RG Bank, a Savings and Loan Association: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks RG Bank, a Savings and Loan Association of Monte Vista, CO against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.58% | 1.34% | -0.76% | 15th bottom |
| ROAE | 5.44% | 13.32% | -7.88% | 15th bottom |
| Net Interest Margin | 4.01% | 3.93% | +0.08% | 54th above |
| Efficiency Ratio | 83.94% | 61.14% | +22.80% | 10th bottom |
| PPNR / Avg Assets | 0.66% | 1.68% | -1.02% | 11th bottom |
| Yield on Earning Assets | 5.09% | 5.67% | -0.58% | 27th below |
| Cost of Funds | 1.18% | 1.88% | -0.70% | 86th top |
| Net Interest Spread | 3.58% | 3.32% | +0.26% | 63rd above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.89% | 0.94% | +0.95% | 14th bottom |
| NPA / Total Assets | 1.51% | 0.70% | +0.81% | 12th bottom |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 62nd above |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.21% | 1.28% | -0.07% | 51st above |
| ACL / NPLs (Coverage) | 63.85% | 1538.89% | -1475.04% | 16th bottom |
| Texas Ratio | 12.87% | 7.33% | +5.54% | 16th bottom |
| Provision / NCO | -728.57% | 1395.92% | -2124.49% | 2nd bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio Behind the peer average, ahead of the median peer. | 11.86% | 12.14% | -0.28% | 63rd above |
| Equity / Assets Behind the peer average, ahead of the median peer. | 10.74% | 11.37% | -0.63% | 56th above |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 10.74% | 11.09% | -0.35% | 60th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 89.66% | 80.64% | +9.02% | 29th below |
| Core Deposit Ratio | 86.50% | 86.86% | -0.36% | 36th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -0.56% | 6.85% | -7.41% | 16th bottom |
| Loan Growth (Y/Y) | 0.67% | 7.90% | -7.23% | 25th below |
| Deposit Growth (Y/Y) | -0.66% | 6.29% | -6.95% | 20th bottom |
See RG Bank, a Savings and Loan Association's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock RG Bank, a Savings and Loan Association, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full RG Bank, a Savings and Loan Association profile, how to read a UBPR, or how this data updates.