Riverstone Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Riverstone Bank of Eagle, NE against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.98% | 1.34% | +0.64% | 85th top |
| ROAE | 20.40% | 13.32% | +7.08% | 88th top |
| Net Interest Margin | 4.32% | 3.93% | +0.39% | 71st above |
| Efficiency Ratio | 56.54% | 61.13% | -4.59% | 65th above |
| PPNR / Avg Assets | 1.96% | 1.68% | +0.28% | 70th above |
| Yield on Earning Assets | 6.30% | 5.67% | +0.63% | 81st top |
| Cost of Funds | 2.17% | 1.88% | +0.29% | 28th below |
| Net Interest Spread | 3.70% | 3.32% | +0.38% | 70th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.08% | 0.94% | -0.86% | 75th top |
| NPA / Total Assets | 0.07% | 0.70% | -0.63% | 74th above |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.00% | 0.16% | -0.16% | 47th below |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.23% | 1.28% | -0.05% | 54th above |
| ACL / NPLs (Coverage) | 1485.45% | 1546.16% | -60.71% | — |
| Texas Ratio | 0.68% | 7.34% | -6.66% | 77th top |
| Provision / NCO Behind the peer average, ahead of the median peer. | 691.30% | 1395.48% | -704.18% | 77th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 9.74% | 12.14% | -2.40% | 26th below |
| Equity / Assets | 9.51% | 11.37% | -1.86% | 36th below |
| TCE / Tangible Assets | 9.44% | 11.08% | -1.64% | 39th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 101.61% | 80.65% | +20.96% | 10th bottom |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 88.14% | 86.85% | +1.29% | 44th below |
| Wholesale Funding Ratio Ahead of the peer average, behind the median peer. | 4.89% | 5.04% | -0.15% | 38th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 9.42% | 6.84% | +2.58% | 81st top |
| Loan Growth (Y/Y) | 15.00% | 7.91% | +7.09% | 86th top |
| Deposit Growth (Y/Y) | 6.54% | 6.29% | +0.25% | 68th above |
See Riverstone Bank's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Riverstone Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Riverstone Bank profile, how to read a UBPR, or how this data updates.