC058 | $45.3M |
| Custody and Safekeeping Accounts | RIADB909 | $40.8M |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Non-managed Assets | RCONJ256 | $31.3M |
| Managed Assets Held in Fiduciary Accounts:total Managed Assets Held in Fiduciary Accounts (for Each Column, Sum of Memorandum Items 1.A Through 1.O-EMPLOYEE Benefit and Retirement-related Trust and Agency Accounts | RCONJ309 | $30.2M |
| Employee Benefit-defined Benefit - Managed Assets | RCONB876 | $30.2M |
| Net Trust Income (Loss) | RIADA491 | $26.1M |
| Plus: Intracompany Income Credits for Fiduciary and Related Services | RIADB911 | $24.5M |
| Managed Assets Held in Fiduciary Accounts:common Trust Funds and Collective Investment Funds-employee Benefit and Retirement-related Trust and Agency Accounts | RCONJ285 | $18.6M |
| Managed Assets Held in Fiduciary Accounts:common Trust Funds and Collective Investment Funds-all Other Accounts | RCONJ286 | $17.0M |
| Managed Assets Held in Fiduciary Accounts:money Market Mutual Funds-personal Trust and Agency and Investment Management Agency Accounts | RCONJ275 | $9.3M |
| Managed Assets Held in Fiduciary Accounts:equity Mutual Funds-employee Benefit and Retirement-related Trust and Agency Accounts | RCONJ279 | $7.1M |
| Managed Assets Held in Fiduciary Accounts:other Mutual Funds-employee Benefit and Retirement-related Trust and Agency Accounts | RCONJ282 | $4.5M |
| Managed Assets Held in Fiduciary Accounts:other Notes and Bonds-all Other Accounts | RCONJ292 | $4.1M |
| Fiduciary and Related Services Income-foundation and Endowment Trust and Agency Accounts | RIADJ316 | $3.2M |
| All Other Fiduciary Income | RIADA480 | $1.6M |
| Other Fiduciary and Related Services Income | RIADB910 | $596K |
| Fiduciary and Related Services Income-investment Management and Investment Advisory Agency Accounts | RIADJ315 | $439K |
| Employee Benefit-defined Benefit | RIADB906 | $409K |
| Other Fiduciary Accounts and Related Services - Gross Losses Non-managed Accounts | RIADB957 | $191K |
| Total Fiduciary Settlements, Surcharges, and Other Losses - Gross Losses Non-managed | RIADB960 | $191K |
| Net Settlements, Surcharges and Losses | RIADA488 | $186K |
| Employee Benefit-defined Contribution | RIADB905 | $55K |
| Managed Assets Held in Fiduciary Accounts:real Estate-all Other Accounts | RCONJ304 | $13K |
| Other Fiduciary Accounts and Related Services - Recoveries | RIADB958 | $5K |
| Total Fiduciary Settlements, Surcharges, and Other Losses - Recoveries | RIADB961 | $5K |
| Other Retirement Accounts | RIADB907 | $1K |
| Custody and Safekeeping Accounts - Number of Non-managed Accounts | RCONB899 | 10,432 |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Non-managed Accounts | RCONJ262 | 274 |
| Total Fiduciary Accounts - Non-managed Accounts | RCONB897 | 200 |
| Other Fiduciary Accounts - Number of Non-managed Accounts | RCONB893 | 133 |
| Total Fiduciary Accounts - Number of Managed Accounts | RCONB896 | 60 |
| Employee Benefit-defined Benefit - Number of Non-managed Accounts | RCONB879 | 44 |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Number of Managed Accounts | RCONJ257 | 31 |
| Investment Management Agency Accounts - Number of Managed Accounts | RCONB888 | 24 |
| Employee Benefit-defined Contribution - Number of Non-managed Accounts | RCONB875 | 12 |
| Other Retirement Accounts - Number of Non-managed Accounts | RCONB883 | 7 |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Number of Non-managed Accounts | RCONJ258 | 4 |
| Other Fiduciary Accounts - Number of Managed Accounts | RCONB892 | 4 |
| Employee Benefit-defined Benefit - Number of Managed Accounts | RCONB878 | 1 |
Schedule RI-A: Changes in Bank Equity Capital (7 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $493.9M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $491.1M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $491.1M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $55.0M |
| Other Comprehensive Income | RIADB511 | -$23.4M |
| Sale, Conversion, Acquisition, or Retirement of Capital Stock, Net (Excluding Treasury Stock Transactions) | RIADB509 | $461K |
| Other Transactions with Stockholders (Including Parent Holding Company) | RIAD4415 | -$10K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (2 items)
About Schedule RI-B, Part II · Principal Bank changes in allowances for credit losses trends
Schedule RI-C: Disaggregated Data on the Allowance for Credit Losses (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Amortized Cost | RCONJJ06 | $2.98B |
| Loans and Leases, Held for Investment, Total, Amortized Cost | RCONJJ11 | $2.98B |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Allowance Balance | RCONJJ14 | $7.4M |
| Loans and Leases, Held for Investment, Total, Allowance Balance | RCONJJ19 | $7.4M |
Schedule RI-E: Explanations (9 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Data Processing Expenses | RIADC017 | $11.7M |
| Third Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4468 | $3.6M |
| First Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4461 | $2.5M |
| Third Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4463 | $2.2M |
| First Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4464 | $2.0M |
| Second Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4467 | $2.0M |
| Operating Expenses Communications - Postage, Monthly | RIAD8403 | $1.5M |
| Earnings On/increase in Value of Cash Surrender Value of Life Insurance | RIADC014 | $1.1M |
| First Itemized Transaction of Other Transactions with Stockholders (Including Parent Holding Company) (4415) | RIAD4498 | -$10K |
Principal Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Principal Bank call report?
The Principal Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Principal Bank file?
Principal Bank files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Principal Bank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Principal Bank has Federal Reserve RSSD ID 2654911 and FDIC certificate number 34507. Either one finds its filings on the FFIEC Central Data Repository.
How often does Principal Bank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Principal Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 34507) · FFIEC NIC profile (RSSD 2654911)