RG Bank, a Savings and Loan Association: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
In Q2 2026, Total equity capital edged up by 1.5%, from $14.5M to $14.7M, the largest move among the key lines here.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 11.86% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $16.3M |
| Tier 1 capital | $16.3M |
| Total risk-based capital | — |
| Total equity capital | $14.7M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 10.74% |
| Tangible equity to tangible assets | 10.74% |
| Equity capital to average assets | 10.68% |
| Internal capital growth rate | 5.48% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $0 |
| Common stock surplus | $0 |
| Retained earnings | $16.3M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$1.6M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 11.00% | 8.73% | 8.73% |
| Q4 2023 | 10.91% | 9.15% | 9.15% |
| Q1 2024 | 11.12% | 9.44% | 9.44% |
| Q2 2024 | 11.22% | 9.45% | 9.45% |
| Q3 2024 | 11.19% | 9.51% | 9.51% |
| Q4 2024 | 10.88% | 9.05% | 9.05% |
| Q1 2025 | 10.95% | 9.39% | 9.39% |
| Q2 2025 | 11.23% | 9.48% | 9.48% |
| Q3 2025 | 11.36% | 10.09% | 10.09% |
| Q4 2025 | 11.65% | 10.42% | 10.42% |
| Q1 2026 | 11.84% | 10.63% | 10.63% |
| Q2 2026 | 11.86% | 10.74% | 10.74% |
RG Bank, a Savings and Loan Association regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock RG Bank, a Savings and Loan Association, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full RG Bank, a Savings and Loan Association profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 28315) · FFIEC NIC profile (RSSD 256076)