Bank call report · Miller, SD
Quoin Financial Bank Call Report
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Quoin Financial Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 313 reported line items, schedule by schedule (888 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 041 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 592550 |
| FDIC certificate number | 15629 |
| Total assets | $250.7M |
Official Q2 2026 call report PDF (FFIEC) →
Quoin Financial Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.
Schedule RC: Balance Sheet (24 items)
About Schedule RC · Quoin Financial Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $250.7M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $250.7M |
| Total Liabilities and Minority Interest | RCON2948 | $221.1M |
| Total Deposits | RCON2200 | $216.5M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $179.2M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $156.4M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $155.6M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $53.9M |
| Deposits: Noninterest-bearing | RCON6631 | $37.4M |
| Total Equity Capital | RCON3210 | $29.6M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $29.6M |
| Surplus | RCON3839 | $28.1M |
| Interest-bearing Balances | RCON0071 | $15.5M |
| Intangible Assets | RCON2143 | $10.4M |
| Goodwill | RCON3163 | $9.1M |
| Other Assets | RCON2160 | $8.2M |
| Other Liabilities, Total | RCON2930 | $4.6M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $3.8M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $3.1M |
| Undivided Profits and Capital Reserves | RCON3632 | $836K |
| Allowance for Loan and Lease Losses | RCON3123 | $803K |
| Common Stock | RCON3230 | $450K |
| Accumulated Other Comprehensive Income | RCONB530 | $208K |
| Loans and Leases Held for Sale | RCON5369 | $207K |
Schedule RI: Income Statement (41 items)
About Schedule RI · Quoin Financial Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $7.5M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $6.0M |
| Net Interest Income | RIAD4074 | $5.4M |
| Total Noninterest Expense | RIAD4093 | $4.2M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $3.6M |
| Salaries and Employee Benefits | RIAD4135 | $2.2M |
| Total Interest Expense | RIAD4073 | $2.2M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $1.8M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $1.8M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $1.4M |
| Net Income (Loss) | RIAD4340 | $1.4M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $1.4M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $1.4M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $1.2M |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $857K |
| Other Noninterest Expense | RIAD4092 | $850K |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $726K |
| Amortization Expense and Impairment Losses Intangible Assets | RIADC232 | $705K |
| Total Noninterest Income | RIAD4079 | $562K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $500K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $415K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $352K |
| Applicable Income Taxes | RIAD4302 | $337K |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $323K |
| Interest and Fee Income on Loans to Finance Agricultural Production and Other Loans to Farmers in Domestic Offices | RIAD4024 | $322K |
| Other Noninterest Income | RIADB497 | $266K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $202K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $170K |
| Savings Deposits (Including Mmdas) | RIAD0093 | $157K |
| Net Gains (Losses) on Sales of Loans | RIAD5416 | $136K |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $107K |
| Net Gains (Losses) on Other Real Estate Owned | RIAD5415 | $98K |
| Interest on Other Securities | RIAD4060 | $78K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $62K |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $54K |
| Loans to Individuals for Households, Family, and Other Personal Expenditures: Credit Cards | RIADB485 | $17K |
| Interest Expense Incurred to Carry Tax-exempt Securities, Loans, and Leases Acquired After August 7, 1986, That Is Not Deductible for Federal Income Tax Purposes | RIAD4513 | $9K |
| Other Interest Income | RIAD4518 | $6K |
| Estimated Income on Tax-exempt Loans and Leases to States and Political Subdivisions in the U.S. | RIAD4313 | $1K |
| Interest on Trading Liabilities and Other Borrowed Money | RIAD4185 | $1K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 37 |
Schedule RC-B: Securities (25 items)
About Schedule RC-B · Quoin Financial Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Amortized Cost | RCONG302 | $32K |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Fair Value | RCONG303 | $32K |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Amortized Cost | RCONG306 | $39.0M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Fair Value | RCONG307 | $39.3M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $4.0M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $4.0M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $53.6M |
| Pledged Securities | RCON0416 | $26.9M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $26.1M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $13.2M |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $5.0M |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $5.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $4.5M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $4.0M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $3.5M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $3.4M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $2.1M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $2.1M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $1.8M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $1.8M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK144 | $1.6M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK145 | $1.6M |
| Fair Value of Other Available-for-sale Domestic Debt Securities | RCON1741 | $500K |
| Amortized Cost of Other Available-for-sale Domestic Debt Securities | RCON1739 | $496K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA557 | $32K |
Schedule RC-C, Part I: Loans and Leases (33 items)
About Schedule RC-C, Part I · Quoin Financial Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $156.6M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $71.0M |
| Real Estate Loans Secured by Farmland | RCON1420 | $52.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $50.7M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $33.2M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $29.6M |
| Pledged Loans and Leases | RCONG378 | $23.9M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $22.3M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $18.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $15.8M |
| Commercial and Industrial Loans | RCON1766 | $13.9M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $12.4M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $10.0M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $8.7M |
| Loans to Finance Agricultural Production and Other Loans to Farmers | RCON1590 | $8.3M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $8.2M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $7.6M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $4.6M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $3.6M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $3.1M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $2.6M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $2.4M |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $2.1M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $1.4M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Credit Cards | RCONB538 | $413K |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $229K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $207K |
| Loans Secured by 1-4 Family Residential Properties in Domestic Offices in Process of Foreclosure (Included in Rc-c, Part I, Items 1.C.(1), 1.C.(2)(A), and 1.C.(2)(B) | RCONF577 | $190K |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $175K |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $142K |
| Loans to Finance Commercial Real Estate, Construction, and Land Development Activities Included in Items 1766, 1563 for (Fr Y-9C), in Items 1766, 1563 for (FFIEC 031), in Items 1766, 1564 for (FFIEC 032 and 033), and in Items 1766, 2080 for (FFIEC 034) | RCON2746 | $80K |
| Other Loans | RCONJ464 | $40K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $8K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (24 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $12.3M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $4.4M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $3.2M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $1.8M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $1.7M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $1.2M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5589 | $1.1M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $922K |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5587 | $856K |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5585 | $574K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5579 | $312K |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $252K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 36 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5584 | 29 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 26 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 25 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 15 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5578 | 14 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 13 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 12 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 7 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5586 | 7 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5588 | 7 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 6 |
Schedule RC-E: Deposit Liabilities (23 items)
About Schedule RC-E · Quoin Financial Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $129.8M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $110.0M |
| Total Transaction Accounts | RCON2215 | $86.8M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $77.6M |
| Total Demand Deposits (See Note Below) | RCON2210 | $69.1M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $60.4M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $36.4M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $35.9M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $35.8M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $24.0M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $20.5M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $19.8M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $19.7M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $17.8M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $16.0M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $11.0M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $9.2M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $8.7M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $7.4M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $4.4M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $4.3M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $1.3M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $314K |
Schedule RC-F: Other Assets (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $4.7M |
| Accrued Interest Receivable | RCONB556 | $1.6M |
| Net Deferred Tax Assets | RCON2148 | $1.4M |
| Other Assets | RCON2168 | $323K |
| Prepaid Expenses | RCON2166 | $286K |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $145K |
Schedule RC-G: Other Liabilities (4 items)
Schedule RC-K: Quarterly Averages (16 items)
About Schedule RC-K · Quoin Financial Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $250.6M |
| Quarterly Average of Total Loans | RCON3360 | $150.2M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $89.2M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $72.8M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $47.7M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $38.1M |
| Mortgage-backed Securities | RCONB559 | $38.1M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $33.0M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $28.0M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $21.2M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $15.0M |
| Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers | RCON3386 | $8.5M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $5.0M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $4.0M |
| All Other Securities | RCONB560 | $4.0M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards | RCONB561 | $434K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (7 items)
About Schedule RC-L · Quoin Financial Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $25.8M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $3.8M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $2.7M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $2.7M |
| Unused Commitments - Credit Card Lines | RCON3815 | $2.4M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $250K |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $145K |
Schedule RC-M: Memoranda (2 items)
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (6 items)
About Schedule RC-N · Quoin Financial Bank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $330K |
| Additions to Nonaccrual Assets | RCONC410 | $191K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $188K |
| Loans Secured by Other Nonfarm Nonresidential Properties, Nonaccrual | RCONF183 | $142K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 30 Through 89 Days and Still Accruing | RCONK213 | $21K |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $21K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (10 items)
About Schedule RC-O · Quoin Financial Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $250.6M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $218.1M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $134.5M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $79.2M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $18.6M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $4.4M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 6,663 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 198 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 125 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · Quoin Financial Bank regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% | RCONB704 | $154.5M |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (24 items)
About Schedule RC-R, Part I · Quoin Financial Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total consolidated assets | RCOAKW03 | $250.6M |
| Average Total Assets (Net of Deductions) | RCOAA224 | $240.2M |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $154.5M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $29.6M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $28.5M |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $19.8M |
| Common Equity Tier 1 Capital | RCOAP859 | $19.0M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $19.0M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $19.0M |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $10.4M |
| Goodwill Net of Associated Deferred Tax Liabilities (Dtls) | RCOAP841 | $9.1M |
| Intangible Assets (Other Than Goodwill and Mortgage Servicing Assets (Msas)), Net of Associated Dtls | RCOAP842 | $1.3M |
| Retained Earnings | RCOAKW00 | $836K |
| General Loan and Lease Valuation Allowances | RCOA5310 | $803K |
| Tier 2 (Supplementary) Capital | RCOA5311 | $803K |
| Tier 2 Capital Before Deductions | RCOAP870 | $803K |
| Accumulated Other Comprehensive Income | RCOAB530 | $208K |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | $208K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.1279 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1227 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1227 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.0789 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.0479 |
Schedule RC-R, Part II: Risk-Weighted Assets (45 items)
About Schedule RC-R, Part II · Quoin Financial Bank risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $154.5M |
| Total Risk-weighted Assets | RCONG641 | $154.5M |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $123.9M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $123.9M |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $123.7M |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $114.5M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $112.8M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $53.9M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $48.0M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $48.0M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $46.1M |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $41.7M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $41.7M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $41.7M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $41.3M |
| Unconditionally Cancellable Commitments | RCONS540 | $37.6M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $25.8M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $25.8M |
| Total All Other Assets | RCOND981 | $22.4M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $20.8M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $18.6M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $16.9M |
| All Other Assets - Adjustments to Totals Reported in Column a | RCONS469 | $11.8M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | $11.3M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $10.1M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $9.6M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $7.1M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 0 Pct Risk Weight Category | RCONS459 | $1.8M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $1.7M |
| Available-for-sale Securities - 100 Pct Risk Weight Category | RCOND970 | $496K |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $363K |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $291K |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | $276K |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $213K |
| Loans and Leases Held for Sale, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS416 | $207K |
| Total Loans and Leases Held for Sale, Residential Mortgage Exposures | RCONS413 | $207K |
| All Other Assets - 50 Pct Risk Weight Category | RCOND984 | $149K |
| Financial Standby Letters of Credit - 100 Pct Risk Weight Category | RCOND996 | $145K |
| Financial Standby Letters of Credit - Credit Equivalent Amount | RCOND992 | $145K |
| Financial Standby Letters of Credit - Face, Notional, or Other Amount | RCOND991 | $145K |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS455 | $142K |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $142K |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $142K |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $142K |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $72K |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance End of Previous Calendar Year as Restated | RIADB508 | $30.4M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $30.4M |
| Total Equity Capital | RIAD3210 | $29.6M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $1.8M |
| Other Comprehensive Income | RIADB511 | -$548K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (2 items)
About Schedule RI-B, Part I · Quoin Financial Bank charge-offs and recoveries on loans and leases trends
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (3 items)
About Schedule RI-B, Part II · Quoin Financial Bank changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $813K |
| Allowance for Loan and Lease Losses | RIAD3123 | $802K |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $11K |
Schedule RI-E: Explanations (12 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Data Processing Expenses | RIADC017 | $272K |
| Bank Card and Credit Card Interchange Fees | RIADF555 | $138K |
| Marketing and Other Professional Services | RIAD0497 | $74K |
| Earnings On/increase in Value of Cash Surrender Value of Life Insurance | RIADC014 | $69K |
| Directors' Fees | RIAD4136 | $42K |
| Printing, Stationery, and Supplies | RIADC018 | $28K |
| Consulting and Advisory Expense | RIADF557 | $25K |
| Telecommunications Expense | RIADF559 | $20K |
| Income and Fees from Automated Teller Machines (Atms) | RIADC016 | $19K |
| Operating Expenses Communications - Postage, Monthly | RIAD8403 | $14K |
| Accounting and Auditing Expenses | RIADF556 | $12K |
| Safe Deposit Box Rent | RIADC015 | $5K |
Quoin Financial Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Quoin Financial Bank call report?
The Quoin Financial Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Quoin Financial Bank file?
Quoin Financial Bank files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Quoin Financial Bank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Quoin Financial Bank has Federal Reserve RSSD ID 592550 and FDIC certificate number 15629. Either one finds its filings on the FFIEC Central Data Repository.
How often does Quoin Financial Bank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Quoin Financial Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 15629) · FFIEC NIC profile (RSSD 592550)