Bank call report · Richwood, OH
The Richwood Banking Company, Inc. Call Report
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The Richwood Banking Company, Inc. filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 378 reported line items, schedule by schedule (712 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 150727 |
| FDIC certificate number | 12978 |
| Total assets | $1.30B |
Official Q2 2026 call report PDF (FFIEC) →
The Richwood Banking Company, Inc. call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (29 items)
About Schedule RC · The Richwood Banking Company, Inc. balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $1.30B |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $1.30B |
| Total Liabilities and Minority Interest | RCON2948 | $1.17B |
| Total Deposits | RCON2200 | $1.06B |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $957.3M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $887.9M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $878.4M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $282.0M |
| Undivided Profits and Capital Reserves | RCON3632 | $146.7M |
| Total Equity Capital | RCON3210 | $128.3M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $128.3M |
| Deposits: Noninterest-bearing | RCON6631 | $105.6M |
| Other Borrowed Money | RCON3190 | $85.0M |
| Other Assets | RCON2160 | $56.9M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $28.7M |
| Accumulated Other Comprehensive Income | RCONB530 | -$20.7M |
| Other Liabilities, Total | RCON2930 | $19.6M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $17.5M |
| Interest-bearing Balances | RCON0071 | $12.9M |
| Intangible Assets | RCON2143 | $10.8M |
| Goodwill | RCON3163 | $10.0M |
| Allowance for Loan and Lease Losses | RCON3123 | $9.5M |
| Federal Funds Sold | RCONB987 | $5.0M |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $3.3M |
| Held-to-maturity Securities, Total | RCON1754 | $3.3M |
| Surplus | RCON3839 | $1.5M |
| Common Stock | RCON3230 | $725K |
| Federal Funds Purchased in Domestic Offices | RCONB993 | $412K |
| Loans and Leases Held for Sale | RCON5369 | $348K |
Schedule RI: Income Statement (45 items)
About Schedule RI · The Richwood Banking Company, Inc. income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $33.1M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $27.8M |
| Net Interest Income | RIAD4074 | $25.3M |
| Total Noninterest Expense | RIAD4093 | $18.3M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $17.0M |
| Salaries and Employee Benefits | RIAD4135 | $9.9M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $9.4M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $9.4M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $8.0M |
| Net Income (Loss) | RIAD4340 | $8.0M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $8.0M |
| Total Interest Expense | RIAD4073 | $7.9M |
| Other Noninterest Expense | RIAD4092 | $6.1M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $6.0M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $3.3M |
| Interest on Other Securities | RIAD4060 | $3.3M |
| Total Noninterest Income | RIAD4079 | $3.2M |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $3.1M |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $2.9M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $2.3M |
| Other Noninterest Income | RIADB497 | $2.0M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $2.0M |
| Applicable Income Taxes | RIAD4302 | $1.4M |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $1.3M |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $1.3M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $1.3M |
| Interest and Fee Income on Loans to Finance Agricultural Production and Other Loans to Farmers in Domestic Offices | RIAD4024 | $1.0M |
| Provision for Loan and Lease Losses | RIAD4230 | $907K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $895K |
| Other Interest Expense | RIADGW44 | $829K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $781K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $739K |
| Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell | RIAD4020 | $395K |
| Estimated Income on Tax-exempt Loans and Leases to States and Political Subdivisions in the U.S. | RIAD4313 | $309K |
| Other Interest Income | RIAD4518 | $204K |
| Noninterest income: Fees and commissions from securities brokerage, investment banking, advisory, and underwriting activities | RIADHT73 | $199K |
| Net Gains (Losses) on Sales of Loans | RIAD5416 | $117K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $104K |
| Realized Gains (Losses) on Available-for-sale Debt Securities | RIAD3196 | $100K |
| Amortization Expense and Impairment Losses Intangible Assets | RIADC232 | $99K |
| Net Servicing Fees | RIADB492 | $90K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $78K |
| Income from Lease Financing Receivables | RIAD4065 | $47K |
| Noninterest income: Income from insurance activities | RIADHT74 | $2K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 195 |
Schedule RC-B: Securities (21 items)
About Schedule RC-B · The Richwood Banking Company, Inc. securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $18.5M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $18.6M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $309.0M |
| Pledged Securities | RCON0416 | $279.0M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $193.0M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $182.3M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing of Over Ffteen Years | RCONA554 | $131.3M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Amortized Cost | RCONHT56 | $91.5M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Fair Value | RCONHT57 | $75.2M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $60.4M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $44.0M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $31.2M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $16.6M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK145 | $4.1M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK144 | $4.0M |
| Amortized Cost of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. | RCON8496 | $3.3M |
| Fair Value of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. | RCON8497 | $3.3M |
| Total Fair Value of Held-to-maturity Securities | RCON1771 | $3.3M |
| Amortized Cost of Other Available-for-sale Domestic Debt Securities | RCON1739 | $2.0M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $2.0M |
| Fair Value of Other Available-for-sale Domestic Debt Securities | RCON1741 | $1.9M |
Schedule RC-C, Part I: Loans and Leases (31 items)
About Schedule RC-C, Part I · The Richwood Banking Company, Inc. loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $888.2M |
| Pledged Loans and Leases | RCONG378 | $594.4M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $241.3M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $228.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $216.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $185.9M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $175.4M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $138.0M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $133.0M |
| Real Estate Loans Secured by Farmland | RCON1420 | $119.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $99.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $92.2M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $86.4M |
| Commercial and Industrial Loans | RCON1766 | $75.2M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $51.7M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $43.7M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $43.0M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $28.5M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $26.9M |
| Loans to Finance Agricultural Production and Other Loans to Farmers | RCON1590 | $24.5M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $22.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $22.0M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $20.7M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $15.7M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $14.8M |
| Obligations (Other Than Securities and Leases) of States and Political Subdivisions in the U.S. | RCON2107 | $7.1M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $7.0M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $3.8M |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $2.0M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $1.0M |
| Lease Financing Receivables (Net of Unearned Income) | RCON2165 | $750K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (24 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $79.3M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $20.8M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $16.3M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $15.7M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $12.0M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $5.8M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5589 | $5.2M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $5.1M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $5.1M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5587 | $4.7M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5585 | $3.4M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5579 | $2.8M |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 183 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 147 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5584 | 113 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 106 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 100 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 74 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5578 | 63 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 59 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 38 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 33 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5586 | 30 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5588 | 14 |
Schedule RC-E: Deposit Liabilities (28 items)
About Schedule RC-E · The Richwood Banking Company, Inc. deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Transaction Accounts | RCON2215 | $656.3M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $426.9M |
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $406.6M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $268.5M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $222.5M |
| Total reciprocal deposits | RCONJH83 | $204.3M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $141.6M |
| Sweep deposits: Fully insured, non-affiliate sweep deposits | RCONMT91 | $140.7M |
| Total sweep deposits that are not brokered deposits | RCONMT95 | $140.7M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $137.4M |
| Total Demand Deposits (See Note Below) | RCON2210 | $105.6M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $103.9M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $73.6M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $68.4M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $68.3M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $57.0M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $49.1M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $47.6M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $38.3M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $23.3M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $14.8M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $11.4M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $9.0M |
| Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. | RCONB551 | $6.9M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $5.2M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $2.3M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $1.7M |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $653K |
Schedule RC-F: Other Assets (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $21.5M |
| Other Assets | RCON2168 | $11.6M |
| Accrued Interest Receivable | RCONB556 | $8.6M |
| Net Deferred Tax Assets | RCON2148 | $6.9M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $6.7M |
| Life Insurance Assets: Hybrid Account Life Insurance Assets | RCONK270 | $1.6M |
Schedule RC-G: Other Liabilities (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $17.8M |
| Operating lease liabilities | RCONLB56 | $11.5M |
| Other Expenses Accrued and Unpaid | RCON3646 | $845K |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $496K |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $465K |
Schedule RC-K: Quarterly Averages (17 items)
About Schedule RC-K · The Richwood Banking Company, Inc. quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $1.30B |
| Quarterly Average of Total Loans | RCON3360 | $880.6M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $662.0M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $598.2M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $238.2M |
| All Other Securities | RCONB560 | $204.6M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $190.1M |
| Mortgage-backed Securities | RCONB559 | $118.2M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $86.8M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $74.9M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $74.9M |
| Quarterly Average of Other Borrowed Money | RCON3355 | $58.6M |
| Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers | RCON3386 | $27.8M |
| Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell | RCON3365 | $19.5M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $7.5M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $2.3M |
| Lease Financing Receivables (Net of Unearned Income) - Quarterly Average | RCON3484 | $1.7M |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (10 items)
About Schedule RC-L · The Richwood Banking Company, Inc. derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Gross Notional Amount of Interest Rate Derivative Contracts Held for Purposes Other Than Trading: Contracts Marked to Market | RCON8725 | $95.3M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $71.8M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $42.8M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $30.1M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $22.4M |
| All Other Off-balance Sheet Liabilities | RCON3430 | $20.0M |
| Standby Letters of Credit Issued by a Federal Home Loan Bank on the Bank's Behalf | RCONC978 | $20.0M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $1.2M |
| Unused Commitments - Credit Card Lines | RCON3815 | $241K |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $14K |
Schedule RC-M: Memoranda (8 items)
About Schedule RC-M · The Richwood Banking Company, Inc. memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| FHLB Advances (Loans) Due in One Year or Less | RCON2651 | $85.0M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of One Year or Less | RCONF055 | $85.0M |
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $2.9M |
| Estimated Fair Value of Mortgage Servicing Assets | RCONA590 | $711K |
| Mortgage Servicing Assets | RCON3164 | $711K |
| Secured Liabilites: Amount of 'Federal Funds Purchased' That Are Secured | RCONF064 | $412K |
| All other intangible assets | RCONJF76 | $87K |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 2 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (15 items)
About Schedule RC-N · The Richwood Banking Company, Inc. past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $11.4M |
| Additions to Nonaccrual Assets | RCONC410 | $8.1M |
| Loans Secured by Other Nonfarm Nonresidential Properties, Nonaccrual | RCONF183 | $7.2M |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Multifamily (5 or More) Residential Properties - Nonaccrual | RCON3501 | $2.1M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $1.1M |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Farmland - Nonaccrual | RCON3495 | $699K |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $491K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, Nonaccrual | RCONF182 | $330K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $251K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF178 | $195K |
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $47K |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Past Due 30 Through 89 Days and Still Accruing | RCON5398 | $25K |
| Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing | RCON1606 | $18K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-nonaccural | RCONC230 | $10K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing | RCONK216 | $2K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (11 items)
About Schedule RC-O · The Richwood Banking Company, Inc. other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $1.30B |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $1.06B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $675.0M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $379.3M |
| Estimated Amount of Uninsured Assessable Deposits in Domestic Offices of the Bank and in Insured Branches in Puerto Rico and U.S. Territories and Possessions, Including Related Interest Accrued and Unpaid | RCON5597 | $237.1M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $137.4M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $9.0M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 40,194 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 640 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 524 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · The Richwood Banking Company, Inc. regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% | RCONB704 | $1.01B |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (24 items)
About Schedule RC-R, Part I · The Richwood Banking Company, Inc. regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total consolidated assets | RCOAKW03 | $1.30B |
| Average Total Assets (Net of Deductions) | RCOAA224 | $1.29B |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $1.01B |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $148.8M |
| Retained Earnings | RCOAKW00 | $146.7M |
| Common Equity Tier 1 Capital | RCOAP859 | $138.8M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $138.8M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $138.8M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $128.3M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$20.7M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$20.7M |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $10.1M |
| Goodwill Net of Associated Deferred Tax Liabilities (Dtls) | RCOAP841 | $10.0M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $9.9M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $9.9M |
| Tier 2 Capital Before Deductions | RCOAP870 | $9.9M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $2.3M |
| Intangible Assets (Other Than Goodwill and Mortgage Servicing Assets (Msas)), Net of Associated Dtls | RCOAP842 | $87K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.1476 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1377 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1377 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1076 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.0676 |
Schedule RC-R, Part II: Risk-Weighted Assets (66 items)
About Schedule RC-R, Part II · The Richwood Banking Company, Inc. risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $1.01B |
| Total Risk-weighted Assets | RCONG641 | $1.01B |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $823.1M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $823.1M |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $782.5M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $668.3M |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $668.3M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $287.7M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $287.7M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $282.0M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $260.7M |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $209.3M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $206.7M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $206.7M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $174.4M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $103.3M |
| Total All Other Assets | RCOND981 | $96.5M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $78.6M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $77.3M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - Over One Year Through Five Years | RCONS583 | $63.5M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $57.5M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $39.3M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $39.3M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $34.9M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $31.6M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $31.6M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $30.5M |
| Available-for-sale Securities - 50 Pct Risk Weight Category | RCOND969 | $28.6M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$27.0M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$26.3M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - One Year or Less | RCONS582 | $25.0M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $17.7M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $16.6M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $15.5M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $13.9M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS455 | $10.3M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $10.3M |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $10.3M |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $10.3M |
| All Other Assets - Adjustments to Totals Reported in Column a | RCONS469 | $10.1M |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $5.4M |
| Risk-weighted Assets by Risk-weighted Category - 400 Pct Risk Weight Category | RCONS575 | $5.2M |
| Federal Funds Sold in Domestic Offices | RCOND971 | $5.0M |
| Federal Funds Sold in Domestic Offices - 20 Pct Risk Weight Category | RCOND973 | $5.0M |
| Held-to-maturity Securities - 50 Pct Risk Weight Category | RCOND964 | $3.3M |
| Total Held-to-maturity Securities | RCOND961 | $3.3M |
| Available-for-sale Securities - 100 Pct Risk Weight Category | RCOND970 | $2.0M |
| Risk-weighted Assets by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS573 | $1.8M |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Exposure Amount | RCONH296 | $1.6M |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Risk-weighted Asset Amount | RCONH297 | $1.6M |
| Total Balance Sheet Assets - Other Risk Weighting Approaches Exposure Amount | RCONH300 | $1.6M |
| All Other Assets - 400 Pct Risk Weight Category | RCONS470 | $1.3M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 400 Pct Risk Weight Category | RCONS564 | $1.3M |
| Total Balance Sheet Assets - 400 Pct Risk Weight Category | RCONS506 | $1.3M |
| Over-the-counter Derivatives - 100 Pct Risk Weight Category | RCONS547 | $1.3M |
| Over-the-counter Derivatives - Credit Equivalent Amount | RCONS542 | $1.3M |
| Current Credit Exposure Across All Derivative Contracts Covered by the Regulatory Capital Rules | RCONG642 | $963K |
| All Other Assets - 250 Pct Risk Weight Category | RCONH293 | $711K |
| The total of all components in the 250% balance sheet asset category on Call Report Schedule RC-R is multiplied by 250% | RCONS504 | $711K |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS562 | $711K |
| Loans and Leases Held for Sale, All Other Exposures - 50 Pct Risk Weight Category | RCONS435 | $348K |
| Total Loans and Leases Held for Sale, All Other Exposures | RCONS431 | $348K |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $66K |
| Financial Standby Letters of Credit - 100 Pct Risk Weight Category | RCOND996 | $14K |
| Financial Standby Letters of Credit - Credit Equivalent Amount | RCOND992 | $14K |
| Financial Standby Letters of Credit - Face, Notional, or Other Amount | RCOND991 | $14K |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $128.3M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $118.6M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $118.6M |
| Other Comprehensive Income | RIADB511 | $1.5M |
| Other Transactions with Stockholders (Including Parent Holding Company) | RIAD4415 | $159K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (12 items)
About Schedule RI-B, Part I · The Richwood Banking Company, Inc. charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $449K |
| Charge-offs on Lease Financing Receivables | RIAD4266 | $329K |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $203K |
| Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK205 | $117K |
| Recoveries on Lease Financing Receivables | RIAD4267 | $106K |
| Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK206 | $64K |
| Recoveries on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens | RIADC217 | $26K |
| Recoveries on All Other Loans | RIAD4628 | $4K |
| Recoveries on Loans to Finance Agricultural Production and Other Loans to Farmers | RIAD4665 | $4K |
| Charge-offs on Automobile Loans | RIADK129 | $3K |
| Recoveries on Automobile Loans | RIADK133 | $2K |
| Recoveries on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens | RIADC218 | $1K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (4 items)
About Schedule RI-B, Part II · The Richwood Banking Company, Inc. changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $9.5M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $8.8M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $449K |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | -$12K |
Schedule RI-C: Disaggregated Data on the Allowance for Credit Losses (13 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases, Held for Investment, Total, Amortized Cost | RCONJJ11 | $744.1M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Amortized Cost | RCONJJ05 | $380.1M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Amortized Cost | RCONJJ06 | $252.7M |
| Loans and Leases, Held for Investment, Commerical loans, Amortized Cost | RCONJJ07 | $82.5M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Amortized Cost | RCONJJ04 | $25.9M |
| Loans and Leases, Held for Investment, Total, Allowance Balance | RCONJJ19 | $9.5M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Allowance Balance | RCONJJ13 | $5.3M |
| Loans and Leases, Held for Investment, Other consumer loans, Amortized Cost | RCONJJ09 | $2.8M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Allowance Balance | RCONJJ14 | $2.5M |
| Loans and Leases, Held for Investment, Unallocated, Allowance Balance | RCONJJ18 | $683K |
| Loans and Leases, Held for Investment, Commerical loans, Allowance Balance | RCONJJ15 | $680K |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Allowance Balance | RCONJJ12 | $251K |
| Loans and Leases, Held for Investment, Other consumer loans, Allowance Balance | RCONJJ17 | $71K |
Schedule RI-E: Explanations (1 item)
| Line item | Code | Q2 2026 |
|---|---|---|
| First Itemized Transaction of Other Transactions with Stockholders (Including Parent Holding Company) (4415) | RIAD4498 | $159K |
Schedule SU: Supplemental Information (2 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Outstanding Principal Balance of Assets Sold and Securitized by the Reporting Institution with Servicing Retained or with Recourse or Other Seller Provided Credit Enhancement | RCONFT08 | $81.2M |
| Total Outstanding Principal Balance of Closed End 1-4 Family Residential Mortgage Loans Serviced for Others Plus the Total Outstanding Principal Balance of Other Financial Assets Serviced for Others If More Than $10 Million | RCONFT12 | $81.2M |
The Richwood Banking Company, Inc. call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the The Richwood Banking Company, Inc. call report?
The The Richwood Banking Company, Inc. call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does The Richwood Banking Company, Inc. file?
The Richwood Banking Company, Inc. files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the The Richwood Banking Company, Inc. call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: The Richwood Banking Company, Inc. has Federal Reserve RSSD ID 150727 and FDIC certificate number 12978. Either one finds its filings on the FFIEC Central Data Repository.
How often does The Richwood Banking Company, Inc. file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
The Richwood Banking Company, Inc. financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 12978) · FFIEC NIC profile (RSSD 150727)