Resource Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Resource Bank of Covington, LA against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.18% | 1.25% | -0.07% | 43rd below |
| ROAE | 9.45% | 13.17% | -3.72% | 32nd below |
| Net Interest Margin | 4.52% | 3.95% | +0.57% | 79th top |
| Efficiency Ratio | 65.12% | 61.50% | +3.62% | 38th below |
| PPNR / Avg Assets | 1.58% | — | — | 49th below |
| Yield on Earning Assets | 5.89% | 5.67% | +0.22% | 63rd above |
| Cost of Funds | 1.23% | 1.87% | -0.64% | 83rd top |
| Net Interest Spread | 3.85% | — | — | 77th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.05% | 0.93% | -0.88% | 78th top |
| NPA / Total Assets | 0.04% | — | — | 79th top |
| NCO / Avg Loans | 0.00% | 0.15% | -0.15% | 80th top |
| ACL / Total Loans | 0.41% | — | — | 2nd bottom |
| ACL / NPLs (Coverage) | 809.72% | — | — | 80th top |
| Texas Ratio | 0.34% | 6.06% | -5.72% | 80th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 12.80% | 11.75% | +1.05% | 73rd above |
| Equity / Assets | 12.30% | 10.98% | +1.32% | 73rd above |
| TCE / Tangible Assets | 12.30% | — | — | 76th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 103.30% | 80.44% | +22.86% | 8th bottom |
| Core Deposit Ratio | 78.41% | 86.95% | -8.54% | 13th bottom |
| Wholesale Funding Ratio | 5.00% | — | — | 38th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 2.60% | — | — | 36th below |
| Loan Growth (Y/Y) | 4.70% | — | — | 45th below |
| Deposit Growth (Y/Y) | -1.22% | — | — | 17th bottom |
See Resource Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Resource Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Resource Bank profile, how to read a UBPR, or how this data updates.