Riverstone Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loans and leases to core deposits dropped 4.26 percentage points in Q2 2026, from 119.54% to 115.28%. It was the largest change from Q1 2026 among the key lines here. Among 138 Nebraska banks, Riverstone Bank sits 12th from the top on loan-to-deposit ratio, 101.61% as of Q2 2026. Riverstone Bank reported 101.61% on loan-to-deposit ratio for Q2 2026, 20.78 points above the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $56.9M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $61.8M |
| Fed funds sold and reverse repos | $49.5M |
| Fed funds sold and reverse repos to assets | 8.34% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $29.0M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 4.89% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 101.61% |
| Net loans and leases to deposits | 100.36% |
| Loans and leases to core deposits | 115.28% |
| Core deposits to total deposits | 88.14% |
| Brokered deposits to total deposits | 0.99% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 87.21% | 88.57% | $0 | $0 |
| Q4 2023 | 88.77% | 88.22% | $0 | $0 |
| Q1 2024 | 86.90% | 88.03% | $0 | $0 |
| Q2 2024 | 85.69% | 86.90% | $0 | $0 |
| Q3 2024 | 92.79% | 86.63% | $0 | $0 |
| Q4 2024 | 96.84% | 85.98% | $0 | $0 |
| Q1 2025 | 97.82% | 86.99% | $0 | $13.0M |
| Q2 2025 | 94.14% | 87.24% | $0 | $13.0M |
| Q3 2025 | 97.05% | 86.89% | $0 | $5.0M |
| Q4 2025 | 104.10% | 87.39% | $0 | $30.0M |
| Q1 2026 | 104.95% | 87.79% | $0 | $43.0M |
| Q2 2026 | 101.61% | 88.14% | $0 | $29.0M |
Riverstone Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Riverstone Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Riverstone Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 10641) · FFIEC NIC profile (RSSD 388557)